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Restaurants · head to head

Clover vs Swiggy

Clover logo

Clover

Restaurants

Point of sale system that grows with your business

From
$29/month
Rated
-
Full reviewWebsite
Swiggy logo

Swiggy

Restaurants

Indian food delivery marketplace with Instamart quick commerce grocery built in

From
Free
Rated
-
Full reviewWebsite

The short version

  • Only Swiggy has a free tier, so it costs nothing to try first.
  • Each has a real cost: Clover the App Store listing (Clover Network, Inc) requires an existing Clover merchant account to use the app at all; there is no self-serve signup or published subscription price inside the listing, confirming the product is sold only through merchant onboarding contracts; Swiggy restaurant commission of roughly 15 to 25 percent is commonly passed through as higher in-app menu prices, so the delivered price is not simply the counter price plus a fee.
  • They diverge on capability: Clover covers POS system, Swiggy covers Food delivery marketplace.
  • Prices and features above were last checked on 1 September 2026.

Where they differ

Only the attributes on which Clover and Swiggy actually diverge.

Attributes where Clover and Swiggy differ
AttributeCloverSwiggy
Starting price$29/monthFree
Pricing modelsubscriptionFree to download; delivery and platform fees per order, optional paid membership
Free tierNoYes
PlatformsHardware, Ios, AndroidiOS, Android, Web
Founded2012Unknown

Identical on both: user rating (Not yet rated), category (Restaurants).

What each one covers

Drawn from each product's published feature list. An absence here means we hold no record of it - not that the product lacks it.

Only in Clover

  • POS system
  • Payment processing
  • Inventory management
  • Employee management
  • Reporting
  • QuickBooks
  • Yelp
  • Gusto

Only in Swiggy

  • Food delivery marketplace
  • Instamart quick commerce
  • Swiggy One membership
  • Swiggy Dineout
  • Swiggy Genie
  • Swiggy for Business

What people use each for

The jobs each tool is most often brought in to do.

Clover

  • Point of salenot Swiggy
  • Payment processingnot Swiggy
  • Business managementnot Swiggy

Swiggy

  • A diner in an Indian city ordering restaurant food and wanting quick grocery top-ups in the same appnot Clover
  • A household comparing Swiggy One against Zomato Gold based on which platform they use morenot Clover
  • Someone needing same-day courier pickup and drop-off for a non-food item via Swiggy Genienot Clover
  • A restaurant partner using Swiggy for Business to manage online order volume and menu pricingnot Clover

Where each one falls short

Documented limitations, not opinions. Every one is a constraint you would hit in normal use.

Clover

  • The App Store listing (Clover Network, Inc) requires an existing Clover merchant account to use the app at all; there is no self-serve signup or published subscription price inside the listing, confirming the product is sold only through merchant onboarding contracts

Swiggy

  • Restaurant commission of roughly 15 to 25 percent is commonly passed through as higher in-app menu prices, so the delivered price is not simply the counter price plus a fee.
  • Instamart's fast delivery promise depends on dense local dark-store coverage, so the speed and product range advertised in major metros do not extend evenly to smaller cities.
  • Delivery riders and Instamart pickers are engaged on a gig basis with earnings tied to order volume, a model that has drawn wage and working-condition scrutiny in India.
  • Swiggy One's value depends on using multiple Swiggy products regularly; a household that only orders food occasionally will rarely recoup the subscription cost.
  • As a newly public company since its 2024 IPO, Swiggy is under investor pressure to show profitability, and cost-cutting or fee changes driven by that pressure can land on riders, restaurants or diners with limited notice.

Pricing, plan by plan

Clover

$29/month
  • StarterFree
    • Mobile payments
    • Basic reporting
  • Standard$14.95/month
    • Full POS
    • Employee management
    • Inventory

Swiggy

Free
  • Pay per orderFree
    • Delivery fee scaling with distance and demand
    • Platform fee on order total
    • Restaurant menu prices often marked up versus dine-in
  • Swiggy One$299/month
    • Delivery fee waivers across food, Instamart and Dineout orders
    • Additional discounts and offers at partner outlets
    • Also offered at a discounted annual rate

Which should you pick?

Choose Clover if

  • You need pos system.
  • You work on Hardware, Ios, Android.
  • You also want payment processing.
Clover review

Choose Swiggy if

  • You need food delivery marketplace.
  • You want to start without paying.
  • You work on iOS, Android, Web.
  • You also want instamart quick commerce.
Swiggy review

Questions people ask

Is Clover or Swiggy better?
Neither clearly leads. Clover starts at $29/month and Swiggy at Free, and user ratings are close enough to be indistinguishable. Choose on capability and platform support.
Which is cheaper, Clover or Swiggy?
Swiggy has a free tier; the other does not. Paid plans start at $29/month for Clover and Free for Swiggy.
Does Clover or Swiggy run on more platforms?
Clover runs on Hardware, Ios, Android. Swiggy runs on iOS, Android, Web.
Can I use Swiggy for free?
Yes. Swiggy has a free tier, so you can try it without paying. Clover starts at $29/month.
What is Clover best used for?
Clover is most often used for point of sale, payment processing, business management. Of those, point of sale and payment processing are not what Swiggy is typically brought in for.
What can Clover do that Swiggy cannot?
Clover covers POS system, Payment processing, Inventory management, Employee management. Swiggy covers Food delivery marketplace, Instamart quick commerce, Swiggy One membership, Swiggy Dineout.

Answered from the vendors’ own pages

Clover: Does Clover publish pricing on their website?

Pricing is not shown on Clover's main site or dedicated pricing page. To get a quote, you must contact their sales team directly.

Source
Swiggy: Is Instamart a separate app from Swiggy?

No, Instamart quick commerce grocery delivery is built into the main Swiggy app rather than sold as a standalone download.

Clover: Do I need a credit card to try Clover?

The site does not disclose whether a trial period exists or what sign-up requirements are. Contact sales to ask whether a free trial is available and what payment information is required.

Source
Swiggy: What does Swiggy One include?

A paid membership bundling delivery fee waivers and discounts across food delivery, Instamart and Dineout dine-in bookings.

Swiggy: Is Swiggy a public company?

Yes, Swiggy Limited listed on Indian stock exchanges via an IPO in 2024.

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