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APIs · head to head

Basis Theory vs Postman

Basis Theory logo

Basis Theory

APIs

Developer tokenisation platform that holds card and sensitive data inside a PCI Level 1 environment you do not operate

From
$995/month
Rated
-
Full reviewWebsite
Postman logo

Postman

Technology

The API platform for building and using APIs

From
Free
Rated
-
Full reviewWebsite

The short version

  • Only Postman has a free tier, so it costs nothing to try first.
  • Each has a real cost: Basis Theory the Starter plan is 995 US dollars a month before any volume, which is a real floor for an early stage company and puts the product out of reach of teams tokenising a few thousand records.; Postman free plan limited to single user as of March 1, 2026, making it unsuitable for teams without paid plans
  • They diverge on capability: Basis Theory covers Tokenisation API, Postman covers API client.
  • Prices and features above were last checked on 31 August 2026.

Where they differ

Only the attributes on which Basis Theory and Postman actually diverge.

Attributes where Basis Theory and Postman differ
AttributeBasis TheoryPostman
Starting price$995/monthFree
Pricing modelPer month by token volumeUnknown
Free tierNoYes
PlatformsWeb, iOS, Android, LinuxWeb, Windows, macOS, Linux
CategoryAPIsTechnology
FoundedUnknown2014

Identical on both: user rating (Not yet rated).

What each one covers

Drawn from each product's published feature list. An absence here means we hold no record of it - not that the product lacks it.

Only in Basis Theory

  • Tokenisation API
  • Hosted elements
  • Outbound proxy
  • PCI attestation of compliance
  • Processor portability
  • Reactors
  • Access controls and audit
  • PII and PHI options

Only in Postman

  • API client
  • Automated testing
  • Mock servers
  • Documentation
  • Monitors
  • Workspaces
  • Version control
  • API design

What people use each for

The jobs each tool is most often brought in to do.

Basis Theory

  • A payments company that wants card on file without bringing its own infrastructure into PCI scope and paying for the assessment that followsnot Postman
  • A merchant locked into a processor by that processor vault that wants to hold its own tokens and route to more than one acquirernot Postman
  • A fintech collecting bank account and identity data that needs it isolated from its application database before an enterprise security reviewnot Postman
  • A team that needs to send stored card data to a third party for a one-off integration without that data traversing its own serversnot Postman

Postman

  • API testingnot Basis Theory
  • API documentationnot Basis Theory
  • API monitoringnot Basis Theory
  • Team collaborationnot Basis Theory
  • API developmentnot Basis Theory

Where each one falls short

Documented limitations, not opinions. Every one is a constraint you would hit in normal use.

Basis Theory

  • The Starter plan is 995 US dollars a month before any volume, which is a real floor for an early stage company and puts the product out of reach of teams tokenising a few thousand records.
  • Starter is limited to the US region, so a company with European data residency requirements is pushed into a quoted Scale or Enterprise agreement immediately.
  • Log retention on Starter is 24 hours, which is well below what most security teams expect for a system holding cardholder data and forces an upgrade for reasons unrelated to volume.
  • Migrating away means moving card data out of the vault, which requires processor and assessor involvement and is slow, so the portability argument that attracts buyers cuts against them at exit.
  • An attestation of compliance covers the vendor environment, not your assessment; your assessor still decides what is in scope, and buyers occasionally discover their integration pattern pulled systems back into scope anyway.

Postman

  • Free plan limited to single user as of March 1, 2026, making it unsuitable for teams without paid plans
  • Only 25 collection runs per month and 1,000 API calls/month on free tier
  • Removed local-only Scratch Pad mode in 2023, forcing cloud account creation and sync
  • Requires Postman account and internet connection for most features
  • Cloud-first architecture with mandatory syncing to Postman's cloud servers
  • No CI/CD integration or advanced security features on free plan

Pricing, plan by plan

Basis Theory

$995/month
  • Starter$995/month
    • 20,000 tokens included
    • Production PCI Level 1 environment
    • US region only
  • Scale$undefined/month
    • Quoted
    • Higher token volumes
    • Additional regions
  • Enterprise$undefined/month
    • Quoted
    • Additional compliance options for PII and PHI
    • Responses for 95 percent of PCI SAQ D

Postman

Free
  • FreeFree
    • 1 user
    • 25 collection runs/month
    • 1,000 API calls/month
  • Team$14/month
    • Team collaboration
    • Shared workspaces
    • API mocking
  • Professional$29/month
    • Team features
    • Advanced security
    • SSO
  • Enterprise$49/month
    • Professional features
    • Custom integrations
    • Priority support

Which should you pick?

Choose Basis Theory if

  • You need tokenisation api.
  • You work on Web, iOS, Android, Linux.
  • You also want hosted elements.
Basis Theory review

Choose Postman if

  • You need api client.
  • You want to start without paying.
  • You work on Web, Windows, macOS, Linux.
  • You also want automated testing.
Postman review

Questions people ask

Is Basis Theory or Postman better?
Neither clearly leads. Basis Theory starts at $995/month and Postman at Free, and user ratings are close enough to be indistinguishable. Choose on capability and platform support.
Which is cheaper, Basis Theory or Postman?
Postman has a free tier; the other does not. Paid plans start at $995/month for Basis Theory and Free for Postman.
Does Basis Theory or Postman run on more platforms?
Basis Theory runs on Web, iOS, Android, Linux. Postman runs on Web, Windows, macOS, Linux.
Can I use Postman for free?
Yes. Postman has a free tier, so you can try it without paying. Basis Theory starts at $995/month.
What is Basis Theory best used for?
Basis Theory is most often used for a payments company that wants card on file without bringing its own infrastructure into pci scope and paying for the assessment that follows, a merchant locked into a processor by that processor vault that wants to hold its own tokens and route to more than one acquirer, a fintech collecting bank account and identity data that needs it isolated from its application database before an enterprise security review, a team that needs to send stored card data to a third party for a one-off integration without that data traversing its own servers. Of those, a payments company that wants card on file without bringing its own infrastructure into pci scope and paying for the assessment that follows and a merchant locked into a processor by that processor vault that wants to hold its own tokens and route to more than one acquirer are not what Postman is typically brought in for.
What can Basis Theory do that Postman cannot?
Basis Theory covers Tokenisation API, Hosted elements, Outbound proxy, PCI attestation of compliance. Postman covers API client, Automated testing, Mock servers, Documentation.

Answered from the vendors’ own pages

Basis Theory: Does this make us PCI compliant?

It removes cardholder data from your systems and gives you an AOC plus documented responses for most of a SAQ D. Your assessor still determines your scope, and a careless integration can pull systems back in.

Postman: What is the cost of Postman?

Postman has a free plan limited to 1 user, 25 collection runs/month, 1,000 API calls/month. Team plans start at $14/user/month for Basic. Professional at $29/user/month, and Enterprise at $49/user/month.

Source
Basis Theory: What does it cost to start?

995 US dollars a month on Starter, including 20,000 tokens, a production PCI Level 1 environment and US hosting. Higher tiers are quoted.

Postman: Can I use Postman offline?

Postman requires an internet connection to sync collections to the cloud. Since 2023, the Scratch Pad local-only mode was removed. Users must sign in with a Postman account, and collections sync to cloud by default. Offline work is possible but limited without cloud sync features.

Source
Basis Theory: Can we switch payment processors without re-collecting cards?

Yes, that is the main non-compliance reason to buy it. You hold the tokens and detokenise into whichever processor you route to.

Postman: Does Postman have team collaboration?

Team collaboration is not available on the free plan (limited to 1 user). Team plans start at $14/user/month and include shared workspaces, real-time collaboration, and team management features.

Source
Basis Theory: Is data stored outside the United States?

Not on Starter, which is US only. Other regions require a Scale or Enterprise agreement.

Postman: What are the free plan limits?

Free plan allows: 1 user only, 25 collection runs per month, 1,000 API calls/month, and 1,000 mock server calls/month. No CI/CD integration or advanced security features.

Source
Postman: Does Postman work with other development tools?

Postman integrates with Git repositories, offers a Node.js runner (Newman) for automation, and connects with popular CI/CD platforms. Teams using git-native workflows may prefer alternatives like Bruno.

Source
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