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Investopedia Stock Simulator vs Revolut

Investopedia Stock Simulator logo

Investopedia Stock Simulator

Personal Finance

Paper trading without risk

From
Free
Rated
-
Full reviewWebsite
Revolut logo

Revolut

Personal Finance

Multi-currency financial app operating as a licensed bank in parts of the EU and as an e-money institution elsewhere

From
Free
Rated
-
Full reviewWebsite

The short version

  • Each has a real cost: Investopedia Stock Simulator market data is delayed by 15-20 minutes, inadequate for real-time trading education; Revolut uK customer balances have historically been held under an e-money institution licence, meaning they are not covered by the Financial Services Compensation Scheme the way a traditional UK bank deposit is, even though Revolut was granted a restricted UK banking licence in 2024.
  • They diverge on capability: Investopedia Stock Simulator covers Virtual stock trading, Revolut covers Multi-currency accounts.
  • Prices and features above were last checked on 1 September 2026.

Where they differ

Only the attributes on which Investopedia Stock Simulator and Revolut actually diverge.

Attributes where Investopedia Stock Simulator and Revolut differ
AttributeInvestopedia Stock SimulatorRevolut
Pricing modelUnknownFree standard tier; paid plans add higher limits, insurance and perks
PlatformsWebiOS, Android, Web
Founded2009Unknown

Identical on both: starting price (Free), free tier (Yes), user rating (Not yet rated), category (Personal Finance).

What each one covers

Drawn from each product's published feature list. An absence here means we hold no record of it - not that the product lacks it.

Only in Investopedia Stock Simulator

  • Virtual stock trading
  • Real-time market data
  • Portfolio management
  • Educational resources
  • Market data
  • Web support

Only in Revolut

  • Multi-currency accounts
  • Revolut Bank EEA deposits
  • Stock, crypto and commodity trading
  • Budgeting and spending analytics
  • Virtual and disposable cards
  • Business accounts (Revolut Business)

What people use each for

The jobs each tool is most often brought in to do.

Investopedia Stock Simulator

  • Budget Managementnot Revolut
  • Expense Trackingnot Revolut
  • Investment Trackingnot Revolut

Revolut

  • Someone travelling or living across multiple currencies who wants low-cost exchange and spending in one accountnot Investopedia Stock Simulator
  • A user in the EEA who wants their balance held with a licensed bank covered by a deposit guarantee schemenot Investopedia Stock Simulator
  • A UK-based user who understands their balance sits under e-money safeguarding rather than FSCS bank protection, and is comfortable with thatnot Investopedia Stock Simulator
  • An investor wanting stock or crypto trading integrated with everyday spending in a single appnot Investopedia Stock Simulator

Where each one falls short

Documented limitations, not opinions. Every one is a constraint you would hit in normal use.

Investopedia Stock Simulator

  • Market data is delayed by 15-20 minutes, inadequate for real-time trading education
  • Limited order type support compared to modern trading platforms
  • Simplified fill simulation does not replicate real trading execution
  • Platform has not received significant updates in many years

Revolut

  • UK customer balances have historically been held under an e-money institution licence, meaning they are not covered by the Financial Services Compensation Scheme the way a traditional UK bank deposit is, even though Revolut was granted a restricted UK banking licence in 2024.
  • Regulatory status differs by country of use, EEA versus UK versus other markets, so the actual protection on a given balance depends on where the account is domiciled, not on the brand alone.
  • Customer service has been a recurring complaint, with account freezes for fraud checks sometimes leaving customers unable to access funds for extended periods with limited direct human contact.
  • The free tier caps fee-free currency exchange at a monthly allowance, after which a fair usage fee applies, so heavy multi-currency users may need a paid plan to avoid extra charges.
  • The breadth of features, banking, trading, crypto and business accounts, spans multiple regulatory regimes and legal entities, which makes the overall structure harder for a typical customer to fully understand than a single-licence traditional bank.

Pricing, plan by plan

Investopedia Stock Simulator

Free

No published plan breakdown. See the Investopedia Stock Simulator review.

Revolut

Free
  • StandardFree
    • Free multi-currency spending up to a monthly exchange allowance
    • Basic budgeting tools
    • UK balances held under e-money safeguarding, not FSCS-protected as a standard bank deposit
  • Premium$7.99/month
    • Higher free exchange allowance
    • Travel insurance and card delivery perks
    • Priority customer support
  • Metal$14.99/month
    • Cashback on card spending
    • Higher limits across features
    • Metal card and additional insurance cover

Which should you pick?

Choose Investopedia Stock Simulator if

  • You need virtual stock trading.
  • You want to start without paying.
  • You also want real-time market data.
Investopedia Stock Simulator review

Choose Revolut if

  • You need multi-currency accounts.
  • You want to start without paying.
  • You work on iOS, Android, Web.
  • You also want revolut bank eea deposits.
Revolut review

Questions people ask

Is Investopedia Stock Simulator or Revolut better?
Neither clearly leads. Investopedia Stock Simulator starts at Free and Revolut at Free, and user ratings are close enough to be indistinguishable. Choose on capability and platform support.
Which is cheaper, Investopedia Stock Simulator or Revolut?
Investopedia Stock Simulator starts at Free and Revolut at Free.
Does Investopedia Stock Simulator or Revolut run on more platforms?
Investopedia Stock Simulator runs on Web. Revolut runs on iOS, Android, Web.
Can I use Investopedia Stock Simulator for free?
Both have a free tier, so you can try either at no cost before committing.
What is Investopedia Stock Simulator best used for?
Investopedia Stock Simulator is most often used for budget management, expense tracking, investment tracking. Of those, budget management and expense tracking are not what Revolut is typically brought in for.
What can Investopedia Stock Simulator do that Revolut cannot?
Investopedia Stock Simulator covers Virtual stock trading, Real-time market data, Portfolio management, Educational resources. Revolut covers Multi-currency accounts, Revolut Bank EEA deposits, Stock, crypto and commodity trading, Budgeting and spending analytics.

Answered from the vendors’ own pages

Investopedia Stock Simulator: Is the Investopedia Stock Simulator free?

Yes, the Investopedia Stock Simulator is completely free to use after creating an account. No real funds are required for simulated trading.

Source
Revolut: Is my money safe with Revolut?

It depends on your country. EEA balances are held with a Lithuanian-licensed bank and generally covered by deposit guarantee up to 100,000 euro; UK balances have historically sat under e-money safeguarding rather than FSCS bank protection, though Revolut has been working toward full UK banking status since gaining a restricted licence in 2024.

Investopedia Stock Simulator: What is included in the simulator?

Users receive a $100,000 virtual portfolio to trade stocks, with integrated educational content including articles, tutorials, and a financial dictionary for learning investing.

Source
Revolut: Is Revolut a bank?

In the EEA, yes, through Revolut Bank UAB, licensed in Lithuania. In the UK, it has historically operated as an e-money institution and was granted a restricted banking licence in 2024, with full UK banking status pending completion of a mobilisation period.

Investopedia Stock Simulator: What are the limitations of the Investopedia Simulator?

The simulator uses delayed market data (typically 15-20 minutes), has limited order type support, simplified fill simulation, and has not received proper updates in many years.

Source
Revolut: Does Revolut charge for currency exchange?

Exchange is free up to a monthly allowance on the standard tier, after which a fair usage fee applies; paid plans raise or remove that allowance.

Investopedia Stock Simulator: Can you compete with other traders?

Yes, you can join existing games or create custom games with configurable rules including options, margin trading, and adjustable commission rates, competing with thousands of Investopedia traders.

Source
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