Personal Finance · pricing
Betterment pricing
No tier breakdown is published on the record we hold for Betterment. Below is what is on record, and how it compares with the personal finance tools listed alongside it.
- Entry price
- $5/month
- Model
- Subscription
- Tiers
- -
- Free tier
- Not on record
What is on record
The Betterment catalogue entry carries a starting price of $5/month and a subscription pricing model, but no tier breakdown. The category comparison below is still useful, and the Betterment review carries the full feature record.
What the product covers
The full Betterment feature record, grouped as the catalogue groups it. This is the product as a whole; the record does not map every feature onto a specific tier.
Core
- Automated investing
- Retirement planning
- Financial advisory
- Goal tracking
Integrations
- Bank accounts
- Investment accounts
Platform
- Web support
- IOS support
- Android support
People bring Betterment in for small investors starting with automated investing at no minimum balance, fee-only digital wealth management for accounts under $24,000 via $5/month flat fee, premium advisory access for high-net-worth individuals with $100,000+ balance. If that is not the job you are buying for, the alternatives to Betterment are worth a look before you commit to a tier.
How that compares in Personal Finance
Too few personal finance tools in this directory publish a starting price to quote a meaningful median, so the table below is a like-for-like list rather than a ranking.
| Tool | Entry price | Model | Rated | Head to head |
|---|---|---|---|---|
| Betterment (this page) | $5/month | subscription | - | |
| Copilot Money | Free | freemium | - | vs Betterment |
| Cash App | Free | free | - | vs Betterment |
| Apple Pay | Free | free | - | vs Betterment |
| Charles Schwab | On request | transaction | - | vs Betterment |
| Acorns | On request | subscription | - | vs Betterment |
| Banktivity | On request | subscription | - | vs Betterment |
Ratings are aggregated from third-party sources and imported with each catalogue entry, they are not reviews hosted on Softwr. How each figure is used is set out on the Betterment badges page.
Before you pay for Betterment
Three things this page cannot tell you, and all three change the bill. The record carries a price and a billing period but not the unit - per-seat and flat-rate pricing are indistinguishable in this data, so a five-person team may be looking at five times the figure above. It carries no annual rate, so any discount for paying yearly is not something this page can quote. And it carries no trial length.
What it can tell you is the shape of the ladder: not published on the record we hold. With no free tier on record, the cheapest way to answer the rest is to compare Betterment against the tools that do have one before committing.
Betterment runs on web, ios, android, and is published by Betterment LLC of New York, New York. The full record is on the Betterment review, and the rest of the category is under best personal finance tools.
Betterment pricing questions
- How much does Betterment cost?
- Betterment starts at $5/month. No tier-by-tier breakdown is published on the record we hold.
- Does Betterment have a free plan?
- Not on the record we hold: Betterment is listed as subscription. Whether a free trial is offered is not something this record captures, so check the vendor's site.
- Which personal finance tools can I use without paying?
- 4 of the 7 personal finance tools listed alongside Betterment have a free tier: Copilot Money, Cash App, Apple Pay, Coinbase.
- What am I actually paying for with Betterment?
- The record lists 9 features across 3 areas: core, integrations, platform. In practice it is brought in for small investors starting with automated investing at no minimum balance, fee-only digital wealth management for accounts under $24,000 via $5/month flat fee, premium advisory access for high-net-worth individuals with $100,000+ balance.
- Does Betterment charge per user?
- The record carries a price and a billing period, but not the unit that price is charged in. Per-seat and flat-rate billing look identical in this data, so check the vendor's page before budgeting for a team.
- Are these Betterment prices current?
- They are what the catalogue entry holds, refreshed when the entry is. Vendors change pricing without notice and nobody at Softwr re-verifies each tier by hand, so treat this as a structured summary and the vendor's own pricing page as the authority.
- What should I compare Betterment against before paying?
- The closest personal finance tools in this directory are Copilot Money, Cash App, Apple Pay, Charles Schwab. Each has a side-by-side comparison with Betterment covering price, platforms and features.