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APIs · head to head

Akoya vs Janus Gateway

Akoya logo

Akoya

APIs

Bank-owned, token-based open finance network that replaces screen scraping for US financial data

From
On request
Rated
-
Full reviewWebsite
Janus Gateway logo

Janus Gateway

APIs

WebRTC gateway and media server for real-time communication

From
Free
Rated
-
Full reviewWebsite

The short version

  • Only Janus Gateway has a free tier, so it costs nothing to try first.
  • Each has a real cost: Akoya coverage reaches several thousand institutions but does not match aggregators that can still scrape, so applications needing the long tail of small credit unions will run a second data provider alongside it.; Janus Gateway no commercial pricing published; open-source project without official commercial offerings
  • They diverge on capability: Akoya covers FDX standard APIs, Janus Gateway covers WebRTC Gateway.
  • Prices and features above were last checked on 31 August 2026.

Where they differ

Only the attributes on which Akoya and Janus Gateway actually diverge.

Attributes where Akoya and Janus Gateway differ
AttributeAkoyaJanus Gateway
Starting priceOn requestFree
Pricing modelquoteopen-source
Free tierNoYes
PlatformsWebLinux, MacOS, BSD
FoundedUnknown2010

Identical on both: user rating (Not yet rated), category (APIs).

What each one covers

Drawn from each product's published feature list. An absence here means we hold no record of it - not that the product lacks it.

Only in Akoya

  • FDX standard APIs
  • Token-based access
  • Investment data
  • Accounts, balances and transactions
  • Statements and tax forms
  • Customer identity
  • Consumer permission management
  • Single integration

Only in Janus Gateway

  • WebRTC Gateway
  • Media Routing
  • Video Conferencing
  • RTP
  • SRTP
  • REST API
  • Linux support
  • MacOS support

What people use each for

The jobs each tool is most often brought in to do.

Akoya

  • A wealth management platform that needs Fidelity brokerage holdings and tax lots, which cannot be scraped since Fidelity closed that route in October 2023not Janus Gateway
  • A tax preparation product retrieving tax forms and cost basis directly from the institution rather than asking users to upload PDFsnot Janus Gateway
  • A lender that needs a permissioning trail defensible under CFPB section 1033 rather than a credential-sharing arrangementnot Janus Gateway
  • A bank that wants to meet data sharing obligations through one network connection instead of building and policing its own developer interfacenot Janus Gateway

Janus Gateway

  • API Developmentnot Akoya
  • API Gatewaynot Akoya
  • API Testingnot Akoya
  • API Documentationnot Akoya
  • Microservicesnot Akoya

Where each one falls short

Documented limitations, not opinions. Every one is a constraint you would hit in normal use.

Akoya

  • Coverage reaches several thousand institutions but does not match aggregators that can still scrape, so applications needing the long tail of small credit unions will run a second data provider alongside it.
  • The network is owned by large banks, so roadmap and coverage priorities reflect owner interests rather than those of the fintechs consuming the data, and a recipient has no leverage over which institutions are added next.
  • Data availability is decided institution by institution, meaning a bank may expose balances but not transactions or investments, and recipients must verify field-level coverage per institution rather than assume the FDX model is fully populated.
  • Pricing is unpublished and usage based, which makes it difficult to compare against aggregator pricing during a build-versus-buy decision and forces a sales cycle before you can model cost.
  • The token model requires the institution to have implemented its side, so newly onboarded institutions arrive on the institution timetable, not yours, and a launch dependent on a specific bank can slip badly.

Janus Gateway

  • No commercial pricing published; open-source project without official commercial offerings
  • Community-supported only; no vendor commercial support or SLA available

Pricing, plan by plan

Akoya

On request
  • Akoya Data Access$undefined/year
    • Usage-based pricing quoted by data product and call volume
    • Separate commercial terms for data recipients and for financial institutions joining the network
    • No published rate card

Janus Gateway

Free
  • Open SourceFree
    • Core WebRTC gateway
    • Community support

Which should you pick?

Choose Akoya if

  • You need fdx standard apis.
  • You also want token-based access.
Akoya review

Choose Janus Gateway if

  • You need webrtc gateway.
  • You want to start without paying.
  • You work on Linux, MacOS, BSD.
  • You also want media routing.
Janus Gateway review

Questions people ask

Is Akoya or Janus Gateway better?
Neither clearly leads. Akoya starts at On request and Janus Gateway at Free, and user ratings are close enough to be indistinguishable. Choose on capability and platform support.
Which is cheaper, Akoya or Janus Gateway?
Janus Gateway has a free tier; the other does not. Paid plans start at On request for Akoya and Free for Janus Gateway.
Does Akoya or Janus Gateway run on more platforms?
Akoya runs on Web. Janus Gateway runs on Linux, MacOS, BSD.
Can I use Janus Gateway for free?
Yes. Janus Gateway has a free tier, so you can try it without paying. Akoya starts at On request.
What is Akoya best used for?
Akoya is most often used for a wealth management platform that needs fidelity brokerage holdings and tax lots, which cannot be scraped since fidelity closed that route in october 2023, a tax preparation product retrieving tax forms and cost basis directly from the institution rather than asking users to upload pdfs, a lender that needs a permissioning trail defensible under cfpb section 1033 rather than a credential-sharing arrangement, a bank that wants to meet data sharing obligations through one network connection instead of building and policing its own developer interface. Of those, a wealth management platform that needs fidelity brokerage holdings and tax lots, which cannot be scraped since fidelity closed that route in october 2023 and a tax preparation product retrieving tax forms and cost basis directly from the institution rather than asking users to upload pdfs are not what Janus Gateway is typically brought in for.
What can Akoya do that Janus Gateway cannot?
Akoya covers FDX standard APIs, Token-based access, Investment data, Accounts, balances and transactions. Janus Gateway covers WebRTC Gateway, Media Routing, Video Conferencing, RTP.

Answered from the vendors’ own pages

Akoya: Who owns Akoya?

A group of large US banks. It was spun out of Fidelity, which is why Fidelity data access runs through it.

Janus Gateway: How much does Janus Gateway cost?

Janus Gateway has no pricing model; it is a free open-source WebRTC server developed by Meetecho. The general-purpose server is available for download at no cost. There are no subscription tiers or commercial licensing fees.

Source
Akoya: Is Akoya screen scraping?

No. It uses FDX standard APIs with OpenID Connect tokens, so credentials are never shared with or stored by the data recipient.

Janus Gateway: Is Janus Gateway supported commercially?

Janus Gateway is community-supported open-source software with no official commercial support or SLA from the vendors. While Meetecho developed the project, users must rely on community documentation and forums for assistance.

Source
Akoya: Can we use Akoya alone instead of an aggregator?

Usually not. Its investment and large-institution coverage is excellent, but the long tail of smaller institutions is thinner, so most teams run both.

Akoya: Does it help with CFPB section 1033?

It is designed around it, providing tokenised permissioned access and consumer revocation rather than credential sharing.

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