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APIs · head to head

Akoya vs Postman

Akoya logo

Akoya

APIs

Bank-owned, token-based open finance network that replaces screen scraping for US financial data

From
On request
Rated
-
Full reviewWebsite
Postman logo

Postman

Technology

The API platform for building and using APIs

From
Free
Rated
-
Full reviewWebsite

The short version

  • Only Postman has a free tier, so it costs nothing to try first.
  • Each has a real cost: Akoya coverage reaches several thousand institutions but does not match aggregators that can still scrape, so applications needing the long tail of small credit unions will run a second data provider alongside it.; Postman free plan limited to single user as of March 1, 2026, making it unsuitable for teams without paid plans
  • They diverge on capability: Akoya covers FDX standard APIs, Postman covers API client.
  • Prices and features above were last checked on 31 August 2026.

Where they differ

Only the attributes on which Akoya and Postman actually diverge.

Attributes where Akoya and Postman differ
AttributeAkoyaPostman
Starting priceOn requestFree
Pricing modelquoteUnknown
Free tierNoYes
PlatformsWebWeb, Windows, macOS, Linux
CategoryAPIsTechnology
FoundedUnknown2014

Identical on both: user rating (Not yet rated).

What each one covers

Drawn from each product's published feature list. An absence here means we hold no record of it - not that the product lacks it.

Only in Akoya

  • FDX standard APIs
  • Token-based access
  • Investment data
  • Accounts, balances and transactions
  • Statements and tax forms
  • Customer identity
  • Consumer permission management
  • Single integration

Only in Postman

  • API client
  • Automated testing
  • Mock servers
  • Documentation
  • Monitors
  • Workspaces
  • Version control
  • API design

What people use each for

The jobs each tool is most often brought in to do.

Akoya

  • A wealth management platform that needs Fidelity brokerage holdings and tax lots, which cannot be scraped since Fidelity closed that route in October 2023not Postman
  • A tax preparation product retrieving tax forms and cost basis directly from the institution rather than asking users to upload PDFsnot Postman
  • A lender that needs a permissioning trail defensible under CFPB section 1033 rather than a credential-sharing arrangementnot Postman
  • A bank that wants to meet data sharing obligations through one network connection instead of building and policing its own developer interfacenot Postman

Postman

  • API testingnot Akoya
  • API documentationnot Akoya
  • API monitoringnot Akoya
  • Team collaborationnot Akoya
  • API developmentnot Akoya

Where each one falls short

Documented limitations, not opinions. Every one is a constraint you would hit in normal use.

Akoya

  • Coverage reaches several thousand institutions but does not match aggregators that can still scrape, so applications needing the long tail of small credit unions will run a second data provider alongside it.
  • The network is owned by large banks, so roadmap and coverage priorities reflect owner interests rather than those of the fintechs consuming the data, and a recipient has no leverage over which institutions are added next.
  • Data availability is decided institution by institution, meaning a bank may expose balances but not transactions or investments, and recipients must verify field-level coverage per institution rather than assume the FDX model is fully populated.
  • Pricing is unpublished and usage based, which makes it difficult to compare against aggregator pricing during a build-versus-buy decision and forces a sales cycle before you can model cost.
  • The token model requires the institution to have implemented its side, so newly onboarded institutions arrive on the institution timetable, not yours, and a launch dependent on a specific bank can slip badly.

Postman

  • Free plan limited to single user as of March 1, 2026, making it unsuitable for teams without paid plans
  • Only 25 collection runs per month and 1,000 API calls/month on free tier
  • Removed local-only Scratch Pad mode in 2023, forcing cloud account creation and sync
  • Requires Postman account and internet connection for most features
  • Cloud-first architecture with mandatory syncing to Postman's cloud servers
  • No CI/CD integration or advanced security features on free plan

Pricing, plan by plan

Akoya

On request
  • Akoya Data Access$undefined/year
    • Usage-based pricing quoted by data product and call volume
    • Separate commercial terms for data recipients and for financial institutions joining the network
    • No published rate card

Postman

Free
  • FreeFree
    • 1 user
    • 25 collection runs/month
    • 1,000 API calls/month
  • Team$14/month
    • Team collaboration
    • Shared workspaces
    • API mocking
  • Professional$29/month
    • Team features
    • Advanced security
    • SSO
  • Enterprise$49/month
    • Professional features
    • Custom integrations
    • Priority support

Which should you pick?

Choose Akoya if

  • You need fdx standard apis.
  • You also want token-based access.
Akoya review

Choose Postman if

  • You need api client.
  • You want to start without paying.
  • You work on Web, Windows, macOS, Linux.
  • You also want automated testing.
Postman review

Questions people ask

Is Akoya or Postman better?
Neither clearly leads. Akoya starts at On request and Postman at Free, and user ratings are close enough to be indistinguishable. Choose on capability and platform support.
Which is cheaper, Akoya or Postman?
Postman has a free tier; the other does not. Paid plans start at On request for Akoya and Free for Postman.
Does Akoya or Postman run on more platforms?
Akoya runs on Web. Postman runs on Web, Windows, macOS, Linux.
Can I use Postman for free?
Yes. Postman has a free tier, so you can try it without paying. Akoya starts at On request.
What is Akoya best used for?
Akoya is most often used for a wealth management platform that needs fidelity brokerage holdings and tax lots, which cannot be scraped since fidelity closed that route in october 2023, a tax preparation product retrieving tax forms and cost basis directly from the institution rather than asking users to upload pdfs, a lender that needs a permissioning trail defensible under cfpb section 1033 rather than a credential-sharing arrangement, a bank that wants to meet data sharing obligations through one network connection instead of building and policing its own developer interface. Of those, a wealth management platform that needs fidelity brokerage holdings and tax lots, which cannot be scraped since fidelity closed that route in october 2023 and a tax preparation product retrieving tax forms and cost basis directly from the institution rather than asking users to upload pdfs are not what Postman is typically brought in for.
What can Akoya do that Postman cannot?
Akoya covers FDX standard APIs, Token-based access, Investment data, Accounts, balances and transactions. Postman covers API client, Automated testing, Mock servers, Documentation.

Answered from the vendors’ own pages

Akoya: Who owns Akoya?

A group of large US banks. It was spun out of Fidelity, which is why Fidelity data access runs through it.

Postman: What is the cost of Postman?

Postman has a free plan limited to 1 user, 25 collection runs/month, 1,000 API calls/month. Team plans start at $14/user/month for Basic. Professional at $29/user/month, and Enterprise at $49/user/month.

Source
Akoya: Is Akoya screen scraping?

No. It uses FDX standard APIs with OpenID Connect tokens, so credentials are never shared with or stored by the data recipient.

Postman: Can I use Postman offline?

Postman requires an internet connection to sync collections to the cloud. Since 2023, the Scratch Pad local-only mode was removed. Users must sign in with a Postman account, and collections sync to cloud by default. Offline work is possible but limited without cloud sync features.

Source
Akoya: Can we use Akoya alone instead of an aggregator?

Usually not. Its investment and large-institution coverage is excellent, but the long tail of smaller institutions is thinner, so most teams run both.

Postman: Does Postman have team collaboration?

Team collaboration is not available on the free plan (limited to 1 user). Team plans start at $14/user/month and include shared workspaces, real-time collaboration, and team management features.

Source
Akoya: Does it help with CFPB section 1033?

It is designed around it, providing tokenised permissioned access and consumer revocation rather than credential sharing.

Postman: What are the free plan limits?

Free plan allows: 1 user only, 25 collection runs per month, 1,000 API calls/month, and 1,000 mock server calls/month. No CI/CD integration or advanced security features.

Source
Postman: Does Postman work with other development tools?

Postman integrates with Git repositories, offers a Node.js runner (Newman) for automation, and connects with popular CI/CD platforms. Teams using git-native workflows may prefer alternatives like Bruno.

Source
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