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ERP · head to head

TallyPrime vs Xero

T

TallyPrime

ERP

Accounting and inventory software for Indian businesses

From
$200/month
Rated
-
Full reviewWebsite
Xero logo

Xero

Accounting

Beautiful accounting software

From
$13/month
Rated
-
Full reviewWebsite

The short version

  • Each has a real cost: TallyPrime multi user access requires the Gold licence at Rs 67,500 plus 18 percent GST, three times the Rs 22,500 Silver single user licence; Xero the Early plan caps you at 20 invoices and 5 bills per month, and the invoice limit counts both approving and sending
  • They diverge on capability: TallyPrime covers Accounting, Xero covers Bank reconciliation.
  • Prices and features above were last checked on 30 August 2026.

Where they differ

Only the attributes on which TallyPrime and Xero actually diverge.

Attributes where TallyPrime and Xero differ
AttributeTallyPrimeXero
Starting price$200/month$13/month
PlatformsDesktop, Cloud, WebWeb, Ios, Android, Api
CategoryERPAccounting
Founded19882006

Identical on both: pricing model (subscription), free tier (No), user rating (Not yet rated).

What each one covers

Drawn from each product's published feature list. An absence here means we hold no record of it - not that the product lacks it.

Only in TallyPrime

  • Accounting
  • Inventory
  • GST compliance
  • Local tax systems
  • REST APIs
  • Banking
  • Payment gateways
  • Access controls

Only in Xero

  • Bank reconciliation
  • Bill payment
  • Expense claims
  • Inventory tracking
  • Project tracking
  • Mobile apps
  • Stripe
  • PayPal

Both cover

  • Invoicing
  • Financial reporting
  • Data encryption

What people use each for

The jobs each tool is most often brought in to do.

TallyPrime

  • Accounting, invoicing and inventory for small and medium Indian businessesnot Xero
  • GST compliance and e-invoicing filingnot Xero
  • Multi user accounting across a local area networknot Xero

Xero

  • Small business bookkeeping, invoicing and bank reconciliationnot TallyPrime
  • Bill payment and purchase order managementnot TallyPrime
  • Sharing books with an accountant or bookkeepernot TallyPrime

Where each one falls short

Documented limitations, not opinions. Every one is a constraint you would hit in normal use.

TallyPrime

  • Multi user access requires the Gold licence at Rs 67,500 plus 18 percent GST, three times the Rs 22,500 Silver single user licence
  • The Silver lifetime licence covers a single user only
  • Connected services and product upgrades depend on a Tally Software Services subscription renewed separately; the 2 year Silver renewal is Rs 8,100 and the 2 year Gold renewal Rs 24,300, both plus 18 percent GST
  • Gold multi user operation is over a local area network rather than over the internet
  • All published prices exclude 18 percent GST

Xero

  • The Early plan caps you at 20 invoices and 5 bills per month, and the invoice limit counts both approving and sending
  • Invoices created by connected app partners count against the Early plan invoice limit
  • Multiple currencies, project time and cost tracking, employee expense and mileage claims and industry benchmarking are restricted to the top Established plan at $90 per month
  • Cash flow forecasting is capped at 30 days on Early and 60 days on Growing, with 180 days only on Established
  • Payroll is not included in any plan and costs an extra $36 a month plus $6 per employee or contractor through Gusto
  • Inventory Plus is a paid optional add-on rather than part of any plan
  • The advertised 90% off applies only to the first 6 months, after which the regular $25, $55 or $90 monthly price auto-renews
  • The introductory discount excludes add-ons, usage charges and payment fees
  • Payment fees apply to online invoice payments and to bill payments other than standard domestic ACH, and are billed on top of the subscription
  • Subscriptions are billed monthly with no annual payment option, and after upgrading you must wait one month before downgrading to a cheaper plan
  • Xero states subscription prices are increasing from October 1, 2026

Pricing, plan by plan

TallyPrime

$200/month
  • Starter$200/month
    • Basic accounting
    • Invoicing
    • GST compliance
  • Premium$500/month
    • All features
    • Advanced analytics
    • Priority support

Xero

$13/month
  • Early$13/month
    • Send 20 invoices
    • Enter 5 bills
    • Reconcile bank transactions
  • Growing$37/month
    • Unlimited invoices & bills
    • Bulk reconcile transactions
    • Short-term cash flow
  • Established$70/month
    • Everything in Growing
    • Use multiple currencies
    • Track projects

Which should you pick?

Choose TallyPrime if

  • You need accounting.
  • You work on Desktop, Cloud, Web.
  • You also want inventory.
TallyPrime review

Choose Xero if

  • You need bank reconciliation.
  • You work on Web, Ios, Android, Api.
  • You also want bill payment.
Xero review

Questions people ask

Is TallyPrime or Xero better?
Neither clearly leads. TallyPrime starts at $200/month and Xero at $13/month, and user ratings are close enough to be indistinguishable. Choose on capability and platform support.
Which is cheaper, TallyPrime or Xero?
TallyPrime starts at $200/month and Xero at $13/month.
Does TallyPrime or Xero run on more platforms?
TallyPrime runs on Desktop, Cloud, Web. Xero runs on Web, Ios, Android, Api.
What is TallyPrime best used for?
TallyPrime is most often used for accounting, invoicing and inventory for small and medium indian businesses, gst compliance and e-invoicing filing, multi user accounting across a local area network. Of those, accounting, invoicing and inventory for small and medium indian businesses and gst compliance and e-invoicing filing are not what Xero is typically brought in for.
What can TallyPrime do that Xero cannot?
TallyPrime covers Accounting, Inventory, GST compliance, Local tax systems. Xero covers Bank reconciliation, Bill payment, Expense claims, Inventory tracking. Both handle Invoicing, Financial reporting, Data encryption.

Answered from the vendors’ own pages

TallyPrime: What does TallyPrime cost per month?

TallyPrime Monthly Subscription starts at ₹750 plus 18% GST (₹135), totaling approximately ₹885 per month in India. Other subscription options like Rental and Lifetime License are also available through their Customer Hub.

Source
TallyPrime: Is there a free trial available?

Yes, TallyPrime offers a 7-day free trial. Users can access the full product features during this trial period before committing to a paid subscription.

Source
TallyPrime: What subscription models does TallyPrime offer?

TallyPrime provides multiple subscription types including Monthly Subscription, Rental, Lifetime License, Cloud Access, Tally Software Services (TSS), and WhatsApp integration options. Each can be managed through their Subscriptions portal for renewal or upgrades.

Source
TallyPrime: Does TallyPrime pricing include taxes?

Yes, TallyPrime pricing includes 18% GST (Goods and Services Tax). The displayed price of ₹750 plus 18% GST reflects the total billing amount customers will pay in India.

Source
TallyPrime: What access options are available with TallyPrime?

TallyPrime can be accessed via desktop application, cloud-based platform, and through WhatsApp integration, depending on which subscription option is chosen.

Source
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