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Crypto · head to head

Argent vs Moralis

Argent logo

Argent

Crypto

The smart wallet for DeFi and NFTs

From
Free
Rated
-
Moralis logo

Moralis

Crypto

The easiest way to build Web3 apps

From
$149/month
Rated
-

The short version

  • Only Argent has a free tier, so it costs nothing to try first.
  • Each has a real cost: Argent renamed Ready, and argent.xyz now redirects to ready.co, so the Argent name is retired; Moralis the free plan is metered daily at 40,000 compute units rather than monthly, so a quiet week cannot offset a busy day
  • They diverge on capability: Argent covers Smart Contract Wallet, Moralis covers NFT API.
  • Prices and features above were last checked on 30 August 2026.

Where they differ

Only the attributes on which Argent and Moralis actually diverge.

Attributes where Argent and Moralis differ
AttributeArgentMoralis
Starting priceFree$149/month
Pricing modelfreesubscription
Free tierYesNo
PlatformsIos, AndroidApi, Web
Founded20182020

Identical on both: user rating (Not yet rated), category (Crypto).

What each one covers

Drawn from each product's published feature list. An absence here means we hold no record of it - not that the product lacks it.

Only in Argent

  • Smart Contract Wallet
  • Social Recovery
  • No Seed Phrase
  • Built-in DeFi
  • NFT Support
  • Ethereum
  • zkSync
  • Starknet

Only in Moralis

  • NFT API
  • Token API
  • Wallet API
  • Streams
  • Auth API
  • EVM chains
  • Solana
  • Aptos

What people use each for

The jobs each tool is most often brought in to do.

Argent

  • Self-custodial wallet on mobilenot Moralis
  • Holding digital dollars under your own controlnot Moralis
  • Spending through a virtual card with Apple Pay or Google Paynot Moralis
  • Connecting to dapps through WalletConnectnot Moralis

Moralis

  • Querying blockchain data across chains through a unified APInot Argent
  • Building Web3 applications without running node infrastructurenot Argent

Where each one falls short

Documented limitations, not opinions. Every one is a constraint you would hit in normal use.

Argent

  • Renamed Ready, and argent.xyz now redirects to ready.co, so the Argent name is retired
  • The product has shifted toward community cards and digital dollars rather than being presented purely as a crypto wallet
  • Supported chains are no longer listed on the main site

Moralis

  • The free plan is metered daily at 40,000 compute units rather than monthly, so a quiet week cannot offset a busy day
  • API throughput is 40 requests per second on both the free and the $49 Starter plan, so paying does not raise the rate limit at the first tier
  • Doubling throughput to 80 requests per second requires the $199 Pro plan
  • Every published price assumes annual billing

Pricing, plan by plan

Argent

Free
  • FreeFree
    • Smart wallet
    • Social recovery
    • DeFi

Moralis

$149/month
  • Starter$149/month
    • 2 million compute units
    • 40 RPS throughput
    • 11.25 USD per million CU overage
  • Pro$249/month
    • 100 million compute units
    • 80 RPS throughput
    • 5 USD per million CU overage
  • Business$749/month
    • 500 million compute units
    • 200 RPS throughput
    • 4 USD per million CU overage
  • Enterprise$null/custom
    • Custom compute units and throughput

Which should you pick?

Choose Argent if

  • You need smart contract wallet.
  • You want to start without paying.
  • You work on Ios, Android.
  • You also want social recovery.

Choose Moralis if

  • You need nft api.
  • You work on Api, Web.
  • You also want token api.

Questions people ask

Is Argent or Moralis better?
Neither clearly leads. Argent starts at Free and Moralis at $149/month, and user ratings are close enough to be indistinguishable. Choose on capability and platform support.
Which is cheaper, Argent or Moralis?
Argent has a free tier; the other does not. Paid plans start at Free for Argent and $149/month for Moralis.
Does Argent or Moralis run on more platforms?
Argent runs on Ios, Android. Moralis runs on Api, Web.
Can I use Argent for free?
Yes. Argent has a free tier, so you can try it without paying. Moralis starts at $149/month.
What is Argent best used for?
Argent is most often used for self-custodial wallet on mobile, holding digital dollars under your own control, spending through a virtual card with apple pay or google pay, connecting to dapps through walletconnect. Of those, self-custodial wallet on mobile and holding digital dollars under your own control are not what Moralis is typically brought in for.
What can Argent do that Moralis cannot?
Argent covers Smart Contract Wallet, Social Recovery, No Seed Phrase, Built-in DeFi. Moralis covers NFT API, Token API, Wallet API, Streams.

Answered from the vendors’ own pages

Argent: Why does Ready not publish pricing?

Ready's website emphasizes a rewards model where purchases earn points redeemable for rewards, suggesting pricing may be tied to merchant margins or a commission-based structure rather than a published per-transaction fee.

Source
Moralis: How much does Moralis cost?

Moralis pricing is 149 USD/month (Starter with 2M compute units), 249 USD/month (Pro with 100M CU), or 749 USD/month (Business with 500M CU). Annual billing required for cryptocurrency payment option.

Source
Argent: What payments does Ready process?

Ready functions as a digital wallet and money transfer service integrated with rewards redemption capabilities.

Source
Moralis: Is there a free tier?

Moralis does not offer a free tier; all plans require payment starting at 149 USD/month.

Source
Argent: How do I get started with Ready?

The site directs inquiries to help.ready.co and does not disclose trial availability or onboarding details on the public homepage.

Source
Moralis: What are the throughput limits?

Starter tier provides 40 RPS throughput, Pro tier provides 80 RPS, Business tier provides 200 RPS. Enterprise tier offers custom RPS limits.

Source
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