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APIs · head to head

Backendless vs Lithic

Backendless logo

Backendless

APIs

Visual app development platform with REST APIs and cloud backend

From
Free
Rated
-
Lithic logo

Lithic

APIs

API-first card issuing platform with direct Visa, Mastercard and Amex network connections

From
On request
Rated
-

The short version

  • Only Backendless has a free tier, so it costs nothing to try first.
  • Each has a real cost: Backendless free tier limited to 50 API requests per minute and 20 database tables; Lithic pricing is entirely undisclosed, so a company cannot compare total cost against Marqeta, Galileo or Highnote without a sales conversation.
  • They diverge on capability: Backendless covers REST API, Lithic covers Direct network connections.
  • Prices and features above were last checked on 1 September 2026.

Where they differ

Only the attributes on which Backendless and Lithic actually diverge.

Attributes where Backendless and Lithic differ
AttributeBackendlessLithic
Starting priceFreeOn request
Pricing modelUnknownquote
Free tierYesNo
PlatformsCloud, Visual builderWeb, API
Founded2012Unknown

Identical on both: user rating (Not yet rated), category (APIs).

What each one covers

Drawn from each product's published feature list. An absence here means we hold no record of it - not that the product lacks it.

Only in Backendless

  • REST API
  • Real-time database
  • Cloud code
  • Custom integrations
  • Webhooks
  • Cloud functions
  • Cloud support
  • Visual builder support

Only in Lithic

  • Direct network connections
  • Processor Client mode
  • Lithic Program Management
  • Card lifecycle APIs
  • Sandbox environment
  • Real-time authorization controls

What people use each for

The jobs each tool is most often brought in to do.

Backendless

  • API Developmentnot Lithic
  • API Gatewaynot Lithic
  • API Testingnot Lithic
  • API Documentationnot Lithic
  • Microservicesnot Lithic

Lithic

  • A fintech wanting direct Visa or Mastercard network access rather than routing through a third-party processornot Backendless
  • A company that already holds its own issuing licence and wants API access without full programme managementnot Backendless
  • A neobank or expense platform wanting Lithic to manage bank and network relationships end to endnot Backendless
  • A product team prototyping a card programme in sandbox before committing to a launchnot Backendless

Where each one falls short

Documented limitations, not opinions. Every one is a constraint you would hit in normal use.

Backendless

  • Free tier limited to 50 API requests per minute and 20 database tables
  • Smaller community and integration ecosystem compared to Firebase or AWS
  • Customization beyond codeless tools requires developer expertise
  • Limited documentation for advanced use cases and edge cases

Lithic

  • Pricing is entirely undisclosed, so a company cannot compare total cost against Marqeta, Galileo or Highnote without a sales conversation.
  • Choosing Processor Client mode still leaves the company responsible for holding its own issuing licence and managing the regulatory relationship, which is a substantial undertaking many teams underestimate.
  • As with any card infrastructure provider, an outage or network issue at Lithic becomes a direct outage for every card programme built on it, and a customer has limited visibility into root cause during an incident.
  • Building a card programme on API infrastructure requires real engineering investment; it is not a plug-and-play product for a non-technical team.
  • Switching card infrastructure providers after launch is a major undertaking involving card reissuance and programme migration, so the initial choice carries lasting lock-in.

Pricing, plan by plan

Backendless

Free
  • FreeFree
    • 50 API requests/minute
    • 20 database tables
    • 1 GB file storage
  • Scale Variable$15/month
    • Unlimited API requests/month
    • 100 database tables
    • 10 GB file storage
  • Scale Fixed$15/month
    • Same as Scale Variable
    • Fixed monthly pricing

Lithic

On request
  • Lithic$undefined/year
    • Volume and interchange-based pricing, not published
    • Separate Processor Client and Program Management pricing tracks
    • Custom quote required via sales

Which should you pick?

Choose Backendless if

  • You need rest api.
  • You want to start without paying.
  • You work on Cloud, Visual builder.
  • You also want real-time database.

Choose Lithic if

  • You need direct network connections.
  • You work on Web, API.
  • You also want processor client mode.

Questions people ask

Is Backendless or Lithic better?
Neither clearly leads. Backendless starts at Free and Lithic at On request, and user ratings are close enough to be indistinguishable. Choose on capability and platform support.
Which is cheaper, Backendless or Lithic?
Backendless has a free tier; the other does not. Paid plans start at Free for Backendless and On request for Lithic.
Does Backendless or Lithic run on more platforms?
Backendless runs on Cloud, Visual builder. Lithic runs on Web, API.
Can I use Backendless for free?
Yes. Backendless has a free tier, so you can try it without paying. Lithic starts at On request.
What is Backendless best used for?
Backendless is most often used for api development, api gateway, api testing, api documentation. Of those, api development and api gateway are not what Lithic is typically brought in for.
What can Backendless do that Lithic cannot?
Backendless covers REST API, Real-time database, Cloud code, Custom integrations. Lithic covers Direct network connections, Processor Client mode, Lithic Program Management, Card lifecycle APIs.

Answered from the vendors’ own pages

Backendless: Does Backendless have a free tier?

Backendless Free plan ($0/month) includes 50 API requests per minute, 20 database tables, 1 GB file storage, 1 visualization, 2 security roles, and basic cloud code capabilities.

Source
Lithic: Does Lithic publish pricing?

No, pricing is volume-based and requires a sales conversation.

Backendless: What features does the Scale plan include?

Scale plan ($15+/month) provides unlimited API requests per month, 100 database tables, 10 GB file storage, 5 visualizations, 10 custom API keys, daily backups, free SSL certificates, and 1,000 real-time connections.

Source
Lithic: What is the difference between Processor Client and Program Management?

Processor Client suits companies with their own issuing licence and bank relationships; Program Management is for companies wanting Lithic to coordinate those relationships on their behalf.

Backendless: Can I add more storage or increase API limits?

Yes, Backendless offers Function Packs ranging from $5-$399/month to increase specific limits such as storage, API requests, or security features.

Source
Lithic: Which networks does it connect to?

Visa, Mastercard and American Express directly.

Backendless: Does Backendless support offline functionality?

Backendless supports real-time sync and offline capabilities for mobile apps, allowing data to sync when connectivity is restored.

Source
Backendless: Is Backendless Pro available for self-hosting?

Yes, Backendless Pro Community Edition is available under free licensing for core functionality. Managed Backendless is a paid option for self-hosted deployments with request-based pricing.

Source
Backendless: What are Backendless's integration limitations?

While Backendless supports many integrations, it has a smaller integration library compared to competitors. Finding solutions to edge cases or complex setups may require more development effort.

Source
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