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Payroll · head to head

DailyPay vs Volopay

DailyPay logo

DailyPay

Payroll

On demand pay integrated with United States payroll and time systems

From
On request
Rated
-
Full reviewWebsite
Volopay logo

Volopay

Payroll

Corporate cards, multi-currency accounts and accounts payable automation for Asia-Pacific businesses

From
On request
Rated
-
Full reviewWebsite

The short version

  • Each has a real cost: DailyPay instant transfers cost the employee roughly $2.49 to $3.99 each, deducted from the transfer, so a worker taking money twice a week pays a meaningful share of a low wage over a year.; Volopay cross-currency spend within Singapore carries a fee around 3.1%, which is easy to overlook against the advertised free domestic transfers and can dominate total cost for internationally mobile teams.
  • They diverge on capability: DailyPay covers Payroll and time integration, Volopay covers Multi-currency business accounts.
  • Prices and features above were last checked on 1 September 2026.

Where they differ

Only the attributes on which DailyPay and Volopay actually diverge.

Attributes where DailyPay and Volopay differ
AttributeDailyPayVolopay

Identical on both: starting price (On request), pricing model (quote), free tier (No), platforms (Web, iOS, Android), user rating (Not yet rated), category (Payroll).

What each one covers

Drawn from each product's published feature list. An absence here means we hold no record of it - not that the product lacks it.

Only in DailyPay

  • Payroll and time integration
  • Instant and standard transfers
  • DailyPay prepaid card
  • Off cycle payments
  • Employer controls
  • Automatic payroll reconciliation
  • Savings features
  • Adoption reporting

Only in Volopay

  • Multi-currency business accounts
  • Virtual and physical corporate cards
  • Accounts payable automation
  • Expense management
  • Accounting integrations
  • Approval workflows

What people use each for

The jobs each tool is most often brought in to do.

DailyPay

  • A national restaurant or retail chain using same day pay as a recruitment claim in a tight hourly labour marketnot Volopay
  • A staffing agency paying temporary workers immediately after a completed shiftnot Volopay
  • A healthcare employer covering nurse and aide shift gaps with instant pay incentivesnot Volopay
  • An employer eliminating manual payroll advances and off cycle cheque runs for final paynot Volopay

Volopay

  • A Singapore-headquartered company paying vendors and staff across several APAC currencies from one accountnot DailyPay
  • A finance team wanting free domestic transfers with accounts payable automation includednot DailyPay
  • A regional business consolidating separate local business bank accounts into one multi-currency platformnot DailyPay
  • A company whose card spend is concentrated in SGD and wants to minimise cross-currency fee exposurenot DailyPay

Where each one falls short

Documented limitations, not opinions. Every one is a constraint you would hit in normal use.

DailyPay

  • Instant transfers cost the employee roughly $2.49 to $3.99 each, deducted from the transfer, so a worker taking money twice a week pays a meaningful share of a low wage over a year.
  • The fee free route pushes workers onto the DailyPay prepaid card as their direct deposit destination, which monetises them through interchange instead, so no path is genuinely free of cost to the worker.
  • The employer usually pays little, which removes the internal pressure to negotiate down a fee that falls entirely on staff.
  • Integration touches payroll and time and attendance systems, so employers with fragmented or on premise time capture face a slow implementation and inaccurate accrual until data quality is fixed.
  • United States state level earned wage access laws now differ on disclosure, fee caps and whether the product counts as credit, so multi state employers must track a moving compliance picture rather than a single federal rule.

Volopay

  • Cross-currency spend within Singapore carries a fee around 3.1%, which is easy to overlook against the advertised free domestic transfers and can dominate total cost for internationally mobile teams.
  • Cross-border payments in non-SGD currencies add roughly 1.6%, so a company paying many overseas vendors accumulates a real cost that is not visible on the headline pricing.
  • Regional focus on Asia-Pacific means weaker fit for companies whose spend is mainly in Europe or North America, where Payhawk or Extend cover the ground better.
  • Pricing is not published, so despite the specific fee percentages that are publicly known, the underlying subscription or platform fee must be obtained by quote.
  • As a comparatively young fintech, its card issuing depends on banking partners whose regulatory standing in each APAC market can change, and companies should confirm current licensing in their specific country before committing.

Pricing, plan by plan

DailyPay

On request
  • DailyPay for employers$undefined/year
    • Employer cost quoted per customer and often minimal
    • Employee pays approximately $2.49 to $3.99 per instant transfer
    • Standard next business day transfers are free to the employee

Volopay

On request
  • Volopay$undefined/month
    • Free domestic SGD transfers and Accounts Payable Automation
    • Approximately 1.6% fee on cross-border non-SGD payments
    • Approximately 3.1% fee on cross-currency spend within Singapore

Which should you pick?

Choose DailyPay if

  • You need payroll and time integration.
  • You work on Web, iOS, Android.
  • You also want instant and standard transfers.
DailyPay review

Choose Volopay if

  • You need multi-currency business accounts.
  • You work on Web, iOS, Android.
  • You also want virtual and physical corporate cards.
Volopay review

Questions people ask

Is DailyPay or Volopay better?
Neither clearly leads. DailyPay starts at On request and Volopay at On request, and user ratings are close enough to be indistinguishable. Choose on capability and platform support.
Which is cheaper, DailyPay or Volopay?
DailyPay starts at On request and Volopay at On request.
Does DailyPay or Volopay run on more platforms?
Both run on Web, iOS, Android, so platform support will not decide this one for you.
What is DailyPay best used for?
DailyPay is most often used for a national restaurant or retail chain using same day pay as a recruitment claim in a tight hourly labour market, a staffing agency paying temporary workers immediately after a completed shift, a healthcare employer covering nurse and aide shift gaps with instant pay incentives, an employer eliminating manual payroll advances and off cycle cheque runs for final pay. Of those, a national restaurant or retail chain using same day pay as a recruitment claim in a tight hourly labour market and a staffing agency paying temporary workers immediately after a completed shift are not what Volopay is typically brought in for.
What can DailyPay do that Volopay cannot?
DailyPay covers Payroll and time integration, Instant and standard transfers, DailyPay prepaid card, Off cycle payments. Volopay covers Multi-currency business accounts, Virtual and physical corporate cards, Accounts payable automation, Expense management.

Answered from the vendors’ own pages

DailyPay: Does the employee pay a fee?

Yes for instant transfers, roughly $2.49 to $3.99 each depending on the employer programme. Next business day transfers are free.

Volopay: What currency is Volopay built around?

Singapore dollar as the base account currency, with support for spend and transfers across several other Asia-Pacific currencies.

DailyPay: Can employees avoid the fee entirely?

Yes, by using the DailyPay prepaid card as their direct deposit account, which gives instant access without the transfer fee but earns DailyPay interchange instead.

Volopay: Are transfers free?

Domestic SGD transfers and the Accounts Payable Automation product are advertised as free; cross-border and cross-currency transactions carry separate fees.

DailyPay: Does the employer fund the advances?

No. DailyPay funds transfers and recovers them at the payroll run, so employer cash flow is unchanged.

Volopay: Is pricing published?

No, subscription pricing requires a quote, though the specific cross-currency fee percentages are disclosed publicly.

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