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Accounting · head to head

Invoice2go vs Volt

Invoice2go logo

Invoice2go

Accounting

Mobile-first invoicing app for small businesses and freelancers

From
On request
Rated
-
Full reviewWebsite
Volt logo

Volt

APIs

Account-to-account pay by bank across Europe, the UK, Brazil and Australia

From
On request
Rated
-
Full reviewWebsite

The short version

  • Each has a real cost: Invoice2go starter plan caps invoices at just 30 per year, forcing an upgrade for most active businesses.; Volt account-to-account payments carry no chargeback mechanism, so consumers lose scheme dispute protection and merchants lose a familiar framework for handling claims.
  • They diverge on capability: Invoice2go covers Invoice creation and customization, Volt covers Pay by bank.
  • Prices and features above were last checked on 1 September 2026.

Where they differ

Only the attributes on which Invoice2go and Volt actually diverge.

Attributes where Invoice2go and Volt differ
AttributeInvoice2goVolt
Pricing modelsubscriptionquote
Platformsweb, ios, androidWeb, REST API
CategoryAccountingAPIs

Identical on both: starting price (On request), free tier (No), user rating (Not yet rated).

What each one covers

Drawn from each product's published feature list. An absence here means we hold no record of it - not that the product lacks it.

Only in Invoice2go

  • Invoice creation and customization
  • Estimates and projects
  • In-app payments
  • Automated reminders
  • Accounting integrations
  • Team member access

Only in Volt

  • Pay by bank
  • Circuit Breaker
  • Virtual IBANs
  • Payouts and refunds
  • Verify
  • Stablecoin checkout

What people use each for

The jobs each tool is most often brought in to do.

Invoice2go

  • Freelancers invoicing clients from a mobile devicenot Volt
  • Small service businesses tracking estimates and projectsnot Volt
  • Businesses wanting integrated card and ACH paymentsnot Volt
  • Businesses syncing invoices with QuickBooks or Xeronot Volt

Volt

  • A travel seller with high average order values paying percentage card fees it wants to replace with flat transfer feesnot Invoice2go
  • An iGaming operator needing fast deposits and payouts where card acceptance is restrictednot Invoice2go
  • A merchant with heavy card fraud that wants strongly authenticated irreversible paymentsnot Invoice2go
  • A marketplace verifying seller bank accounts before paying outnot Invoice2go

Where each one falls short

Documented limitations, not opinions. Every one is a constraint you would hit in normal use.

Invoice2go

  • Starter plan caps invoices at just 30 per year, forcing an upgrade for most active businesses.
  • Card processing fees are higher than some dedicated payment processors.
  • Accounting integrations are limited to QuickBooks and Xero, excluding other platforms.
  • Premium plan requires roughly $100k+/year revenue to be cost-effective, per its own positioning.

Volt

  • Account-to-account payments carry no chargeback mechanism, so consumers lose scheme dispute protection and merchants lose a familiar framework for handling claims.
  • Refunds are outbound payments rather than reversals, which changes treasury handling and means a refund can fail for reasons a card refund never would.
  • Conversion is lower than a stored card because the shopper must complete a bank authentication journey, and drop-off varies significantly by bank.
  • Core pay by bank pricing is per transaction but refunds, payouts, virtual IBANs, Verify and fraud tooling are billed separately, so the real cost is a stack of line items.
  • Bank API availability and quality vary across markets, and an outage at a major bank removes a slice of your checkout with no fallback unless you keep cards live.

Pricing, plan by plan

Invoice2go

On request
  • Starter$undefined/month
    • 30 invoices/year
    • 3.5% card payment fee
    • Free ACH bank transfers
  • Professional$undefined/month
    • 100 invoices/year
    • 3% card payment fee
    • QuickBooks/Xero integration
  • Premium$undefined/month
    • Unlimited invoices
    • 2.9% card payment fee
    • Recurring invoices

Volt

On request
  • Volt pay by bank$undefined/year
    • Per successful transaction fee, quoted by volume and market
    • Separate charges for refunds, payouts, virtual IBANs and Verify
    • Circuit Breaker fraud tooling priced as an add-on

Which should you pick?

Choose Invoice2go if

  • You need invoice creation and customization.
  • You work on web, ios, android.
  • You also want estimates and projects.
Invoice2go review

Choose Volt if

  • You need pay by bank.
  • You work on Web, REST API.
  • You also want circuit breaker.
Volt review

Questions people ask

Is Invoice2go or Volt better?
Neither clearly leads. Invoice2go starts at On request and Volt at On request, and user ratings are close enough to be indistinguishable. Choose on capability and platform support.
Which is cheaper, Invoice2go or Volt?
Invoice2go starts at On request and Volt at On request.
Does Invoice2go or Volt run on more platforms?
Invoice2go runs on web, ios, android. Volt runs on Web, REST API.
What is Invoice2go best used for?
Invoice2go is most often used for freelancers invoicing clients from a mobile device, small service businesses tracking estimates and projects, businesses wanting integrated card and ach payments, businesses syncing invoices with quickbooks or xero. Of those, freelancers invoicing clients from a mobile device and small service businesses tracking estimates and projects are not what Volt is typically brought in for.
What can Invoice2go do that Volt cannot?
Invoice2go covers Invoice creation and customization, Estimates and projects, In-app payments, Automated reminders. Volt covers Pay by bank, Circuit Breaker, Virtual IBANs, Payouts and refunds.

Answered from the vendors’ own pages

Invoice2go: What does Invoice2go cost?

Invoice2go offers three tiers - Starter (30 invoices/year), Professional (100 invoices/year), and Premium (unlimited invoices) - distinguished by invoice volume and card processing fees from 3.5% down to 2.9%.

Source
Volt: Are there chargebacks?

No. Bank transfers are irrevocable, so disputes are handled commercially between merchant and customer, not through a card scheme.

Invoice2go: Is there a free trial?

Yes, Invoice2go offers a 30-day free trial that requires a credit card but includes a 100% money-back guarantee if canceled within 30 days.

Source
Volt: How do refunds work?

As a separate outbound payment initiated by the merchant, which Volt charges for separately from the inbound transaction.

Invoice2go: Does Invoice2go integrate with accounting software?

Yes, the Professional and Premium plans include integration with QuickBooks and Xero.

Source
Volt: Which markets are covered?

Europe and the UK, plus Brazil and Australia, on a single API integration.

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