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APIs · head to head

Backendless vs Enfuce

Backendless logo

Backendless

APIs

Visual app development platform with REST APIs and cloud backend

From
Free
Rated
-
Enfuce logo

Enfuce

APIs

European issuer processor holding its own payment institution licence

From
On request
Rated
-

The short version

  • Only Backendless has a free tier, so it costs nothing to try first.
  • Each has a real cost: Backendless free tier limited to 50 API requests per minute and 20 database tables; Enfuce coverage is European, so a programme that also needs US or Asian issuing requires a separate processor and a separate integration.
  • They diverge on capability: Backendless covers REST API, Enfuce covers Licensed issuing.
  • Prices and features above were last checked on 1 September 2026.

Where they differ

Only the attributes on which Backendless and Enfuce actually diverge.

Attributes where Backendless and Enfuce differ
AttributeBackendlessEnfuce
Starting priceFreeOn request
Pricing modelUnknownquote
Free tierYesNo
PlatformsCloud, Visual builderWeb, REST API
Founded2012Unknown

Identical on both: user rating (Not yet rated), category (APIs).

What each one covers

Drawn from each product's published feature list. An absence here means we hold no record of it - not that the product lacks it.

Only in Backendless

  • REST API
  • Real-time database
  • Cloud code
  • Custom integrations
  • Webhooks
  • Cloud functions
  • Cloud support
  • Visual builder support

Only in Enfuce

  • Licensed issuing
  • Card processing
  • Tokenisation
  • Spend controls
  • Multi-currency programmes
  • Carbon and data services

What people use each for

The jobs each tool is most often brought in to do.

Backendless

  • API Developmentnot Enfuce
  • API Gatewaynot Enfuce
  • API Testingnot Enfuce
  • API Documentationnot Enfuce
  • Microservicesnot Enfuce

Enfuce

  • A European fintech launching cards without spending two quarters finding a sponsor banknot Backendless
  • A corporate issuing fuel or expense cards across several EU countries on one programmenot Backendless
  • A bank migrating an existing European card portfolio off a legacy processornot Backendless
  • A programme that must report cardholder transaction carbon data to meet sustainability commitmentsnot Backendless

Where each one falls short

Documented limitations, not opinions. Every one is a constraint you would hit in normal use.

Backendless

  • Free tier limited to 50 API requests per minute and 20 database tables
  • Smaller community and integration ecosystem compared to Firebase or AWS
  • Customization beyond codeless tools requires developer expertise
  • Limited documentation for advanced use cases and edge cases

Enfuce

  • Coverage is European, so a programme that also needs US or Asian issuing requires a separate processor and a separate integration.
  • Where Enfuce acts as the licensed issuer it takes on regulatory risk and prices accordingly, so the convenience of skipping a sponsor bank is not free.
  • European interchange caps limit programme revenue far below US levels, so business cases imported from a US card model do not survive the move.
  • It is a smaller supplier than Marqeta or i2c, which means less negotiating room on scheme fees and a thinner partner ecosystem around it.
  • Pricing is entirely quoted with monthly minimums, so low-volume programmes carry a fixed cost that does not scale down with a slow launch.

Pricing, plan by plan

Backendless

Free
  • FreeFree
    • 50 API requests/minute
    • 20 database tables
    • 1 GB file storage
  • Scale Variable$15/month
    • Unlimited API requests/month
    • 100 database tables
    • 10 GB file storage
  • Scale Fixed$15/month
    • Same as Scale Variable
    • Fixed monthly pricing

Enfuce

On request
  • Enfuce issuing and processing$undefined/year
    • Per-active-card and per-transaction fees with monthly minimums
    • Higher pricing where Enfuce acts as licensed issuer rather than processor only
    • Interchange arrangements depend on who holds the issuing licence

Which should you pick?

Choose Backendless if

  • You need rest api.
  • You want to start without paying.
  • You work on Cloud, Visual builder.
  • You also want real-time database.

Choose Enfuce if

  • You need licensed issuing.
  • You work on Web, REST API.
  • You also want card processing.

Questions people ask

Is Backendless or Enfuce better?
Neither clearly leads. Backendless starts at Free and Enfuce at On request, and user ratings are close enough to be indistinguishable. Choose on capability and platform support.
Which is cheaper, Backendless or Enfuce?
Backendless has a free tier; the other does not. Paid plans start at Free for Backendless and On request for Enfuce.
Does Backendless or Enfuce run on more platforms?
Backendless runs on Cloud, Visual builder. Enfuce runs on Web, REST API.
Can I use Backendless for free?
Yes. Backendless has a free tier, so you can try it without paying. Enfuce starts at On request.
What is Backendless best used for?
Backendless is most often used for api development, api gateway, api testing, api documentation. Of those, api development and api gateway are not what Enfuce is typically brought in for.
What can Backendless do that Enfuce cannot?
Backendless covers REST API, Real-time database, Cloud code, Custom integrations. Enfuce covers Licensed issuing, Card processing, Tokenisation, Spend controls.

Answered from the vendors’ own pages

Backendless: Does Backendless have a free tier?

Backendless Free plan ($0/month) includes 50 API requests per minute, 20 database tables, 1 GB file storage, 1 visualization, 2 security roles, and basic cloud code capabilities.

Source
Enfuce: Do I need my own licence to use Enfuce?

Not necessarily. Enfuce holds Finnish payment institution authorisation and can act as issuer, or process under your own licence if you have one.

Backendless: What features does the Scale plan include?

Scale plan ($15+/month) provides unlimited API requests per month, 100 database tables, 10 GB file storage, 5 visualizations, 10 custom API keys, daily backups, free SSL certificates, and 1,000 real-time connections.

Source
Enfuce: Which regions does it cover?

Europe. It is not a route to issuing cards in the United States or Asia.

Backendless: Can I add more storage or increase API limits?

Yes, Backendless offers Function Packs ranging from $5-$399/month to increase specific limits such as storage, API requests, or security features.

Source
Enfuce: How does interchange work?

Who holds the issuing licence determines who receives interchange, so the licensing choice and the revenue model are the same decision.

Backendless: Does Backendless support offline functionality?

Backendless supports real-time sync and offline capabilities for mobile apps, allowing data to sync when connectivity is restored.

Source
Backendless: Is Backendless Pro available for self-hosting?

Yes, Backendless Pro Community Edition is available under free licensing for core functionality. Managed Backendless is a paid option for self-hosted deployments with request-based pricing.

Source
Backendless: What are Backendless's integration limitations?

While Backendless supports many integrations, it has a smaller integration library compared to competitors. Finding solutions to edge cases or complex setups may require more development effort.

Source
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