Softwr

Accounting · head to head

Chargebee vs Happay

Chargebee logo

Chargebee

Accounting

Subscription billing & revenue management

From
Free
Rated
-
Full reviewWebsite
Happay logo

Happay

Accounting

Indian travel, expense and corporate card platform, now owned by MakeMyTrip

From
On request
Rated
-
Full reviewWebsite

The short version

  • Only Chargebee has a free tier, so it costs nothing to try first.
  • Each has a real cost: Chargebee priced as a percentage of billing, 0.80 percent on pay-as-you-go or 0.65 percent plus $99 a month on the committed plan, so the fee rises with revenue; Happay the platform has changed owner twice since 2021, from founders to CRED to MakeMyTrip, and each transition has meant leadership churn and roadmap reprioritisation.
  • They diverge on capability: Chargebee covers Subscription management, Happay covers GST-aware capture.
  • Prices and features above were last checked on 1 September 2026.

Where they differ

Only the attributes on which Chargebee and Happay actually diverge.

Attributes where Chargebee and Happay differ
AttributeChargebeeHappay
Starting priceFreeOn request
Pricing modelusage-basedquote
Free tierYesNo
PlatformsWeb, ApiWeb, iOS, Android
Founded2011Unknown

Identical on both: user rating (Not yet rated), category (Accounting).

What each one covers

Drawn from each product's published feature list. An absence here means we hold no record of it - not that the product lacks it.

Only in Chargebee

  • Subscription management
  • Recurring billing
  • Revenue recognition
  • Dunning management
  • Checkout pages
  • Stripe
  • PayPal
  • Salesforce

Only in Happay

  • GST-aware capture
  • Corporate cards
  • Self-booking travel
  • Cash advances
  • Approval matrix
  • Analytics

What people use each for

The jobs each tool is most often brought in to do.

Chargebee

  • Subscription billingnot Happay
  • Revenue operationsnot Happay
  • Pricing experimentationnot Happay

Happay

  • An Indian enterprise needing GST input credit fields captured at the point of expense submissionnot Chargebee
  • A company with field sales staff needing rupee prepaid cards with merchant category limitsnot Chargebee
  • A finance team replacing a spreadsheet-and-email cash advance process with a tracked workflownot Chargebee
  • An Indian group wanting travel booking and expense from one supplier with domestic content depthnot Chargebee

Where each one falls short

Documented limitations, not opinions. Every one is a constraint you would hit in normal use.

Chargebee

  • Priced as a percentage of billing, 0.80 percent on pay-as-you-go or 0.65 percent plus $99 a month on the committed plan, so the fee rises with revenue
  • Split into four separate product lines, Billing, CPQ, RevRec and Growth, each with its own tiers and most quote-only
  • CPQ Lite is free only for the first 50 quotes
  • Revenue recognition pricing is demo-only
  • Enterprise Plus requires an annual commitment

Happay

  • The platform has changed owner twice since 2021, from founders to CRED to MakeMyTrip, and each transition has meant leadership churn and roadmap reprioritisation.
  • It is now owned by an online travel agency, so the incentive is to grow travel bookings, and expense-only customers are not the strategic centre of the product.
  • Card issuance depends on partner bank relationships, so limits, approval times and product features are constrained by a bank the customer does not choose.
  • Coverage is overwhelmingly India-specific, which makes it unsuitable as a group-wide platform for companies with foreign subsidiaries.
  • Integration depth outside common Indian ERP and accounting systems is thin, and connecting a global SAP instance usually needs bespoke work.

Pricing, plan by plan

Chargebee

Free
  • Flow (Billing)Free
    • Usage-based billing: $0.80% for first $20K invoicing volume
    • Then $99 + 0.65% for higher volumes
    • Includes 100M usage events per month
  • CPQ LiteFree
    • Free for first 50 quotes
  • Growth (Starter)Free
    • Free exclusively for Chargebee Billing customers

Happay

On request
  • Happay$undefined/year
    • Quoted per-user or per-transaction subscription
    • Card programme terms set with the partner bank
    • Travel booking fees separate from expense subscription

Which should you pick?

Choose Chargebee if

  • You need subscription management.
  • You want to start without paying.
  • You work on Web, Api.
  • You also want recurring billing.
Chargebee review

Choose Happay if

  • You need gst-aware capture.
  • You work on Web, iOS, Android.
  • You also want corporate cards.
Happay review

Questions people ask

Is Chargebee or Happay better?
Neither clearly leads. Chargebee starts at Free and Happay at On request, and user ratings are close enough to be indistinguishable. Choose on capability and platform support.
Which is cheaper, Chargebee or Happay?
Chargebee has a free tier; the other does not. Paid plans start at Free for Chargebee and On request for Happay.
Does Chargebee or Happay run on more platforms?
Chargebee runs on Web, Api. Happay runs on Web, iOS, Android.
Can I use Chargebee for free?
Yes. Chargebee has a free tier, so you can try it without paying. Happay starts at On request.
What is Chargebee best used for?
Chargebee is most often used for subscription billing, revenue operations, pricing experimentation. Of those, subscription billing and revenue operations are not what Happay is typically brought in for.
What can Chargebee do that Happay cannot?
Chargebee covers Subscription management, Recurring billing, Revenue recognition, Dunning management. Happay covers GST-aware capture, Corporate cards, Self-booking travel, Cash advances.

Answered from the vendors’ own pages

Chargebee: What does Chargebee Billing cost?

Chargebee Billing (Flow plan) starts free with usage-based fees: 0.80% for the first $20K in monthly invoicing volume, then $99 monthly + 0.65% for higher volumes. Includes 100M usage events per month.

Source
Happay: Who owns Happay now?

MakeMyTrip. It agreed in November 2024 to acquire the expense management platform, brand and team from CRED, which had bought Happay in 2021.

Chargebee: Can I try Chargebee for free?

Yes. Chargebee Billing Flow plan starts at $0 with usage-based fees. CPQ Lite is free for the first 50 quotes. Growth (Starter) is free for Chargebee Billing customers.

Source
Happay: Can it be used outside India?

It books international travel for Indian entities, but the expense and card sides are built for Indian tax and banking and do not serve foreign entities well.

Chargebee: How much does Chargebee's advanced modules cost?

RevRec and Enterprise CPQ require booking a demo or requesting a quote. No list pricing is published for these modules.

Source
Happay: Does Happay issue its own cards?

It issues cards through partner banks rather than under its own banking licence, so card terms follow the partner.

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