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APIs · head to head

Liveblocks vs Solaris

Liveblocks logo

Liveblocks

APIs

Realtime collaboration infrastructure for building multiplayer features

From
Free
Rated
-
Solaris logo

Solaris

APIs

German banking as a service with a full banking licence and a live regulatory problem

From
On request
Rated
-

The short version

  • Only Liveblocks has a free tier, so it costs nothing to try first.
  • Each has a real cost: Liveblocks on the Free plan, each metered feature has a hard cap and simply pauses when exceeded rather than allowing overage.; Solaris baFin appointed a special representative in 2022 and extended the mandate in July 2024, so a partner is joining a bank under active supervisory monitoring, with slower approvals and heavier compliance demands as a direct consequence.
  • They diverge on capability: Liveblocks covers Realtime presence and cursors, Solaris covers German banking licence.
  • Prices and features above were last checked on 1 September 2026.

Where they differ

Only the attributes on which Liveblocks and Solaris actually diverge.

Attributes where Liveblocks and Solaris differ
AttributeLiveblocksSolaris
Starting priceFreeOn request
Pricing modelfreemiumquote
Free tierYesNo

Identical on both: platforms (web, api), user rating (Not yet rated), category (APIs).

What each one covers

Drawn from each product's published feature list. An absence here means we hold no record of it - not that the product lacks it.

Only in Liveblocks

  • Realtime presence and cursors
  • Comments
  • Version history
  • Custom notifications
  • SSO and SOC 2
  • Management API

Only in Solaris

  • German banking licence
  • IBAN accounts
  • Card issuing
  • Lending as a service
  • Digital assets and custody
  • SEPA payments
  • KYC and onboarding
  • Deposit protection

What people use each for

The jobs each tool is most often brought in to do.

Liveblocks

  • Adding live cursors and presence to a collaborative editornot Solaris
  • Building threaded comments on documents or designsnot Solaris
  • Sending realtime notifications tied to collaborative actionsnot Solaris
  • Restoring previous versions of collaborative contentnot Solaris

Solaris

  • A retailer or platform launching a German current account or card product without applying for its own licencenot Liveblocks
  • A fintech that needs deposit taking and lending, which an e-money licence cannot providenot Liveblocks
  • A European business needing German IBANs because customers reject foreign IBANs for salary and direct debitnot Liveblocks
  • A company requiring German statutory deposit protection on customer balances as a product claimnot Liveblocks

Where each one falls short

Documented limitations, not opinions. Every one is a constraint you would hit in normal use.

Liveblocks

  • On the Free plan, each metered feature has a hard cap and simply pauses when exceeded rather than allowing overage.
  • The jump from Pro ($30/month) to Team (starting at $600/month) is steep for teams that outgrow Pro but don't need full Team scale.
  • Multi-region hosting and SCIM provisioning are Enterprise-only and require custom pricing.

Solaris

  • BaFin appointed a special representative in 2022 and extended the mandate in July 2024, so a partner is joining a bank under active supervisory monitoring, with slower approvals and heavier compliance demands as a direct consequence.
  • BaFin fined Solaris EUR 6.5 million in March 2024 for systematically late suspicious activity reports and EUR 500,000 for breaching large exposure limits between January 2022 and March 2024, which is a track record a partner inherits reputationally.
  • Solaris has previously needed BaFin approval before onboarding new corporate clients, which can turn a commercial decision to launch into a regulatory timetable outside your control.
  • The 2024 restructuring involved job cuts and the closure of parts of a business unit, so product lines a partner depends on may not have the engineering behind them that the sales process implies.
  • SBI Holdings acquired majority control in 2025, so strategic direction now sits with a Japanese financial group whose priorities for the European business may differ from the roadmap you were sold.

Pricing, plan by plan

Liveblocks

Free
  • FreeFree
    • 10 projects
    • 3 dashboard seats
    • 10 simultaneous connections per room
  • Pro$30/month
    • $30 monthly credits
    • Removes Liveblocks branding
    • 3 dashboard seats
  • Team$600/month
    • SSO and SOC 2
    • 10 dashboard seats
    • 50 connections/room

Solaris

On request
  • Solaris banking as a service$undefined/year
    • Quoted per partner, typically setup fee plus monthly platform fee
    • Per account, per card and per transaction charges on top
    • Interchange sharing arrangements negotiated per programme

Which should you pick?

Choose Liveblocks if

  • You need realtime presence and cursors.
  • You want to start without paying.
  • You work on web, api.
  • You also want comments.

Choose Solaris if

  • You need german banking licence.
  • You work on Web, API.
  • You also want iban accounts.

Questions people ask

Is Liveblocks or Solaris better?
Neither clearly leads. Liveblocks starts at Free and Solaris at On request, and user ratings are close enough to be indistinguishable. Choose on capability and platform support.
Which is cheaper, Liveblocks or Solaris?
Liveblocks has a free tier; the other does not. Paid plans start at Free for Liveblocks and On request for Solaris.
Does Liveblocks or Solaris run on more platforms?
Liveblocks runs on web, api. Solaris runs on Web, API.
Can I use Liveblocks for free?
Yes. Liveblocks has a free tier, so you can try it without paying. Solaris starts at On request.
What is Liveblocks best used for?
Liveblocks is most often used for adding live cursors and presence to a collaborative editor, building threaded comments on documents or designs, sending realtime notifications tied to collaborative actions, restoring previous versions of collaborative content. Of those, adding live cursors and presence to a collaborative editor and building threaded comments on documents or designs are not what Solaris is typically brought in for.
What can Liveblocks do that Solaris cannot?
Liveblocks covers Realtime presence and cursors, Comments, Version history, Custom notifications. Solaris covers German banking licence, IBAN accounts, Card issuing, Lending as a service.

Answered from the vendors’ own pages

Liveblocks: What does Liveblocks cost?

Liveblocks offers a Free plan with hard usage caps, a Pro plan at $30/month ($25/month billed annually) including $30 in monthly credits, a Team plan from $600/month, and custom Enterprise pricing.

Source
Solaris: Does Solaris have a real banking licence?

Yes. Solaris SE is a German credit institution, which is why it can offer deposits and lending, unlike e-money based competitors.

Liveblocks: Is there a free plan, and what are its limits?

Yes, the Free plan includes 10 projects, 3 dashboard seats, 10 simultaneous connections per room, 3,000 collaboration minutes, 200 comments, and 1GB of realtime data storage, with features pausing once a cap is hit.

Source
Solaris: Is the BaFin action still live?

The special representative appointed in 2022 had the mandate extended in July 2024, and fines were issued in March 2024. Treat supervisory oversight as an active condition in your diligence.

Liveblocks: How is usage metered?

Paid plans include monthly credits covering collaboration minutes, comments, and storage; usage beyond the credit is billed at metered rates such as $0.002 per collaboration minute and $0.01 per comment, with credits resetting each billing cycle without rollover.

Source
Solaris: Who owns Solaris now?

SBI Holdings of Japan agreed in December 2024 and January 2025 to take a majority stake of over seventy per cent for around EUR 100 million.

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