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Crypto · head to head

Argent vs Lido

Argent logo

Argent

Crypto

The smart wallet for DeFi and NFTs

From
Free
Rated
-
Full reviewWebsite
Lido logo

Lido

Crypto

Liquid staking for Ethereum and beyond

From
Free
Rated
-
Full reviewWebsite

The short version

  • Each has a real cost: Argent renamed Ready, and argent.xyz now redirects to ready.co, so the Argent name is retired; Lido no traditional pricing plans published
  • They diverge on capability: Argent covers Smart Contract Wallet, Lido covers Liquid Staking.
  • Prices and features above were last checked on 30 August 2026.

Where they differ

Only the attributes on which Argent and Lido actually diverge.

Attributes where Argent and Lido differ
AttributeArgentLido
PlatformsIos, AndroidWeb
Founded20182020

Identical on both: starting price (Free), pricing model (free), free tier (Yes), user rating (Not yet rated), category (Crypto).

What each one covers

Drawn from each product's published feature list. An absence here means we hold no record of it - not that the product lacks it.

Only in Argent

  • Smart Contract Wallet
  • Social Recovery
  • No Seed Phrase
  • Built-in DeFi
  • NFT Support
  • Ethereum
  • zkSync
  • Starknet

Only in Lido

  • Liquid Staking
  • stETH Token
  • No Minimum
  • DeFi Composable
  • LDO Token
  • Multi-chain
  • Web support

What people use each for

The jobs each tool is most often brought in to do.

Argent

  • Self-custodial wallet on mobilenot Lido
  • Holding digital dollars under your own controlnot Lido
  • Spending through a virtual card with Apple Pay or Google Paynot Lido
  • Connecting to dapps through WalletConnectnot Lido

Lido

  • Liquid staking of ETH and other proof of stake tokensnot Argent

Where each one falls short

Documented limitations, not opinions. Every one is a constraint you would hit in normal use.

Argent

  • Renamed Ready, and argent.xyz now redirects to ready.co, so the Argent name is retired
  • The product has shifted toward community cards and digital dollars rather than being presented purely as a crypto wallet
  • Supported chains are no longer listed on the main site

Lido

  • No traditional pricing plans published
  • APR and APY rates displayed instead of subscription fees
  • Liquid staking protocol with variable yield rates

Pricing, plan by plan

Argent

Free
  • FreeFree
    • Smart wallet
    • Social recovery
    • DeFi

Lido

Free
  • FreeFree
    • Liquid staking
    • stETH token
    • DeFi integration

Which should you pick?

Choose Argent if

  • You need smart contract wallet.
  • You want to start without paying.
  • You work on Ios, Android.
  • You also want social recovery.
Argent review

Choose Lido if

  • You need liquid staking.
  • You want to start without paying.
  • You also want steth token.
Lido review

Questions people ask

Is Argent or Lido better?
Neither clearly leads. Argent starts at Free and Lido at Free, and user ratings are close enough to be indistinguishable. Choose on capability and platform support.
Which is cheaper, Argent or Lido?
Argent starts at Free and Lido at Free.
Does Argent or Lido run on more platforms?
Argent runs on Ios, Android. Lido runs on Web.
Can I use Argent for free?
Both have a free tier, so you can try either at no cost before committing.
What is Argent best used for?
Argent is most often used for self-custodial wallet on mobile, holding digital dollars under your own control, spending through a virtual card with apple pay or google pay, connecting to dapps through walletconnect. Of those, self-custodial wallet on mobile and holding digital dollars under your own control are not what Lido is typically brought in for.
What can Argent do that Lido cannot?
Argent covers Smart Contract Wallet, Social Recovery, No Seed Phrase, Built-in DeFi. Lido covers Liquid Staking, stETH Token, No Minimum, DeFi Composable.

Answered from the vendors’ own pages

Argent: Why does Ready not publish pricing?

Ready's website emphasizes a rewards model where purchases earn points redeemable for rewards, suggesting pricing may be tied to merchant margins or a commission-based structure rather than a published per-transaction fee.

Source
Lido: Does Lido have a cost?

Lido is a liquid staking protocol without traditional pricing. Users deposit ETH to receive stETH tokens. The protocol generates yields reported as APR/APY rates rather than subscription fees.

Source
Argent: What payments does Ready process?

Ready functions as a digital wallet and money transfer service integrated with rewards redemption capabilities.

Source
Lido: What are the current APR and APY rates?

According to the Lido homepage, stETH APR is 2.3%, EarnETH APY is 3.1%, and EarnUSD APY is 6.4%. These rates are subject to change.

Source
Argent: How do I get started with Ready?

The site directs inquiries to help.ready.co and does not disclose trial availability or onboarding details on the public homepage.

Source
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