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Cloud · head to head

Puppet vs Temenos Transact

Puppet logo

Puppet

Cloud

Infrastructure automation for enterprises

From
Free
Rated
-
Full reviewWebsite
Temenos Transact logo

Temenos Transact

APIs

Established core banking system used by banks in over a hundred countries

From
On request
Rated
-
Full reviewWebsite

The short version

  • Only Puppet has a free tier, so it costs nothing to try first.
  • Each has a real cost: Puppet no pricing published for commercial tiers; requires contacting sales; Temenos Transact the codebase originates in the 1990s, so banks on older releases face major upgrade programmes to reach current versions, and many defer them for years.
  • They diverge on capability: Puppet covers Manifests, Temenos Transact covers Country model banks.
  • Prices and features above were last checked on 1 September 2026.

Where they differ

Only the attributes on which Puppet and Temenos Transact actually diverge.

Attributes where Puppet and Temenos Transact differ
AttributePuppetTemenos Transact
Starting priceFreeOn request
Free tierYesNo
PlatformsLinux, Windows, Mac, ApiWeb, Linux, Windows, REST API
CategoryCloudAPIs
Founded2005Unknown

Identical on both: pricing model (quote), user rating (Not yet rated).

What each one covers

Drawn from each product's published feature list. An absence here means we hold no record of it - not that the product lacks it.

Only in Puppet

  • Manifests
  • Modules
  • Classes
  • Variables
  • Facts
  • Puppet Master
  • Hiera
  • Facter

Only in Temenos Transact

  • Country model banks
  • Multi-product core
  • Payments processing
  • API layer
  • Accounting engine

Both cover

  • Cloud deployment

What people use each for

The jobs each tool is most often brought in to do.

Puppet

  • Infrastructure automationnot Temenos Transact
  • Configuration managementnot Temenos Transact
  • DevOps at scalenot Temenos Transact
  • Enterprise infrastructurenot Temenos Transact

Temenos Transact

  • A bank in an emerging market needing local regulatory compliance without building it from scratchnot Puppet
  • An institution running Islamic banking products alongside conventional ones on one corenot Puppet
  • A bank that needs a large pool of experienced implementation consultants to de-risk a migrationnot Puppet
  • A group standardising subsidiaries in several countries onto one core banking systemnot Puppet

Where each one falls short

Documented limitations, not opinions. Every one is a constraint you would hit in normal use.

Puppet

  • No pricing published for commercial tiers; requires contacting sales
  • Enterprise and Advanced tiers require custom quote
  • Free tier limited to 25 nodes maximum

Temenos Transact

  • The codebase originates in the 1990s, so banks on older releases face major upgrade programmes to reach current versions, and many defer them for years.
  • Total cost is dominated by implementation partner fees rather than licence, and those programmes routinely overrun their original estimates.
  • Product changes that cloud-native cores treat as configuration can require development work and a release cycle, which slows time to market for new products.
  • Heavy customisation is common and it makes every subsequent upgrade harder, creating a compounding cost that banks feel a decade after go-live.
  • Temenos has repeatedly restructured its product line and naming, so buyers must check carefully which components a proposal actually includes and which are separately licensed.

Pricing, plan by plan

Puppet

Free
  • DeveloperFree
    • Up to 25 nodes
  • Core Commercial$null/custom
    • 25+ nodes
    • Vendor-backed SLAs
    • Training with Certified Engineers
  • Enterprise$null/custom
    • Web GUI
    • RBAC
    • Multi-environment support
  • Advanced$null/custom
    • AI-powered features
    • Advanced patching
    • Vulnerability remediation

Temenos Transact

On request
  • Temenos Transact$undefined/year
    • Perpetual or subscription licence scaled by assets, accounts or users
    • Annual maintenance typically a percentage of licence value
    • Implementation delivered by partners and charged separately

Which should you pick?

Choose Puppet if

  • You need manifests.
  • You want to start without paying.
  • You work on Linux, Windows, Mac, Api.
  • You also want modules.
Puppet review

Choose Temenos Transact if

  • You need country model banks.
  • You work on Web, Linux, Windows, REST API.
  • You also want multi-product core.
Temenos Transact review

Questions people ask

Is Puppet or Temenos Transact better?
Neither clearly leads. Puppet starts at Free and Temenos Transact at On request, and user ratings are close enough to be indistinguishable. Choose on capability and platform support.
Which is cheaper, Puppet or Temenos Transact?
Puppet has a free tier; the other does not. Paid plans start at Free for Puppet and On request for Temenos Transact.
Does Puppet or Temenos Transact run on more platforms?
Puppet runs on Linux, Windows, Mac, Api. Temenos Transact runs on Web, Linux, Windows, REST API.
Can I use Puppet for free?
Yes. Puppet has a free tier, so you can try it without paying. Temenos Transact starts at On request.
What is Puppet best used for?
Puppet is most often used for infrastructure automation, configuration management, devops at scale, enterprise infrastructure. Of those, infrastructure automation and configuration management are not what Temenos Transact is typically brought in for.
What can Puppet do that Temenos Transact cannot?
Puppet covers Manifests, Modules, Classes, Variables. Temenos Transact covers Country model banks, Multi-product core, Payments processing, API layer. Both handle Cloud deployment.

Answered from the vendors’ own pages

Puppet: How much does Puppet cost?

Puppet's Developer tier is free for up to 25 nodes. Commercial, Enterprise, and Advanced tiers require contacting their sales team for a custom quote.

Source
Temenos Transact: Is Transact the same as T24?

Yes. T24 was renamed Temenos Transact; older installations and much of the consultant population still use the T24 name.

Puppet: Is there a free version of Puppet?

Yes, Puppet's Developer tier is free forever for up to 25 nodes of infrastructure.

Source
Temenos Transact: Can it run in the cloud?

Yes, it is offered on public cloud, though many existing installations remain on-premises and moving them is a project.

Puppet: What does the Enterprise tier include?

Puppet's Enterprise tier includes web GUI, RBAC, and multi-environment support for organizations managing infrastructure at scale, with pricing available upon request.

Source
Temenos Transact: What drives the cost?

Licence scaled by size, annual maintenance as a percentage of licence, and implementation partner fees that usually exceed the software cost.

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