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Developer Tools · head to head

Restate vs Sumsub

Restate logo

Restate

Developer Tools

Durable execution engine in Rust with a free tier and low-latency workflows

From
Free
Free plan
Yes
Sumsub logo

Sumsub

Cybersecurity

Identity verification and AML screening priced per verification

From
$1.35/verification
Free plan
No

The short version

  • Only Restate has a free tier, so it costs nothing to try first.
  • Each has a real cost: Restate the runtime is under a Business Source Licence rather than an open source licence, so building a competing managed offering on it is prohibited and some procurement functions will reject it on licence grounds alone.; Sumsub the published per-verification rate is undercut by a monthly minimum of 149 or 299 dollars, so low volume businesses pay a much higher effective rate than the headline suggests.
  • They diverge on capability: Restate covers Durable execution, Sumsub covers Document verification.
  • Prices and features above were last checked on 1 September 2026.

Where they differ

Only the attributes on which Restate and Sumsub actually diverge.

Attributes where Restate and Sumsub differ
AttributeRestateSumsub
Starting priceFree$1.35/verification
Pricing modelPer month by durable action countPer verification
Free tierYesNo
PlatformsLinux, macOS, WebWeb, iOS, Android
CategoryDeveloper ToolsCybersecurity

Identical on both: user rating (Not yet rated).

What each one covers

Drawn from each product's published feature list. An absence here means we hold no record of it - not that the product lacks it.

Only in Restate

  • Durable execution
  • Virtual objects
  • Single binary runtime
  • Multi-language SDKs
  • Workflows and sagas
  • Restate Cloud

Only in Sumsub

  • Document verification
  • AML screening
  • KYB verification
  • No-code flow builder
  • Transaction monitoring
  • Travel Rule
  • Fraud and duplicate detection

What people use each for

The jobs each tool is most often brought in to do.

Restate

  • Payment or order flows where a crash between two external API calls must not double-charge or lose the ordernot Sumsub
  • AI agent loops that call tools over minutes or hours and must survive a deployment mid-runnot Sumsub
  • Replacing hand-rolled retry, idempotency key and outbox code across a set of microservicesnot Sumsub
  • A small team that wants durable workflows without operating a Temporal cluster and its databasenot Sumsub

Sumsub

  • A crypto exchange needing KYC plus Travel Rule handling under one contractnot Restate
  • A gambling operator entering several European markets and needing document coverage without a separate vendor per countrynot Restate
  • A fintech that wants a published price it can model in a business case before speaking to a salespersonnot Restate
  • A marketplace verifying both individual sellers and the companies behind them without buying two productsnot Restate

Where each one falls short

Documented limitations, not opinions. Every one is a constraint you would hit in normal use.

Restate

  • The runtime is under a Business Source Licence rather than an open source licence, so building a competing managed offering on it is prohibited and some procurement functions will reject it on licence grounds alone.
  • Restate Cloud jumps from a free fifty thousand actions straight to 300 US dollars a month for twenty million, so a workload sitting at a few hundred thousand actions pays enterprise-shaped money for hobby-shaped volume.
  • It is a young project against Temporal’s established base, so hiring engineers who already know it is unrealistic and the answer to most questions is in the docs rather than on Stack Overflow.
  • The programming model requires structuring code around durable handlers and virtual objects, which is a genuine rewrite for existing services rather than a library you add.
  • The single-binary simplicity that makes small deployments cheap also means fewer operational knobs at very large scale than a system designed as separable components.

Sumsub

  • The published per-verification rate is undercut by a monthly minimum of 149 or 299 dollars, so low volume businesses pay a much higher effective rate than the headline suggests.
  • You are billed per verification attempt in most configurations, meaning applicant drop-off and resubmissions cost money without producing a customer.
  • Pass rates and document support vary noticeably by country, and a market that works well in Europe can produce materially worse rejection rates in parts of Africa and South East Asia.
  • The AML screening tier bundles list coverage that large institutions would normally buy separately and tune, giving less control over match thresholds than a dedicated screening vendor.
  • The company originated in Russia before restructuring to a UK entity, and some financial institutions still raise that history in vendor risk review, which can slow or block procurement at conservative banks.

Pricing, plan by plan

Restate

Free
  • FreeFree
    • Fifty thousand durable actions per month
    • No credit card required
    • Community support
  • Starter$300/month
    • Twenty million actions per month
    • Two hundred actions per second, bursting to one thousand
    • Twenty GB storage
  • Pro$1000/month
    • Fifty million actions per month
    • Five hundred actions per second, bursting to two thousand
    • Fifty GB storage
  • Enterprise$undefined/year
    • Negotiated volume
    • Twenty-four seven P0 support
    • 99.99 per cent SLA

Sumsub

$1.35/verification
  • Basic$1.35/verification
    • 149 USD minimum monthly spend
    • Document verification and liveness
    • No-code flow builder
  • Compliance$1.85/verification
    • 299 USD minimum monthly spend
    • Everything in Basic
    • AML sanctions and PEP screening
  • Enterprise$undefined/year
    • Negotiated volume rate
    • Custom jurisdictions and languages
    • Dedicated support

Which should you pick?

Choose Restate if

  • You need durable execution.
  • You want to start without paying.
  • You work on Linux, macOS, Web.
  • You also want virtual objects.

Choose Sumsub if

  • You need document verification.
  • You work on Web, iOS, Android.
  • You also want aml screening.

Questions people ask

Is Restate or Sumsub better?
Neither clearly leads. Restate starts at Free and Sumsub at $1.35/verification, and user ratings are close enough to be indistinguishable. Choose on capability and platform support.
Which is cheaper, Restate or Sumsub?
Restate has a free tier; the other does not. Paid plans start at Free for Restate and $1.35/verification for Sumsub.
Does Restate or Sumsub run on more platforms?
Restate runs on Linux, macOS, Web. Sumsub runs on Web, iOS, Android.
Can I use Restate for free?
Yes. Restate has a free tier, so you can try it without paying. Sumsub starts at $1.35/verification.
What is Restate best used for?
Restate is most often used for payment or order flows where a crash between two external api calls must not double-charge or lose the order, ai agent loops that call tools over minutes or hours and must survive a deployment mid-run, replacing hand-rolled retry, idempotency key and outbox code across a set of microservices, a small team that wants durable workflows without operating a temporal cluster and its database. Of those, payment or order flows where a crash between two external api calls must not double-charge or lose the order and ai agent loops that call tools over minutes or hours and must survive a deployment mid-run are not what Sumsub is typically brought in for.
What can Restate do that Sumsub cannot?
Restate covers Durable execution, Virtual objects, Single binary runtime, Multi-language SDKs. Sumsub covers Document verification, AML screening, KYB verification, No-code flow builder.

Answered from the vendors’ own pages

Restate: Is Restate open source?

The SDKs are MIT. The runtime is under a Business Source Licence, which permits self-hosting but not offering it as a competing service.

Sumsub: What does a verification actually cost?

1.35 USD on Basic and 1.85 USD on Compliance, but with 149 and 299 USD monthly minimums respectively. Below roughly 110 or 160 checks a month you are paying the minimum, not the rate.

Restate: How does it compare with Temporal?

Same problem, different shape: one Rust binary with embedded storage instead of a server plus database plus workers, and lower per-step latency.

Sumsub: Do failed verifications get charged?

Attempts are generally billable, so a poor onboarding funnel raises your bill. Confirm the exact resubmission policy in your contract.

Restate: Is there a free tier?

Yes, fifty thousand durable actions a month on Restate Cloud with no card required.

Sumsub: Does it cover business verification?

Yes, KYB with company registry lookups and beneficial owner resolution is part of the platform rather than a separate product.

Restate: Which languages are supported?

TypeScript, Java, Kotlin, Go, Python and Rust.

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