APIs · head to head
Weavr vs Yodlee
Weavr
APIs
Packaged embedded finance for B2B SaaS, with an in-house EU e-money licence
- From
- On request
- Rated
- -
Yodlee
APIs
Long-running financial data aggregation with deep transaction history
- From
- On request
- Rated
- -
The short version
- Each has a real cost: Weavr products are packaged rather than open, so a flow Weavr does not support is not something you can build around, and you discover the limits after integrating.; Yodlee ownership has changed twice in two years, from Envestnet to Bain Capital control and then to STG in 2025, so the roadmap is now set by a financial sponsor and long term product direction is harder to rely on than it was.
- They diverge on capability: Weavr covers Plug-and-play products, Yodlee covers Account aggregation.
- Prices and features above were last checked on 1 September 2026.
Where they differ
Only the attributes on which Weavr and Yodlee actually diverge.
Identical on both: starting price (On request), pricing model (quote), free tier (No), user rating (Not yet rated), category (APIs).
What each one covers
Drawn from each product's published feature list. An absence here means we hold no record of it - not that the product lacks it.
Only in Weavr
- Plug-and-play products
- Regulated cover
- Card issuing
- Multi-currency accounts
- Identity and onboarding
- Data insights
Only in Yodlee
- Account aggregation
- Long transaction history
- Investment and holdings data
- Account verification
- Transaction enrichment
- Cash flow analytics
- Document retrieval
- International coverage
What people use each for
The jobs each tool is most often brought in to do.
Weavr
- A project management SaaS adding expense cards without hiring a compliance officernot Yodlee
- A marketplace paying out sellers from accounts held inside its own productnot Yodlee
- A procurement platform issuing virtual cards against approved purchase ordersnot Yodlee
- A European SaaS vendor wanting a regulated entity to sit behind its financial featuresnot Yodlee
Yodlee
- A wealth platform that needs held-away brokerage holdings as well as bank balances to show a client their complete positionnot Weavr
- A lender doing cash flow underwriting that needs several years of transaction history rather than the ninety days newer aggregators returnnot Weavr
- A financial institution needing statement and tax document retrieval alongside transaction datanot Weavr
- A firm operating in several countries that wants one aggregator rather than a US provider plus a European onenot Weavr
Where each one falls short
Documented limitations, not opinions. Every one is a constraint you would hit in normal use.
Weavr
- Products are packaged rather than open, so a flow Weavr does not support is not something you can build around, and you discover the limits after integrating.
- Programme economics depend on interchange, and SaaS vendors routinely overestimate how much card volume their customers will actually route through the embedded product.
- It is a small company with limited headcount supporting a regulated dependency, which is a real concentration risk for a feature your customers rely on.
- Monthly minimums on card programmes mean a slow-adopting customer base leaves you paying for volume you never reach.
- European interchange caps hold programme revenue well below what US embedded finance case studies suggest, so imported business cases do not transfer.
Yodlee
- Ownership has changed twice in two years, from Envestnet to Bain Capital control and then to STG in 2025, so the roadmap is now set by a financial sponsor and long term product direction is harder to rely on than it was.
- Parts of the connection estate still depend on credential based access, which banks and regulators are phasing out in favour of FDX APIs, so coverage will shift as institutions withdraw the older method and the migration is not under your control.
- The platform predates modern API design and developers consistently find the integration heavier and the data model more idiosyncratic than newer aggregators, which lengthens build time.
- Pricing is enterprise shaped with annual commitments and nothing published, so small and mid sized buyers have no anchor and cannot start without a sales cycle.
- Investment data, document retrieval and analytics are licensed on top of core aggregation, so the capabilities that justify choosing Yodlee over a cheaper rival are the ones that raise the price above it.
Pricing, plan by plan
Weavr
On request- Weavr embedded finance$undefined/year
- Platform subscription plus per-account and per-card fees
- Interchange share negotiated as part of the commercial terms
- Monthly minimums apply to card programmes
Yodlee
On request- Yodlee Data Platform$undefined/year
- Priced by connected users, refresh frequency and data types
- Investment and document retrieval licensed separately from core aggregation
- Enterprise agreements with annual commitments
Which should you pick?
Choose Weavr if
- You need plug-and-play products.
- You work on Web, REST API.
- You also want regulated cover.
Choose Yodlee if
- You need account aggregation.
- You work on API, Web.
- You also want long transaction history.
Questions people ask
- Is Weavr or Yodlee better?
- Neither clearly leads. Weavr starts at On request and Yodlee at On request, and user ratings are close enough to be indistinguishable. Choose on capability and platform support.
- Which is cheaper, Weavr or Yodlee?
- Weavr starts at On request and Yodlee at On request.
- Does Weavr or Yodlee run on more platforms?
- Weavr runs on Web, REST API. Yodlee runs on API, Web.
- What is Weavr best used for?
- Weavr is most often used for a project management saas adding expense cards without hiring a compliance officer, a marketplace paying out sellers from accounts held inside its own product, a procurement platform issuing virtual cards against approved purchase orders, a european saas vendor wanting a regulated entity to sit behind its financial features. Of those, a project management saas adding expense cards without hiring a compliance officer and a marketplace paying out sellers from accounts held inside its own product are not what Yodlee is typically brought in for.
- What can Weavr do that Yodlee cannot?
- Weavr covers Plug-and-play products, Regulated cover, Card issuing, Multi-currency accounts. Yodlee covers Account aggregation, Long transaction history, Investment and holdings data, Account verification.
Answered from the vendors’ own pages
Weavr: Do I need my own financial licence?
No. Weavr holds an e-money licence, including a Maltese authorisation for the EU, and acts as the regulated entity for the embedded product.
Yodlee: Who owns Yodlee now?
Private equity firm STG, which acquired it from Envestnet in a deal closing in 2025. Envestnet, itself taken private by Bain Capital and Reverence Capital in 2024, retained access through a partnership.
Weavr: How is it different from a banking-as-a-service API?
It sells finished product shapes with compliance built in rather than raw banking primitives, which trades flexibility for a much shorter route to launch.
Yodlee: Why choose Yodlee over Plaid?
Longer transaction history, deeper investment and held-away account coverage, and document retrieval. Those are wealth management and underwriting requirements rather than consumer fintech ones.
Weavr: How does Weavr make money?
Platform fees plus per-account and per-card charges, with a negotiated share of card interchange.
Yodlee: Does it still use screen scraping?
Parts of the estate rely on credential based connections, which the industry is phasing out in favour of regulated APIs. Ask for direct API coverage by institution before signing.
Yodlee: Is pricing published?
No. It is quoted by connected users, refresh frequency and data types, with investment data and document retrieval priced separately.
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