Software · head to head
Skrill vs Apple Pay
The short version
- Each has a real cost: Skrill a currency conversion fee of 4.49 percent applies to most conversions; Apple Pay apple Pay works only in countries and regions that support contactless payments and is not available in all markets
- They diverge on capability: Skrill covers Money transfers, Apple Pay covers Secure payments.
Where they differ
Only the attributes on which Skrill and Apple Pay actually diverge.
Identical on both: starting price (Free), free tier (Yes), user rating (Not yet rated), category (Unknown).
What each one covers
Drawn from each product's published feature list. An absence here means we hold no record of it - not that the product lacks it.
Only in Skrill
- Money transfers
- Currency conversion
- Prepaid card
- Web support
- Android support
Only in Apple Pay
- Secure payments
- Contactless transactions
- P2P money transfers
- Debit cards
- WatchOS support
- MacOS support
Both cover
- Digital wallet
- Bank accounts
- Credit cards
- IOS support
What people use each for
The jobs each tool is most often brought in to do.
Skrill
- Sending money internationally from a prepaid digital walletnot Apple Pay
- Funding and withdrawing from online merchants and gaming sitesnot Apple Pay
- Buying and selling cryptocurrency inside a wallet accountnot Apple Pay
Apple Pay
- Contactless in store payment from iPhone and Apple Watchnot Skrill
- Paying in apps and on the web without entering card detailsnot Skrill
- Sending money between Apple users with Apple Cash and Tap to Cashnot Skrill
Where each one falls short
Documented limitations, not opinions. Every one is a constraint you would hit in normal use.
Skrill
- A currency conversion fee of 4.49 percent applies to most conversions
- An inactivity fee of EUR 5.00 is deducted monthly after six months with no login or transaction
- Card deposits carry a 2.50 percent fee
- SWIFT bank withdrawals cost 2.80 percent with a minimum fee of EUR 3.5
- Skrill to Skrill transfers cost 2.99 percent with a EUR 0.50 minimum on standard accounts, reduced to 1.45 percent only for True Skriller accounts
- Crypto trading fees are tiered by VIP status, from 1.50 percent standard down to 1.30 percent at Gold and Diamond VIP
Apple Pay
- Apple Pay works only in countries and regions that support contactless payments and is not available in all markets
- Apple Cash is available only in the 50 United States, the District of Columbia and Puerto Rico
- Apple Cash Family accounts and Tap to Cash transactions are each capped at 2000 USD within a rolling seven day period
- Mac support requires a Touch ID equipped model
- A card works only if the issuing bank supports Apple Pay, and banks may charge their own overseas usage fees
Pricing, plan by plan
Skrill
Free- Free AccountFree
- Money transfers
- Digital wallet
- Premier Account$undefined/month
- Higher limits
- Special rates
Apple Pay
Free- FreeFree
- Secure payments
- P2P transfers
- Transit passes
Which should you pick?
Choose Skrill if
- You need money transfers.
- You want to start without paying.
- You work on Web, IOS, Android.
- You also want currency conversion.
Choose Apple Pay if
- You need secure payments.
- You want to start without paying.
- You work on IOS, WatchOS, MacOS.
- You also want contactless transactions.
Questions people ask
- Is Skrill or Apple Pay better?
- Neither clearly leads. Skrill starts at Free and Apple Pay at Free, and user ratings are close enough to be indistinguishable. Choose on capability and platform support.
- Which is cheaper, Skrill or Apple Pay?
- Skrill starts at Free and Apple Pay at Free.
- Does Skrill or Apple Pay run on more platforms?
- Skrill runs on Web, IOS, Android. Apple Pay runs on IOS, WatchOS, MacOS.
- Can I use Skrill for free?
- Both have a free tier, so you can try either at no cost before committing.
- What is Skrill best used for?
- Skrill is most often used for sending money internationally from a prepaid digital wallet, funding and withdrawing from online merchants and gaming sites, buying and selling cryptocurrency inside a wallet account. Of those, sending money internationally from a prepaid digital wallet and funding and withdrawing from online merchants and gaming sites are not what Apple Pay is typically brought in for.
- What can Skrill do that Apple Pay cannot?
- Skrill covers Money transfers, Currency conversion, Prepaid card, Web support. Apple Pay covers Secure payments, Contactless transactions, P2P money transfers, Debit cards. Both handle Digital wallet, Bank accounts, Credit cards, IOS support.