APIs · head to head
Apidog vs Trustly

Apidog
APIs
All-in-one platform for API design, documentation, testing, and mocking
- From
- Free
- Rated
- -

Trustly
APIs
Pay-by-bank payments network, majority-owned by private equity firm Nordic Capital
- From
- On request
- Rated
- -
The short version
- Only Apidog has a free tier, so it costs nothing to try first.
- Each has a real cost: Apidog free plan is capped at 4 users, limiting larger teams from using it at no cost.; Trustly it is majority-owned by Nordic Capital, a private equity firm, so its long-term roadmap is ultimately oriented toward an eventual sale or IPO rather than indefinite independent operation.
- They diverge on capability: Apidog covers API design and documentation, Trustly covers Pay by bank checkout.
- Prices and features above were last checked on 1 September 2026.
Where they differ
Only the attributes on which Apidog and Trustly actually diverge.
Identical on both: user rating (Not yet rated), category (APIs).
What each one covers
Drawn from each product's published feature list. An absence here means we hold no record of it - not that the product lacks it.
Only in Apidog
- API design and documentation
- Mock servers
- Automated testing
- Team collaboration
- Scheduled imports
- Branded documentation
Only in Trustly
- Pay by bank checkout
- Instant refunds
- Verified payouts
- Multi-market bank connectivity
- Merchant dashboard and reconciliation
- Fraud and risk tooling
What people use each for
The jobs each tool is most often brought in to do.
Apidog
- Designing and documenting APIs in a shared team workspacenot Trustly
- Mocking API responses for frontend development before backend is readynot Trustly
- Running automated API test suitesnot Trustly
- Replacing separate Postman, Swagger, and mock-server tools with one platformnot Trustly
Trustly
- An e-commerce merchant wanting a lower-cost alternative or complement to card payment acceptancenot Apidog
- A gaming or gambling operator needing verified, instant payouts to players' bank accountsnot Apidog
- A merchant wanting instant refunds processed directly to a customer's bank account rather than card reversal delaysnot Apidog
- A business in a market with strong open banking adoption wanting pay-by-bank as a checkout optionnot Apidog
Where each one falls short
Documented limitations, not opinions. Every one is a constraint you would hit in normal use.
Apidog
- Free plan is capped at 4 users, limiting larger teams from using it at no cost.
- Faster scheduled imports and unlimited projects require the Professional tier or higher.
- Smaller community and plugin ecosystem compared to long-established tools like Postman.
- Advanced enterprise security controls require the top-tier Enterprise plan.
Trustly
- It is majority-owned by Nordic Capital, a private equity firm, so its long-term roadmap is ultimately oriented toward an eventual sale or IPO rather than indefinite independent operation.
- Consumer familiarity with paying by bank transfer still lags card payments in most markets, so merchants typically see it used as a secondary option rather than a full card replacement.
- The 1.15 to 3.15% merchant fee range is not a single published rate, so a merchant cannot know its actual cost without a sales negotiation.
- As with all open banking-dependent payment methods, reliability depends on the consistency of the underlying banks' own APIs, which Trustly does not control.
- Its verified payout functionality is heavily used in gaming and gambling, a sector with additional regulatory scrutiny, which is worth factoring in when evaluating vendor risk exposure by association.
Pricing, plan by plan
Apidog
Free- FreeFree
- Up to 4 users
- Core design, mock, and testing features
- Basic$9/month
- Per-seat pricing billed annually
- Expanded team collaboration
- Professional$18/month
- Unlimited projects
- Team-level shared variables
- Faster scheduled imports
- Enterprise$27/month
- Advanced admin and security controls
- Priority support
Trustly
On request- Trustly$undefined/month
- Typical merchant cost of 1.15% to 3.15% depending on volume and market
- Exact rate negotiated per merchant, not published as a flat card
Which should you pick?
Choose Apidog if
- You need api design and documentation.
- You want to start without paying.
- You work on web, windows, mac, linux.
- You also want mock servers.
Choose Trustly if
- You need pay by bank checkout.
- You work on Web, API.
- You also want instant refunds.
Questions people ask
- Is Apidog or Trustly better?
- Neither clearly leads. Apidog starts at Free and Trustly at On request, and user ratings are close enough to be indistinguishable. Choose on capability and platform support.
- Which is cheaper, Apidog or Trustly?
- Apidog has a free tier; the other does not. Paid plans start at Free for Apidog and On request for Trustly.
- Does Apidog or Trustly run on more platforms?
- Apidog runs on web, windows, mac, linux. Trustly runs on Web, API.
- Can I use Apidog for free?
- Yes. Apidog has a free tier, so you can try it without paying. Trustly starts at On request.
- What is Apidog best used for?
- Apidog is most often used for designing and documenting apis in a shared team workspace, mocking api responses for frontend development before backend is ready, running automated api test suites, replacing separate postman, swagger, and mock-server tools with one platform. Of those, designing and documenting apis in a shared team workspace and mocking api responses for frontend development before backend is ready are not what Trustly is typically brought in for.
- What can Apidog do that Trustly cannot?
- Apidog covers API design and documentation, Mock servers, Automated testing, Team collaboration. Trustly covers Pay by bank checkout, Instant refunds, Verified payouts, Multi-market bank connectivity.
Answered from the vendors’ own pages
Apidog: What does Apidog cost?
Apidog offers a free plan for up to 4 users, with paid per-seat plans at roughly $9/month for Basic, $18/month for Professional, and $27/month for Enterprise when billed annually.
SourceTrustly: Who owns Trustly?
Nordic Capital, a private equity firm, holds a 51.1% majority stake; Alfven & Didrikson and BlackRock hold smaller stakes.
Apidog: Is there a free plan, and what are its limits?
The free plan supports up to 4 users with access to core design, documentation, mocking, and testing features.
SourceTrustly: Is Trustly going public?
It has discussed an IPO but as of its most recent comments said one remained at least a year away.
Apidog: Can I try paid plans before subscribing?
Paid plans include a 14-day free trial, giving teams full access to premium features before committing to a subscription.
SourceTrustly: What does it typically cost a merchant?
Roughly 1.15% to 3.15% of transaction value depending on volume and market, negotiated per merchant.
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