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OVHcloud vs Temenos Transact

OVHcloud logo

OVHcloud

Cloud

Advanced cloud services for businesses

From
€3.5/month
Rated
-
Full reviewWebsite
Temenos Transact logo

Temenos Transact

APIs

Established core banking system used by banks in over a hundred countries

From
On request
Rated
-
Full reviewWebsite

The short version

  • Each has a real cost: OVHcloud public Cloud pricing table lists a scheduled price change with a column labeled Price on April 1, 2026, showing current rates are promotional and set to change on that date; Temenos Transact the codebase originates in the 1990s, so banks on older releases face major upgrade programmes to reach current versions, and many defer them for years.
  • They diverge on capability: OVHcloud covers Public Cloud, Temenos Transact covers Country model banks.
  • Prices and features above were last checked on 1 September 2026.

Where they differ

Only the attributes on which OVHcloud and Temenos Transact actually diverge.

Attributes where OVHcloud and Temenos Transact differ
AttributeOVHcloudTemenos Transact
Starting price€3.5/monthOn request
Pricing modelsubscriptionquote
PlatformsLinux, Windows, Api, CliWeb, Linux, Windows, REST API
CategoryCloudAPIs
Founded1999Unknown

Identical on both: free tier (No), user rating (Not yet rated).

What each one covers

Drawn from each product's published feature list. An absence here means we hold no record of it - not that the product lacks it.

Only in OVHcloud

  • Public Cloud
  • Private Cloud
  • Bare Metal Servers
  • Managed Kubernetes
  • Object Storage
  • Block Storage
  • Load Balancers
  • Databases

Only in Temenos Transact

  • Country model banks
  • Multi-product core
  • Payments processing
  • API layer
  • Accounting engine

Both cover

  • Cloud deployment

What people use each for

The jobs each tool is most often brought in to do.

OVHcloud

  • Managed Kubernetes container orchestration for cloud-native applicationsnot Temenos Transact
  • Virtual machine instances with customizable CPU, RAM, and IOPSnot Temenos Transact
  • Object storage with S3-compatible API for scalable data archivalnot Temenos Transact
  • Managed databases including PostgreSQL, MySQL, MongoDB, and ClickHousenot Temenos Transact
  • Private network connectivity with vRack for multi-AZ isolationnot Temenos Transact

Temenos Transact

  • A bank in an emerging market needing local regulatory compliance without building it from scratchnot OVHcloud
  • An institution running Islamic banking products alongside conventional ones on one corenot OVHcloud
  • A bank that needs a large pool of experienced implementation consultants to de-risk a migrationnot OVHcloud
  • A group standardising subsidiaries in several countries onto one core banking systemnot OVHcloud

Where each one falls short

Documented limitations, not opinions. Every one is a constraint you would hit in normal use.

OVHcloud

  • Public Cloud pricing table lists a scheduled price change with a column labeled Price on April 1, 2026, showing current rates are promotional and set to change on that date
  • Free network traffic and free Object Storage API calls exclude the Asia-Pacific region

Temenos Transact

  • The codebase originates in the 1990s, so banks on older releases face major upgrade programmes to reach current versions, and many defer them for years.
  • Total cost is dominated by implementation partner fees rather than licence, and those programmes routinely overrun their original estimates.
  • Product changes that cloud-native cores treat as configuration can require development work and a release cycle, which slows time to market for new products.
  • Heavy customisation is common and it makes every subsequent upgrade harder, creating a compounding cost that banks feel a decade after go-live.
  • Temenos has repeatedly restructured its product line and naming, so buyers must check carefully which components a proposal actually includes and which are separately licensed.

Pricing, plan by plan

OVHcloud

€3.5/month
  • Public Cloud Starter$3.5/month
    • 1 vCPU
    • 1 GB RAM
    • 10 GB storage
  • Bare Metal$49/month
    • Dedicated hardware
    • High performance
    • Full control

Temenos Transact

On request
  • Temenos Transact$undefined/year
    • Perpetual or subscription licence scaled by assets, accounts or users
    • Annual maintenance typically a percentage of licence value
    • Implementation delivered by partners and charged separately

Which should you pick?

Choose OVHcloud if

  • You need public cloud.
  • You work on Linux, Windows, Api, Cli.
  • You also want private cloud.
OVHcloud review

Choose Temenos Transact if

  • You need country model banks.
  • You work on Web, Linux, Windows, REST API.
  • You also want multi-product core.
Temenos Transact review

Questions people ask

Is OVHcloud or Temenos Transact better?
Neither clearly leads. OVHcloud starts at €3.5/month and Temenos Transact at On request, and user ratings are close enough to be indistinguishable. Choose on capability and platform support.
Which is cheaper, OVHcloud or Temenos Transact?
OVHcloud starts at €3.5/month and Temenos Transact at On request.
Does OVHcloud or Temenos Transact run on more platforms?
OVHcloud runs on Linux, Windows, Api, Cli. Temenos Transact runs on Web, Linux, Windows, REST API.
What is OVHcloud best used for?
OVHcloud is most often used for managed kubernetes container orchestration for cloud-native applications, virtual machine instances with customizable cpu, ram, and iops, object storage with s3-compatible api for scalable data archival, managed databases including postgresql, mysql, mongodb, and clickhouse. Of those, managed kubernetes container orchestration for cloud-native applications and virtual machine instances with customizable cpu, ram, and iops are not what Temenos Transact is typically brought in for.
What can OVHcloud do that Temenos Transact cannot?
OVHcloud covers Public Cloud, Private Cloud, Bare Metal Servers, Managed Kubernetes. Temenos Transact covers Country model banks, Multi-product core, Payments processing, API layer. Both handle Cloud deployment.

Answered from the vendors’ own pages

OVHcloud: How does OVHcloud charge for cloud services?

OVHcloud offers pay-as-you-go pricing for compute, storage, and bandwidth. Specific per-unit costs are accessed through the pricing calculator on the vendor site.

Source
Temenos Transact: Is Transact the same as T24?

Yes. T24 was renamed Temenos Transact; older installations and much of the consultant population still use the T24 name.

OVHcloud: Are there savings plans for OVHcloud services?

OVHcloud mentions savings plan options on its services pages, but pricing discounts and commitment terms are not detailed on the homepage.

Source
Temenos Transact: Can it run in the cloud?

Yes, it is offered on public cloud, though many existing installations remain on-premises and moving them is a project.

OVHcloud: What is the cost of OVHcloud zero inter-AZ fees?

OVHcloud advertises zero inter-AZ (availability zone) fees for data transfers within its network. Monthly subscription rates for individual services are not published on the vendor homepage.

Source
Temenos Transact: What drives the cost?

Licence scaled by size, annual maintenance as a percentage of licence, and implementation partner fees that usually exceed the software cost.

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