How much does Venmo cost?

Venmo publishes a single tier, Free, at Free.

Does Venmo have a free plan?

Yes. The Free tier costs nothing and covers p2p transfers, bill splitting, mobile app.

Which personal finance tools can I use without paying?

4 of the 8 personal finance tools listed alongside Venmo have a free tier: Copilot Money, Cash App, Apple Pay, Coinbase.

Does Venmo charge per user?

The record carries a price and a billing period for each of its 1 tiers, but not the unit that price is charged in. Per-seat and flat-rate billing look identical in this data, so check the vendor's page before budgeting for a team.

Are these Venmo prices current?

They are what the catalogue entry holds, refreshed when the entry is. Vendors change pricing without notice and nobody at Softwr re-verifies each tier by hand, so treat this as a structured summary and the vendor's own pricing page as the authority.

What should I compare Venmo against before paying?

The closest personal finance tools in this directory are Copilot Money, Cash App, Apple Pay, Betterment. Each has a side-by-side comparison with Venmo covering price, platforms and features.

Personal Finance · pricing

Venmo pricing

Venmo publishes a single tier. Below is what it costs, what it covers, and how that compares with the personal finance tools listed alongside it.

Entry price: Free
Model: Free
Tiers: 1
Free tier: Yes

Venmo plans, side by side

Every published tier in ascending order of price, with the number of features each one lists. An absence here means the record does not itemise it, not that the tier lacks it.

Venmo pricing tiers
Plan	Price	Features listed	Step up from the tier below
Free	Free	3	Entry tier

Where Venmo stops being free

Free, Free

P2P transfers
Bill splitting
Mobile app

No paid tier on record

Venmo lists a free tier and no priced tier above it in the record we hold.

What the product covers

The full Venmo feature record, grouped as the catalogue groups it. This is the product as a whole; the record does not map every feature onto a specific tier.

Core

Money transfers
Bill splitting
Social feed
Transaction history

Integrations

Bank accounts
Debit cards

Platform

Web support
IOS support
Android support

People bring Venmo in for splitting bills and reimbursing friends in the united states, accepting payments through a venmo business profile, buying and holding cryptocurrency inside the payments app. If that is not the job you are buying for, the alternatives to Venmo are worth a look before you commit to a tier.

How that compares in Personal Finance

Too few personal finance tools in this directory publish a starting price to quote a meaningful median, so the table below is a like-for-like list rather than a ranking.

Venmo entry price against other Personal Finance tools
Tool	Entry price	Model	Rated	Head to head
Venmo (this page)	Free	free	-
Copilot Money	Free	freemium	-	vs Venmo
Cash App	Free	free	-	vs Venmo
Apple Pay	Free	free	-	vs Venmo
Betterment	$5/month	subscription	-	vs Venmo
Charles Schwab	On request	transaction	-	vs Venmo
Acorns	On request	subscription	-	vs Venmo

Ratings are aggregated from third-party sources and imported with each catalogue entry, they are not reviews hosted on Softwr. How each figure is used is set out on the Venmo badges page.

Before you pay for Venmo

Three things this page cannot tell you, and all three change the bill. The record carries a price and a billing period but not the unit - per-seat and flat-rate pricing are indistinguishable in this data, so a five-person team may be looking at five times the figure above. It carries no annual rate, so any discount for paying yearly is not something this page can quote. And it carries no trial length.

What it can tell you is the shape of the ladder: a single tier at Free. Because there is a free tier, the cheapest way to answer the rest is to use it before paying anything.

Venmo runs on web, ios, android, and is published by PayPal Inc. of San Francisco, California. The full record is on the Venmo review, and the rest of the category is under best personal finance tools.

Venmo pricing on the vendor's own site

Venmo pricing questions

How much does Venmo cost?: Venmo publishes a single tier, Free, at Free.
Does Venmo have a free plan?: Yes. The Free tier costs nothing and covers p2p transfers, bill splitting, mobile app.
Which personal finance tools can I use without paying?: 4 of the 8 personal finance tools listed alongside Venmo have a free tier: Copilot Money, Cash App, Apple Pay, Coinbase.
What am I actually paying for with Venmo?: The record lists 9 features across 3 areas: core, integrations, platform. In practice it is brought in for splitting bills and reimbursing friends in the united states, accepting payments through a venmo business profile, buying and holding cryptocurrency inside the payments app.
Does Venmo charge per user?: The record carries a price and a billing period for each of its 1 tiers, but not the unit that price is charged in. Per-seat and flat-rate billing look identical in this data, so check the vendor's page before budgeting for a team.
Are these Venmo prices current?: They are what the catalogue entry holds, refreshed when the entry is. Vendors change pricing without notice and nobody at Softwr re-verifies each tier by hand, so treat this as a structured summary and the vendor's own pricing page as the authority.
What should I compare Venmo against before paying?: The closest personal finance tools in this directory are Copilot Money, Cash App, Apple Pay, Betterment. Each has a side-by-side comparison with Venmo covering price, platforms and features.