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No-Code · head to head

Superblocks vs Temenos Transact

Superblocks logo

Superblocks

No-Code

AI-assisted platform for building internal tools and business apps

From
$100/month
Rated
-
Full reviewWebsite
Temenos Transact logo

Temenos Transact

APIs

Established core banking system used by banks in over a hundred countries

From
On request
Rated
-
Full reviewWebsite

The short version

  • Each has a real cost: Superblocks teams plan is limited to just 1 hosted app by default, with additional apps costing $10/app/month.; Temenos Transact the codebase originates in the 1990s, so banks on older releases face major upgrade programmes to reach current versions, and many defer them for years.
  • They diverge on capability: Superblocks covers Clark AI agent, Temenos Transact covers Country model banks.
  • Prices and features above were last checked on 1 September 2026.

Where they differ

Only the attributes on which Superblocks and Temenos Transact actually diverge.

Attributes where Superblocks and Temenos Transact differ
AttributeSuperblocksTemenos Transact
Starting price$100/monthOn request
Pricing modelsubscriptionquote
Platformsweb, apiWeb, Linux, Windows, REST API
CategoryNo-CodeAPIs

Identical on both: free tier (No), user rating (Not yet rated).

What each one covers

Drawn from each product's published feature list. An absence here means we hold no record of it - not that the product lacks it.

Only in Superblocks

  • Clark AI agent
  • Clark User Memory
  • 50+ integrations
  • Staging and production environments
  • Git-owned code output
  • Cloud-Prem deployment

Only in Temenos Transact

  • Country model banks
  • Multi-product core
  • Payments processing
  • API layer
  • Cloud deployment
  • Accounting engine

What people use each for

The jobs each tool is most often brought in to do.

Superblocks

  • Building internal admin tools with AI assistancenot Temenos Transact
  • Enterprise deployment in a private VPC or fully on-premnot Temenos Transact
  • Teams needing SOC 2 / HIPAA-compliant internal app hostingnot Temenos Transact
  • Extending a single hosted app with paid add-on appsnot Temenos Transact

Temenos Transact

  • A bank in an emerging market needing local regulatory compliance without building it from scratchnot Superblocks
  • An institution running Islamic banking products alongside conventional ones on one corenot Superblocks
  • A bank that needs a large pool of experienced implementation consultants to de-risk a migrationnot Superblocks
  • A group standardising subsidiaries in several countries onto one core banking systemnot Superblocks

Where each one falls short

Documented limitations, not opinions. Every one is a constraint you would hit in normal use.

Superblocks

  • Teams plan is limited to just 1 hosted app by default, with additional apps costing $10/app/month.
  • Usage is capped by Governed Agent Units, adding a metering layer beyond a flat per-seat price.
  • Advanced deployment options like VPC and Cloud-Prem are reserved for the custom-priced Enterprise tier.
  • No published free tier, only a 14-day trial, making it harder to evaluate at no cost long-term.

Temenos Transact

  • The codebase originates in the 1990s, so banks on older releases face major upgrade programmes to reach current versions, and many defer them for years.
  • Total cost is dominated by implementation partner fees rather than licence, and those programmes routinely overrun their original estimates.
  • Product changes that cloud-native cores treat as configuration can require development work and a release cycle, which slows time to market for new products.
  • Heavy customisation is common and it makes every subsequent upgrade harder, creating a compounding cost that banks feel a decade after go-live.
  • Temenos has repeatedly restructured its product line and naming, so buyers must check carefully which components a proposal actually includes and which are separately licensed.

Pricing, plan by plan

Superblocks

$100/month
  • Teams$100/month
    • 100 Governed Agent Units/month
    • Up to 15 builders
    • 50+ integrations
  • Enterprise$undefined/month
    • Everything in Teams
    • VPC or Cloud-Prem deployment
    • Source control integration and secrets management

Temenos Transact

On request
  • Temenos Transact$undefined/year
    • Perpetual or subscription licence scaled by assets, accounts or users
    • Annual maintenance typically a percentage of licence value
    • Implementation delivered by partners and charged separately

Which should you pick?

Choose Superblocks if

  • You need clark ai agent.
  • You work on web, api.
  • You also want clark user memory.
Superblocks review

Choose Temenos Transact if

  • You need country model banks.
  • You work on Web, Linux, Windows, REST API.
  • You also want multi-product core.
Temenos Transact review

Questions people ask

Is Superblocks or Temenos Transact better?
Neither clearly leads. Superblocks starts at $100/month and Temenos Transact at On request, and user ratings are close enough to be indistinguishable. Choose on capability and platform support.
Which is cheaper, Superblocks or Temenos Transact?
Superblocks starts at $100/month and Temenos Transact at On request.
Does Superblocks or Temenos Transact run on more platforms?
Superblocks runs on web, api. Temenos Transact runs on Web, Linux, Windows, REST API.
What is Superblocks best used for?
Superblocks is most often used for building internal admin tools with ai assistance, enterprise deployment in a private vpc or fully on-prem, teams needing soc 2 / hipaa-compliant internal app hosting, extending a single hosted app with paid add-on apps. Of those, building internal admin tools with ai assistance and enterprise deployment in a private vpc or fully on-prem are not what Temenos Transact is typically brought in for.
What can Superblocks do that Temenos Transact cannot?
Superblocks covers Clark AI agent, Clark User Memory, 50+ integrations, Staging and production environments. Temenos Transact covers Country model banks, Multi-product core, Payments processing, API layer.

Answered from the vendors’ own pages

Superblocks: What does Superblocks cost?

The Teams plan costs $125/month billed monthly or about $100/month billed annually, including 100 Governed Agent Units and up to 15 builders; Enterprise pricing requires booking a demo.

Source
Temenos Transact: Is Transact the same as T24?

Yes. T24 was renamed Temenos Transact; older installations and much of the consultant population still use the T24 name.

Superblocks: Is there a free plan?

Superblocks does not offer a free ongoing plan but provides a free 14-day trial of the Teams plan.

Source
Temenos Transact: Can it run in the cloud?

Yes, it is offered on public cloud, though many existing installations remain on-premises and moving them is a project.

Superblocks: Who owns the code Superblocks generates?

Superblocks states that users fully own all code generated on the platform and can connect it to their own git repository.

Source
Temenos Transact: What drives the cost?

Licence scaled by size, annual maintenance as a percentage of licence, and implementation partner fees that usually exceed the software cost.

Superblocks: What deployment options does Superblocks offer?

Superblocks supports Cloud, Hybrid (production data kept in the customer's VPC), and Cloud-Prem (the full platform run inside the customer's environment) deployment models.

Source
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