Developer Tools · head to head
Penpot vs Unit21

Penpot
Developer Tools
Open source design and prototyping platform
- From
- Free
- Free plan
- Yes

Unit21
Cybersecurity
No-code fraud and AML risk operations platform for fintechs and neobanks
- From
- On request
- Free plan
- No
The short version
- Only Penpot has a free tier, so it costs nothing to try first.
- Each has a real cost: Penpot smaller user base and community compared to Figma means fewer templates and resources; Unit21 it is built for fintech scale rather than card issuer scale, so organisations reaching very high transaction volumes generally re-evaluate against heavier platforms and face a migration.
- They diverge on capability: Penpot covers Vector editing, Unit21 covers No-code rule builder.
- Prices and features above were last checked on 1 September 2026.
Where they differ
Only the attributes on which Penpot and Unit21 actually diverge.
Identical on both: user rating (Not yet rated).
What each one covers
Drawn from each product's published feature list. An absence here means we hold no record of it - not that the product lacks it.
Only in Penpot
- Vector editing
- Interactive prototyping
- Design systems
- Components & libraries
- Real-time collaboration
- SVG support
- CSS Grid & Flexbox
- Code export
Only in Unit21
- No-code rule builder
- Case management
- SAR filing
- Backtesting
- Identity and device signals
- Data ingestion API
What people use each for
The jobs each tool is most often brought in to do.
Penpot
- UI/UX designnot Unit21
- Prototypingnot Unit21
- Design systemsnot Unit21
- Developer handoffnot Unit21
- Open source projectsnot Unit21
Unit21
- A neobank whose sponsor bank requires a documented monitoring programme before it will keep the BIN sponsorshipnot Penpot
- A crypto exchange needing SAR filing and case management without building an internal compliance engineering teamnot Penpot
- A payments startup where the fraud lead needs to ship a new rule the same day a new attack pattern appearsnot Penpot
- A lender consolidating fraud alerts from three point tools into one investigator queue with a single audit trailnot Penpot
Where each one falls short
Documented limitations, not opinions. Every one is a constraint you would hit in normal use.
Penpot
- Smaller user base and community compared to Figma means fewer templates and resources
- Self-hosting requires Linux server and Docker knowledge for technical setup
- Real-time collaboration features may have performance issues with very large design files
Unit21
- It is built for fintech scale rather than card issuer scale, so organisations reaching very high transaction volumes generally re-evaluate against heavier platforms and face a migration.
- No-code rule authoring shifts power to the risk team, which is the point, but without governance it produces rule sprawl that nobody can explain to an examiner two years later.
- Detection quality depends on the signals you feed it, so a thin integration produces thin results and the platform cannot compensate with proprietary consortium data the way larger vendors do.
- Pricing is quoted by volume with an annual commitment, so a fintech whose growth stalls pays for headroom it did not use.
- SAR filing coverage is oriented to United States FinCEN reporting, so firms filing in the United Kingdom, European Union or Asia handle those submissions outside the tool.
Pricing, plan by plan
Penpot
Free- FreeFree
- Cloud-based design
- Real-time collaboration
- Components and variants
- Unlimited$7/month
- All free features
- Priority support
- Advanced cloud features
- Enterprise$950/month
- Custom enterprise features
- Dedicated support
- Advanced security
Unit21
On request- Unit21 Platform$undefined/year
- Priced by monitored volume and modules, annual contract
- Fraud, AML and case management packaged separately
- Implementation and historical data backfill quoted with the subscription
Which should you pick?
Choose Penpot if
- You need vector editing.
- You want to start without paying.
- You work on Web, Windows, macOS, Linux.
- You also want interactive prototyping.
Questions people ask
- Is Penpot or Unit21 better?
- Neither clearly leads. Penpot starts at Free and Unit21 at On request, and user ratings are close enough to be indistinguishable. Choose on capability and platform support.
- Which is cheaper, Penpot or Unit21?
- Penpot has a free tier; the other does not. Paid plans start at Free for Penpot and On request for Unit21.
- Does Penpot or Unit21 run on more platforms?
- Penpot runs on Web, Windows, macOS, Linux. Unit21 runs on Web.
- Can I use Penpot for free?
- Yes. Penpot has a free tier, so you can try it without paying. Unit21 starts at On request.
- What is Penpot best used for?
- Penpot is most often used for ui/ux design, prototyping, design systems, developer handoff. Of those, ui/ux design and prototyping are not what Unit21 is typically brought in for.
- What can Penpot do that Unit21 cannot?
- Penpot covers Vector editing, Interactive prototyping, Design systems, Components & libraries. Unit21 covers No-code rule builder, Case management, SAR filing, Backtesting.
Answered from the vendors’ own pages
Penpot: Is Penpot really free?
Yes. Penpot is completely free with no feature gates. The open-source version can be self-hosted on your own infrastructure for zero cost beyond server expenses.
SourceUnit21: Do we need engineers to run it?
Only for the initial data integration. After that the design intent is that risk and compliance staff author and deploy rules themselves.
Penpot: Can I self-host Penpot?
Yes. Penpot can be self-hosted on your own infrastructure with no licensing costs. Organizations with specific privacy or governance needs can run Penpot on their own servers.
SourceUnit21: Does it file SARs?
Yes, it generates and electronically files suspicious activity reports to FinCEN. Non-US regimes are not covered to the same depth.
Penpot: What are the paid plans if I use Penpot cloud?
Penpot's cloud service offers a free tier, Unlimited plan at $7 per user per month for professionals and medium teams, and Enterprise starting at $950 per month for larger organizations.
SourceUnit21: Can we test a rule before it goes live?
Yes. Backtesting against historical data to see projected alert volume is one of the more useful parts of the product, because alert volume is the real cost.
Penpot: What platforms does Penpot support?
Penpot runs in the browser, so it works on Windows, Mac, Linux, and any OS with a web browser. No platform-specific downloads required.
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