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Cybersecurity · head to head

Keeper Password Manager vs Refact

Keeper Password Manager logo

Keeper Password Manager

Cybersecurity

Cybersecurity starts here

From
Free
Free plan
Yes
Full reviewWebsite
Refact logo

Refact

Developer Tools

Autonomous AI coding agent for development tasks

From
Free
Free plan
Yes
Full reviewWebsite

The short version

  • Each has a real cost: Keeper Password Manager free tier limited to 10 passwords on one device only; Refact requires configuration for optimal performance
  • They diverge on capability: Keeper Password Manager covers Zero-knowledge security, Refact covers Autonomous agent workflows.
  • Prices and features above were last checked on 30 August 2026.

Where they differ

Only the attributes on which Keeper Password Manager and Refact actually diverge.

Attributes where Keeper Password Manager and Refact differ
AttributeKeeper Password ManagerRefact
Pricing modelUnknownFreemium with paid tiers
PlatformsWeb, iOS, Android, Windows, macOSVS Code, Web
CategoryCybersecurityDeveloper Tools
Founded20112023

Identical on both: starting price (Free), free tier (Yes), user rating (Not yet rated).

What each one covers

Drawn from each product's published feature list. An absence here means we hold no record of it - not that the product lacks it.

Only in Keeper Password Manager

  • Zero-knowledge security
  • Password vault
  • BreachWatch dark web monitoring
  • Secure file storage
  • One-time share
  • Emergency access
  • Passkey support
  • Secrets Manager

Only in Refact

  • Autonomous agent workflows
  • IDE chat
  • Real-time code completions
  • GitHub integration
  • Database integration
  • On-premise deployment
  • Multi-LLM support
  • 25+ language support

What people use each for

The jobs each tool is most often brought in to do.

Keeper Password Manager

  • Password Managernot Refact
  • Secrets Managementnot Refact
  • Privileged Accessnot Refact

Refact

  • Autonomous code generation for development tasksnot Keeper Password Manager
  • End-to-end bug fixes and refactoringnot Keeper Password Manager
  • Multi-language software development accelerationnot Keeper Password Manager
  • Enterprise development with data privacy requirementsnot Keeper Password Manager

Where each one falls short

Documented limitations, not opinions. Every one is a constraint you would hit in normal use.

Keeper Password Manager

  • Free tier limited to 10 passwords on one device only
  • Personal and Family plans lack team collaboration features
  • Higher per-user cost for small teams compared to some competitors

Refact

  • Requires configuration for optimal performance
  • On-premise deployment adds operational complexity
  • Free tier limited by daily agent request quota
  • Coin system adds complexity to cost calculation

Pricing, plan by plan

Keeper Password Manager

Free
  • Personal$34.99/year
  • Family$74.99/year
  • Business Starter$2/user per month
  • Business$3.75/user per month

Refact

Free
  • FreeFree
    • Limited daily agent usage
    • Unlimited completions
    • 2,000 coins for agent and chat
  • Pro$10/month
    • 40 daily agent requests
    • 64k context window
    • 10,000 coins monthly
  • Enterprise$undefined/custom
    • On-premise deployment
    • Custom coin allocation
    • Fine-tuning support

Which should you pick?

Choose Keeper Password Manager if

  • You need zero-knowledge security.
  • You want to start without paying.
  • You work on Web, iOS, Android, Windows, macOS.
  • You also want password vault.
Keeper Password Manager review

Choose Refact if

  • You need autonomous agent workflows.
  • You want to start without paying.
  • You work on VS Code, Web.
  • You also want ide chat.
Refact review

Questions people ask

Is Keeper Password Manager or Refact better?
Neither clearly leads. Keeper Password Manager starts at Free and Refact at Free, and user ratings are close enough to be indistinguishable. Choose on capability and platform support.
Which is cheaper, Keeper Password Manager or Refact?
Keeper Password Manager starts at Free and Refact at Free.
Does Keeper Password Manager or Refact run on more platforms?
Keeper Password Manager runs on Web, iOS, Android, Windows, macOS. Refact runs on VS Code, Web.
Can I use Keeper Password Manager for free?
Both have a free tier, so you can try either at no cost before committing.
What is Keeper Password Manager best used for?
Keeper Password Manager is most often used for password manager, secrets management, privileged access. Of those, password manager and secrets management are not what Refact is typically brought in for.
What can Keeper Password Manager do that Refact cannot?
Keeper Password Manager covers Zero-knowledge security, Password vault, BreachWatch dark web monitoring, Secure file storage. Refact covers Autonomous agent workflows, IDE chat, Real-time code completions, GitHub integration.

Answered from the vendors’ own pages

Keeper Password Manager: Does Keeper offer a free tier?

Keeper's free version stores only 10 passwords on a single mobile device with no cross-device sync and is effectively a trial.

Source
Refact: How many programming languages does Refact support?

Refact supports 25+ programming languages including Python, JavaScript, Go, Rust, Java, C++, and many others.

Source
Keeper Password Manager: What does Keeper Business cost?

Keeper Business Starter costs $2 per user per month for 5-10 users. Keeper Business costs $3.75 per user per month for unlimited users.

Source
Refact: Can I deploy Refact on-premises?

Yes. Refact offers on-premise deployment options for organizations requiring complete data control and privacy.

Source
Keeper Password Manager: Does Keeper Enterprise include SSO?

Yes. Keeper Enterprise includes single sign-on capabilities along with compliance and reporting features at $6 per user per month.

Source
Refact: What LLMs does Refact support?

Refact works with multiple LLMs including Claude, GPT-4, and open-source models, giving you flexibility in model selection.

Source
Keeper Password Manager: What security features does Keeper include?

Keeper uses zero-knowledge encryption where the company cannot access passwords, plus advanced features like privileged access management and session recording on Enterprise Plus.

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