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Crypto · head to head

Moralis vs Phantom

Moralis logo

Moralis

Crypto

The easiest way to build Web3 apps

From
$149/month
Rated
-
Phantom logo

Phantom

Crypto

The friendly crypto wallet for Solana and beyond

From
Free
Rated
-

The short version

  • Only Phantom has a free tier, so it costs nothing to try first.
  • Each has a real cost: Moralis the free plan is metered daily at 40,000 compute units rather than monthly, so a quiet week cannot offset a busy day; Phantom age requirement of 18 or older to apply for debit card
  • They diverge on capability: Moralis covers NFT API, Phantom covers Wallet.
  • Prices and features above were last checked on 30 August 2026.

Where they differ

Only the attributes on which Moralis and Phantom actually diverge.

Attributes where Moralis and Phantom differ
AttributeMoralisPhantom
Starting price$149/monthFree
Pricing modelsubscriptionfree
Free tierNoYes
PlatformsApi, WebChrome, Firefox, Ios, Android
Founded20202021

Identical on both: user rating (Not yet rated), category (Crypto).

What each one covers

Drawn from each product's published feature list. An absence here means we hold no record of it - not that the product lacks it.

Only in Moralis

  • NFT API
  • Token API
  • Wallet API
  • Streams
  • Auth API
  • EVM chains
  • Aptos
  • Api support

Only in Phantom

  • Wallet
  • NFT Gallery
  • Token Swaps
  • Staking
  • dApp Browser
  • Ethereum
  • Polygon
  • Chrome support

Both cover

  • Solana

What people use each for

The jobs each tool is most often brought in to do.

Moralis

  • Querying blockchain data across chains through a unified APInot Phantom
  • Building Web3 applications without running node infrastructurenot Phantom

Phantom

  • Cryptocurrency trading including spot and perpetual futuresnot Moralis
  • Prediction markets for trading on cultural and global eventsnot Moralis
  • Quick money movement between accounts and payment card usagenot Moralis
  • Advanced terminal access for power tradersnot Moralis

Where each one falls short

Documented limitations, not opinions. Every one is a constraint you would hit in normal use.

Moralis

  • The free plan is metered daily at 40,000 compute units rather than monthly, so a quiet week cannot offset a busy day
  • API throughput is 40 requests per second on both the free and the $49 Starter plan, so paying does not raise the rate limit at the first tier
  • Doubling throughput to 80 requests per second requires the $199 Pro plan
  • Every published price assumes annual billing

Phantom

  • Age requirement of 18 or older to apply for debit card
  • Visa debit card fees may apply but specific amounts not disclosed
  • Debit card limited to Apple Pay, Google Pay, or Visa acceptance
  • Platform operates as fintech, not a bank, with limited banking protections
  • No disclosed transaction limits or commission rates for trading features
  • Technical specifications and supported blockchains lack documentation

Pricing, plan by plan

Moralis

$149/month
  • Starter$149/month
    • 2 million compute units
    • 40 RPS throughput
    • 11.25 USD per million CU overage
  • Pro$249/month
    • 100 million compute units
    • 80 RPS throughput
    • 5 USD per million CU overage
  • Business$749/month
    • 500 million compute units
    • 200 RPS throughput
    • 4 USD per million CU overage
  • Enterprise$null/custom
    • Custom compute units and throughput

Phantom

Free
  • FreeFree
    • Multi-chain wallet
    • NFT gallery
    • Swaps

Which should you pick?

Choose Moralis if

  • You need nft api.
  • You work on Api, Web.
  • You also want token api.

Choose Phantom if

  • You need wallet.
  • You want to start without paying.
  • You work on Chrome, Firefox, Ios, Android.
  • You also want nft gallery.

Questions people ask

Is Moralis or Phantom better?
Neither clearly leads. Moralis starts at $149/month and Phantom at Free, and user ratings are close enough to be indistinguishable. Choose on capability and platform support.
Which is cheaper, Moralis or Phantom?
Phantom has a free tier; the other does not. Paid plans start at $149/month for Moralis and Free for Phantom.
Does Moralis or Phantom run on more platforms?
Moralis runs on Api, Web. Phantom runs on Chrome, Firefox, Ios, Android.
Can I use Phantom for free?
Yes. Phantom has a free tier, so you can try it without paying. Moralis starts at $149/month.
What is Moralis best used for?
Moralis is most often used for querying blockchain data across chains through a unified api, building web3 applications without running node infrastructure. Of those, querying blockchain data across chains through a unified api and building web3 applications without running node infrastructure are not what Phantom is typically brought in for.
What can Moralis do that Phantom cannot?
Moralis covers NFT API, Token API, Wallet API, Streams. Phantom covers Wallet, NFT Gallery, Token Swaps, Staking. Both handle Solana.

Answered from the vendors’ own pages

Moralis: How much does Moralis cost?

Moralis pricing is 149 USD/month (Starter with 2M compute units), 249 USD/month (Pro with 100M CU), or 749 USD/month (Business with 500M CU). Annual billing required for cryptocurrency payment option.

Source
Phantom: Does Phantom have access to my cryptocurrency funds?

No. Phantom operates on a self-custodial model where you control your funds. The company explicitly states they never have access to your assets.

Source
Moralis: Is there a free tier?

Moralis does not offer a free tier; all plans require payment starting at 149 USD/month.

Source
Phantom: What security features does Phantom provide?

Phantom includes scam detection that flags malicious transactions instantly, Ledger hardware wallet integration, transaction transparency so you always know what you're signing, and an open-source blocklist to prevent phishing attacks.

Source
Moralis: What are the throughput limits?

Starter tier provides 40 RPS throughput, Pro tier provides 80 RPS, Business tier provides 200 RPS. Enterprise tier offers custom RPS limits.

Source
Phantom: Does Phantom track my personal information?

No. Phantom prioritizes privacy and states they never track any personally identifiable information or asset balances.

Source
Phantom: What security vulnerabilities qualify for Phantom's bug bounty program?

Phantom offers bug bounty rewards up to $50,000 for discovering vulnerabilities that could result in user fund loss.

Source
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