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APIs · head to head

Solaris vs TIBCO Mashery

Solaris logo

Solaris

APIs

German banking as a service with a full banking licence and a live regulatory problem

From
On request
Rated
-
Full reviewWebsite
TIBCO Mashery logo

TIBCO Mashery

APIs

Cloud-native API management for digital business

From
$2000/monthly
Rated
-
Full reviewWebsite

The short version

  • Each has a real cost: Solaris baFin appointed a special representative in 2022 and extended the mandate in July 2024, so a partner is joining a bank under active supervisory monitoring, with slower approvals and heavier compliance demands as a direct consequence.; TIBCO Mashery lack of support for open API standards requires workarounds
  • They diverge on capability: Solaris covers German banking licence, TIBCO Mashery covers Cloud-native Gateway.
  • Prices and features above were last checked on 1 September 2026.

Where they differ

Only the attributes on which Solaris and TIBCO Mashery actually diverge.

Attributes where Solaris and TIBCO Mashery differ
AttributeSolarisTIBCO Mashery
Starting priceOn request$2000/monthly
Pricing modelquotesubscription
PlatformsWeb, APICloud, Hybrid, Multi-cloud
FoundedUnknown1997

Identical on both: free tier (No), user rating (Not yet rated), category (APIs).

What each one covers

Drawn from each product's published feature list. An absence here means we hold no record of it - not that the product lacks it.

Only in Solaris

  • German banking licence
  • IBAN accounts
  • Card issuing
  • Lending as a service
  • Digital assets and custody
  • SEPA payments
  • KYC and onboarding
  • Deposit protection

Only in TIBCO Mashery

  • Cloud-native Gateway
  • Developer Portal
  • API Analytics
  • TIBCO Cloud
  • AWS
  • Azure
  • GCP
  • Cloud support

What people use each for

The jobs each tool is most often brought in to do.

Solaris

  • A retailer or platform launching a German current account or card product without applying for its own licencenot TIBCO Mashery
  • A fintech that needs deposit taking and lending, which an e-money licence cannot providenot TIBCO Mashery
  • A European business needing German IBANs because customers reject foreign IBANs for salary and direct debitnot TIBCO Mashery
  • A company requiring German statutory deposit protection on customer balances as a product claimnot TIBCO Mashery

TIBCO Mashery

  • API Developmentnot Solaris
  • API Gatewaynot Solaris
  • API Testingnot Solaris
  • API Documentationnot Solaris
  • Microservicesnot Solaris

Where each one falls short

Documented limitations, not opinions. Every one is a constraint you would hit in normal use.

Solaris

  • BaFin appointed a special representative in 2022 and extended the mandate in July 2024, so a partner is joining a bank under active supervisory monitoring, with slower approvals and heavier compliance demands as a direct consequence.
  • BaFin fined Solaris EUR 6.5 million in March 2024 for systematically late suspicious activity reports and EUR 500,000 for breaching large exposure limits between January 2022 and March 2024, which is a track record a partner inherits reputationally.
  • Solaris has previously needed BaFin approval before onboarding new corporate clients, which can turn a commercial decision to launch into a regulatory timetable outside your control.
  • The 2024 restructuring involved job cuts and the closure of parts of a business unit, so product lines a partner depends on may not have the engineering behind them that the sales process implies.
  • SBI Holdings acquired majority control in 2025, so strategic direction now sits with a Japanese financial group whose priorities for the European business may differ from the roadmap you were sold.

TIBCO Mashery

  • Lack of support for open API standards requires workarounds
  • Policy management is difficult and sometimes requires support intervention for configuration changes
  • Monetization and customization features are inadequate for some enterprise use cases
  • Delays under heavy load conditions; stability issues reported affecting performance
  • Logging and monitoring limitations; logs are hard to follow when calls cannot be filtered by keys

Pricing, plan by plan

Solaris

On request
  • Solaris banking as a service$undefined/year
    • Quoted per partner, typically setup fee plus monthly platform fee
    • Per account, per card and per transaction charges on top
    • Interchange sharing arrangements negotiated per programme

TIBCO Mashery

$2000/monthly
  • Standard$2000/monthly
    • API Gateway
    • Developer Portal
    • Standard support
  • Professional$5000/monthly
    • Advanced analytics
    • Multi-region
    • Priority support
  • Enterprise$undefined/monthly
    • Custom solutions
    • Dedicated support
    • Premium SLA

Which should you pick?

Choose Solaris if

  • You need german banking licence.
  • You work on Web, API.
  • You also want iban accounts.
Solaris review

Choose TIBCO Mashery if

  • You need cloud-native gateway.
  • You work on Cloud, Hybrid, Multi-cloud.
  • You also want developer portal.
TIBCO Mashery review

Questions people ask

Is Solaris or TIBCO Mashery better?
Neither clearly leads. Solaris starts at On request and TIBCO Mashery at $2000/monthly, and user ratings are close enough to be indistinguishable. Choose on capability and platform support.
Which is cheaper, Solaris or TIBCO Mashery?
Solaris starts at On request and TIBCO Mashery at $2000/monthly.
Does Solaris or TIBCO Mashery run on more platforms?
Solaris runs on Web, API. TIBCO Mashery runs on Cloud, Hybrid, Multi-cloud.
What is Solaris best used for?
Solaris is most often used for a retailer or platform launching a german current account or card product without applying for its own licence, a fintech that needs deposit taking and lending, which an e-money licence cannot provide, a european business needing german ibans because customers reject foreign ibans for salary and direct debit, a company requiring german statutory deposit protection on customer balances as a product claim. Of those, a retailer or platform launching a german current account or card product without applying for its own licence and a fintech that needs deposit taking and lending, which an e-money licence cannot provide are not what TIBCO Mashery is typically brought in for.
What can Solaris do that TIBCO Mashery cannot?
Solaris covers German banking licence, IBAN accounts, Card issuing, Lending as a service. TIBCO Mashery covers Cloud-native Gateway, Developer Portal, API Analytics, TIBCO Cloud.

Answered from the vendors’ own pages

Solaris: Does Solaris have a real banking licence?

Yes. Solaris SE is a German credit institution, which is why it can offer deposits and lending, unlike e-money based competitors.

TIBCO Mashery: What is TIBCO Cloud API Management (Mashery)?

TIBCO Cloud API Management, formerly known as TIBCO Cloud Mashery, is an enterprise platform delivering full lifecycle API management capabilities including API creation, productization, security, analytics, and support for API development, mediation, and event-driven initiatives.

Source
Solaris: Is the BaFin action still live?

The special representative appointed in 2022 had the mandate extended in July 2024, and fines were issued in March 2024. Treat supervisory oversight as an active condition in your diligence.

TIBCO Mashery: What is the pricing structure?

TIBCO Mashery pricing starts at $2000/monthly for cloud-hosted deployments based on capacity and throughput. Annual maintenance for on-premises perpetual licenses typically ranges from 18-22% of license cost. Custom plans are available based on customer requirements.

Source
Solaris: Who owns Solaris now?

SBI Holdings of Japan agreed in December 2024 and January 2025 to take a majority stake of over seventy per cent for around EUR 100 million.

TIBCO Mashery: Does Mashery support OpenAPI standards?

TIBCO Mashery supports native OpenAPI specifications. The platform provides contract-first modeling with native OpenAPI Spec support and native Node.js hosting of API implementations.

TIBCO Mashery: What's the current status of TIBCO Mashery?

Mashery, formerly sold as TIBCO Cloud API Management, has had its capabilities integrated into Boomi's enterprise platform. Users should verify current product status and support roadmap with TIBCO's sales team, as the product landscape has undergone significant changes.

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