Personal Finance · head to head
Crypto.com vs Skrill

Crypto.com
Personal Finance
The best place to buy, sell, and pay with crypto
- From
- Free
- Rated
- -
The short version
- Each has a real cost: Crypto.com trading fees are significantly higher than industry average at 0.25%/0.5% versus 0.15%/0.194%; Skrill a currency conversion fee of 4.49 percent applies to most conversions
- They diverge on capability: Crypto.com covers Cryptocurrency Trading, Skrill covers Money transfers.
- Prices and features above were last checked on 30 August 2026.
Where they differ
Only the attributes on which Crypto.com and Skrill actually diverge.
| Attribute | Crypto.com | Skrill |
|---|---|---|
| Pricing model | Unknown | transaction |
| Founded | 2016 | 2001 |
Identical on both: starting price (Free), free tier (Yes), platforms (Web, iOS, Android), user rating (Not yet rated), category (Personal Finance).
What each one covers
Drawn from each product's published feature list. An absence here means we hold no record of it - not that the product lacks it.
Only in Crypto.com
- Cryptocurrency Trading
- Visa Card
- Crypto Earn
- DeFi Wallet
- NFT
- Visa
- Apple Pay
- Google Pay
Only in Skrill
- Money transfers
- Digital wallet
- Currency conversion
- Prepaid card
- Bank accounts
- Credit cards
- IOS support
Both cover
- Web support
- Android support
What people use each for
The jobs each tool is most often brought in to do.
Crypto.com
- Exchangesnot Skrill
- Walletsnot Skrill
- Paymentsnot Skrill
Skrill
- Sending money internationally from a prepaid digital walletnot Crypto.com
- Funding and withdrawing from online merchants and gaming sitesnot Crypto.com
- Buying and selling cryptocurrency inside a wallet accountnot Crypto.com
Where each one falls short
Documented limitations, not opinions. Every one is a constraint you would hit in normal use.
Crypto.com
- Trading fees are significantly higher than industry average at 0.25%/0.5% versus 0.15%/0.194%
- Bitcoin withdrawal fees are excessive at 0.0004 BTC (approximately $47) versus actual blockchain mining fees
- Customer support experiences significant delays up to months, with Trustpilot rating of 2.0/5
- CRO token dependency for fee reductions and card rewards exposes users to token price volatility
- Account freezes, card blocks, and verification delays reported by users
Skrill
- A currency conversion fee of 4.49 percent applies to most conversions
- An inactivity fee of EUR 5.00 is deducted monthly after six months with no login or transaction
- Card deposits carry a 2.50 percent fee
- SWIFT bank withdrawals cost 2.80 percent with a minimum fee of EUR 3.5
- Skrill to Skrill transfers cost 2.99 percent with a EUR 0.50 minimum on standard accounts, reduced to 1.45 percent only for True Skriller accounts
- Crypto trading fees are tiered by VIP status, from 1.50 percent standard down to 1.30 percent at Gold and Diamond VIP
Pricing, plan by plan
Crypto.com
FreeNo published plan breakdown. See the Crypto.com review.
Skrill
Free- Free AccountFree
- Money transfers
- Digital wallet
- Premier Account$undefined/month
- Higher limits
- Special rates
Which should you pick?
Choose Crypto.com if
- You need cryptocurrency trading.
- You want to start without paying.
- You work on Web, iOS, Android.
- You also want visa card.
Choose Skrill if
- You need money transfers.
- You want to start without paying.
- You work on Web, IOS, Android.
- You also want digital wallet.
Questions people ask
- Is Crypto.com or Skrill better?
- Neither clearly leads. Crypto.com starts at Free and Skrill at Free, and user ratings are close enough to be indistinguishable. Choose on capability and platform support.
- Which is cheaper, Crypto.com or Skrill?
- Crypto.com starts at Free and Skrill at Free.
- Does Crypto.com or Skrill run on more platforms?
- Crypto.com runs on Web, iOS, Android. Skrill runs on Web, IOS, Android.
- Can I use Crypto.com for free?
- Both have a free tier, so you can try either at no cost before committing.
- What is Crypto.com best used for?
- Crypto.com is most often used for exchanges, wallets, payments. Of those, exchanges and wallets are not what Skrill is typically brought in for.
- What can Crypto.com do that Skrill cannot?
- Crypto.com covers Cryptocurrency Trading, Visa Card, Crypto Earn, DeFi Wallet. Skrill covers Money transfers, Digital wallet, Currency conversion, Prepaid card. Both handle Web support, Android support.
Answered from the vendors’ own pages
Crypto.com: What are Crypto.com's trading fees?
Base spot trading fees are 0.25% for makers and 0.5% for takers. Fees decrease with higher 30-day trading volume and CRO staking, with volume-based discounts reaching 0.065% maker and 0.1% taker fees at $5M volume.
SourceSkrill: Is Skrill free to use?
Skrill operates on a freemium model. The digital wallet is free to open and use for basic features. The site refers to a fees page where transfer, conversion, and service fees are disclosed.
SourceCrypto.com: What is the difference between Crypto.com App and Exchange?
The App is designed for beginners with embedded spreads reaching 0.5-1%, while the Exchange platform shows transparent maker/taker fees starting from 0.25%/0.50%, with costs decreasing with CRO staking and VIP levels.
SourceSkrill: What are Skrill's fees for transfers and conversions?
Skrill lists transfer, conversion, and service fees but does not display the specific amounts on the homepage. Detailed fee structures are available on Skrill's dedicated fees page at /en/siteinformation/fees/.
SourceCrypto.com: What are the total costs of trading on Crypto.com?
Estimated total costs are approximately 1.30% per trade, composed of 0.75% trading fees and an approximate spread of 0.55%.
SourceSkrill: What services does Skrill offer?
Skrill provides international money transfers, online payment processing, cryptocurrency buying and selling, loyalty rewards through the Knect points program, and a mobile app. These services are included in the free account.
SourceCrypto.com: What integrations does Crypto.com have?
Crypto.com integrates with Coinbase and Kraken for cryptocurrency trading and account activity, enabling multi-exchange portfolio management.
SourceSkrill: Is Skrill regulated?
Yes. Skrill Limited is authorized by the Financial Conduct Authority under the Electronic Money Regulations 2011 for issuing electronic money and payment instruments. It is also registered with the FCA as a cryptoasset firm.
SourceRelated pages
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