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Developer Tools · head to head

HCP Terraform vs Yoti

HCP Terraform logo

HCP Terraform

Developer Tools

Infrastructure as code provisioning and management, formerly Terraform Cloud

From
Free
Free plan
Yes
Yoti logo

Yoti

Cybersecurity

Reusable digital identity, facial age estimation and identity verification

From
On request
Free plan
No

The short version

  • Only HCP Terraform has a free tier, so it costs nothing to try first.
  • Each has a real cost: HCP Terraform legacy free version deprecated; no current freemium tier; Yoti age estimation returns a probabilistic range rather than a verified date of birth, so it only works with a safety buffer above the legal threshold and cannot prove an exact age.
  • Prices and features above were last checked on 1 September 2026.

Where they differ

Only the attributes on which HCP Terraform and Yoti actually diverge.

Attributes where HCP Terraform and Yoti differ
AttributeHCP TerraformYoti
Starting priceFreeOn request
Pricing modelusage-basedquote
Free tierYesNo
PlatformsWebWeb, iOS, Android, API
CategoryDeveloper ToolsCybersecurity

Identical on both: user rating (Not yet rated).

What each one covers

Drawn from each product's published feature list. An absence here means we hold no record of it - not that the product lacks it.

Only in HCP Terraform

Nothing recorded that Yoti does not also cover.

Only in Yoti

  • Facial age estimation
  • Reusable digital ID
  • Identity verification
  • UK right to work and rent
  • Digital ID for retail
  • Selective disclosure

What people use each for

The jobs each tool is most often brought in to do.

HCP Terraform

  • Infrastructure as Code managementnot Yoti
  • Cloud resource provisioningnot Yoti

Yoti

  • A social platform meeting UK Online Safety Act age assurance duties without collecting identity documents from teenagersnot HCP Terraform
  • A supermarket removing staff interventions at self-checkout for age-restricted purchasesnot HCP Terraform
  • A UK employer running digital right-to-work checks under the certified trust framework rather than inspecting passportsnot HCP Terraform
  • A gambling operator needing an age gate with high completion rates before the account funding stepnot HCP Terraform

Where each one falls short

Documented limitations, not opinions. Every one is a constraint you would hit in normal use.

HCP Terraform

  • Legacy free version deprecated; no current freemium tier
  • New users receive $500 credit but still require usage to continue service
  • Terraform Enterprise requires custom pricing

Yoti

  • Age estimation returns a probabilistic range rather than a verified date of birth, so it only works with a safety buffer above the legal threshold and cannot prove an exact age.
  • Estimation accuracy varies by demographic and reported error margins widen at the age bands that matter most for eighteen-year thresholds, which pushes borderline users into a document fallback you still have to pay for.
  • Pricing is not published, so buyers cannot compare the cost of an estimation check against a document check without going through sales.
  • Regulatory acceptance of facial estimation differs by jurisdiction, so a method that satisfies Ofcom may not satisfy a regulator elsewhere and multi-market platforms need more than one approach.
  • The reusable digital identity app depends on consumer adoption, which is meaningful in the UK and thin elsewhere, limiting the reusability benefit outside its home market.

Pricing, plan by plan

HCP Terraform

Free
  • Essentials$0.1/month
    • Per resource pricing
    • Remote state storage
    • VCS connection
  • Standard$0.47/month
    • Per resource pricing
    • Essentials features plus unlimited modules
    • Module deprecation
  • Premium$0.99/month
    • Per resource pricing
    • Standard features plus module revocation
    • Waypoint actions

Yoti

On request
  • Yoti Age and Identity Services$undefined/year
    • Per-check pricing quoted by volume and method
    • Age estimation, document verification and digital ID priced differently
    • Right to work and right to rent checks quoted separately

Which should you pick?

Choose HCP Terraform if

  • You want to start without paying.

Choose Yoti if

  • You need facial age estimation.
  • You work on Web, iOS, Android, API.
  • You also want reusable digital id.

Questions people ask

Is HCP Terraform or Yoti better?
Neither clearly leads. HCP Terraform starts at Free and Yoti at On request, and user ratings are close enough to be indistinguishable. Choose on capability and platform support.
Which is cheaper, HCP Terraform or Yoti?
HCP Terraform has a free tier; the other does not. Paid plans start at Free for HCP Terraform and On request for Yoti.
Does HCP Terraform or Yoti run on more platforms?
HCP Terraform runs on Web. Yoti runs on Web, iOS, Android, API.
Can I use HCP Terraform for free?
Yes. HCP Terraform has a free tier, so you can try it without paying. Yoti starts at On request.
What is HCP Terraform best used for?
HCP Terraform is most often used for infrastructure as code management, cloud resource provisioning. Of those, infrastructure as code management and cloud resource provisioning are not what Yoti is typically brought in for.
What can HCP Terraform do that Yoti cannot?
Yoti covers Facial age estimation, Reusable digital ID, Identity verification, UK right to work and rent.

Answered from the vendors’ own pages

HCP Terraform: How much does HCP Terraform cost?

HCP Terraform uses per-resource pricing starting at $0.10/month/resource for Essentials, $0.47/month/resource for Standard, and $0.99/month/resource for Premium.

Source
Yoti: Does age estimation store my face?

The image is used to produce an estimate and then deleted rather than retained, which is the specific property that makes it usable for age assurance on minors.

HCP Terraform: Does HCP Terraform offer a free tier?

No, the legacy free version has been deprecated. However, new users receive $500 credit to try the service.

Source
Yoti: Is it accepted for UK Online Safety Act compliance?

Facial age estimation is one of the methods regulators have accepted as highly effective age assurance. Confirm the current position with your own counsel for your content category.

HCP Terraform: What does the Standard plan include?

Standard plan at $0.47/month/resource includes unlimited modules, module deprecation, team notifications, no-code provisioning, and Waypoint templates.

Source
Yoti: Can it prove someone is exactly 21?

No. It gives a range. If you need a precise age you need a document or database check, which Yoti also sells.

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