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APIs · head to head

Trustly vs WorldRemit

Trustly logo

Trustly

APIs

Pay-by-bank payments network, majority-owned by private equity firm Nordic Capital

From
On request
Rated
-
Full reviewWebsite
WorldRemit logo

WorldRemit

Personal Finance

Send money online to 150 countries

From
On request
Rated
-
Full reviewWebsite

The short version

  • Each has a real cost: Trustly it is majority-owned by Nordic Capital, a private equity firm, so its long-term roadmap is ultimately oriented toward an eventual sale or IPO rather than indefinite independent operation.; WorldRemit no transfer fee, exchange rate margin or sending limit is published on the site; rates and limits are shown only after choosing a destination country and receive method
  • They diverge on capability: Trustly covers Pay by bank checkout, WorldRemit covers International transfers.
  • Prices and features above were last checked on 1 September 2026.

Where they differ

Only the attributes on which Trustly and WorldRemit actually diverge.

Attributes where Trustly and WorldRemit differ
AttributeTrustlyWorldRemit
Pricing modelquotetransaction
PlatformsWeb, APIWeb, IOS, Android
CategoryAPIsPersonal Finance
FoundedUnknown2010

Identical on both: starting price (On request), free tier (No), user rating (Not yet rated).

What each one covers

Drawn from each product's published feature list. An absence here means we hold no record of it - not that the product lacks it.

Only in Trustly

  • Pay by bank checkout
  • Instant refunds
  • Verified payouts
  • Multi-market bank connectivity
  • Merchant dashboard and reconciliation
  • Fraud and risk tooling

Only in WorldRemit

  • International transfers
  • Multiple delivery methods
  • Send to 150+ countries
  • Cash pickup option
  • Bank accounts
  • Cards
  • Web support
  • IOS support

What people use each for

The jobs each tool is most often brought in to do.

Trustly

  • An e-commerce merchant wanting a lower-cost alternative or complement to card payment acceptancenot WorldRemit
  • A gaming or gambling operator needing verified, instant payouts to players' bank accountsnot WorldRemit
  • A merchant wanting instant refunds processed directly to a customer's bank account rather than card reversal delaysnot WorldRemit
  • A business in a market with strong open banking adoption wanting pay-by-bank as a checkout optionnot WorldRemit

WorldRemit

  • Sending remittances from developed markets to 130 or more receiving countriesnot Trustly
  • Paying out to mobile money, cash pickup and bank accounts abroadnot Trustly

Where each one falls short

Documented limitations, not opinions. Every one is a constraint you would hit in normal use.

Trustly

  • It is majority-owned by Nordic Capital, a private equity firm, so its long-term roadmap is ultimately oriented toward an eventual sale or IPO rather than indefinite independent operation.
  • Consumer familiarity with paying by bank transfer still lags card payments in most markets, so merchants typically see it used as a secondary option rather than a full card replacement.
  • The 1.15 to 3.15% merchant fee range is not a single published rate, so a merchant cannot know its actual cost without a sales negotiation.
  • As with all open banking-dependent payment methods, reliability depends on the consistency of the underlying banks' own APIs, which Trustly does not control.
  • Its verified payout functionality is heavily used in gaming and gambling, a sector with additional regulatory scrutiny, which is worth factoring in when evaluating vendor risk exposure by association.

WorldRemit

  • No transfer fee, exchange rate margin or sending limit is published on the site; rates and limits are shown only after choosing a destination country and receive method
  • The amount that can be sent depends on the destination country and receive method rather than a single published cap

Pricing, plan by plan

Trustly

On request
  • Trustly$undefined/month
    • Typical merchant cost of 1.15% to 3.15% depending on volume and market
    • Exact rate negotiated per merchant, not published as a flat card

WorldRemit

On request
  • Standard Transfer$undefined/month
    • Multiple payment methods
    • Competitive rates
  • Express Transfer$undefined/month
    • Faster delivery
    • Higher costs

Which should you pick?

Choose Trustly if

  • You need pay by bank checkout.
  • You work on Web, API.
  • You also want instant refunds.
Trustly review

Choose WorldRemit if

  • You need international transfers.
  • You work on Web, IOS, Android.
  • You also want multiple delivery methods.
WorldRemit review

Questions people ask

Is Trustly or WorldRemit better?
Neither clearly leads. Trustly starts at On request and WorldRemit at On request, and user ratings are close enough to be indistinguishable. Choose on capability and platform support.
Which is cheaper, Trustly or WorldRemit?
Trustly starts at On request and WorldRemit at On request.
Does Trustly or WorldRemit run on more platforms?
Trustly runs on Web, API. WorldRemit runs on Web, IOS, Android.
What is Trustly best used for?
Trustly is most often used for an e-commerce merchant wanting a lower-cost alternative or complement to card payment acceptance, a gaming or gambling operator needing verified, instant payouts to players' bank accounts, a merchant wanting instant refunds processed directly to a customer's bank account rather than card reversal delays, a business in a market with strong open banking adoption wanting pay-by-bank as a checkout option. Of those, an e-commerce merchant wanting a lower-cost alternative or complement to card payment acceptance and a gaming or gambling operator needing verified, instant payouts to players' bank accounts are not what WorldRemit is typically brought in for.
What can Trustly do that WorldRemit cannot?
Trustly covers Pay by bank checkout, Instant refunds, Verified payouts, Multi-market bank connectivity. WorldRemit covers International transfers, Multiple delivery methods, Send to 150+ countries, Cash pickup option.

Answered from the vendors’ own pages

Trustly: Who owns Trustly?

Nordic Capital, a private equity firm, holds a 51.1% majority stake; Alfven & Didrikson and BlackRock hold smaller stakes.

WorldRemit: How much cheaper is WorldRemit than banks?

WorldRemit is on average 46% cheaper than most banks, with no hidden fees. All costs display upfront before payment, including fees and the exact amount your recipient receives.

Source
Trustly: Is Trustly going public?

It has discussed an IPO but as of its most recent comments said one remained at least a year away.

WorldRemit: What payment methods are available?

Three payment methods are offered: bank deposit, debit card, and credit card. Available options depend on your sending country.

Source
Trustly: What does it typically cost a merchant?

Roughly 1.15% to 3.15% of transaction value depending on volume and market, negotiated per merchant.

WorldRemit: How long do transfers take?

In most cases, money transfers sent using WorldRemit will arrive within minutes. Expected delivery times display before payment, though some transfers may take longer depending on the receiving method.

Source
WorldRemit: What verification is required?

Phone verification via OTP occurs; identity verification requiring ID and a selfie may be necessary, typically completing within 4 minutes at least 90% of the time.

Source
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