APIs · head to head
KeystoneJS vs Volt

KeystoneJS
APIs
Powerful Node.js headless CMS framework and API platform
- From
- Free
- Rated
- -

Volt
APIs
Account-to-account pay by bank across Europe, the UK, Brazil and Australia
- From
- On request
- Rated
- -
The short version
- Only KeystoneJS has a free tier, so it costs nothing to try first.
- Each has a real cost: KeystoneJS database support is limited to PostgreSQL, MySQL and SQLite; Volt account-to-account payments carry no chargeback mechanism, so consumers lose scheme dispute protection and merchants lose a familiar framework for handling claims.
- They diverge on capability: KeystoneJS covers REST API, Volt covers Pay by bank.
- Prices and features above were last checked on 1 September 2026.
Where they differ
Only the attributes on which KeystoneJS and Volt actually diverge.
| Attribute | KeystoneJS | Volt |
|---|---|---|
| Starting price | Free | On request |
| Pricing model | open-source | quote |
| Free tier | Yes | No |
| Platforms | Node.js, Self-hosted | Web, REST API |
| Founded | 2016 | Unknown |
Identical on both: user rating (Not yet rated), category (APIs).
What each one covers
Drawn from each product's published feature list. An absence here means we hold no record of it - not that the product lacks it.
Only in KeystoneJS
- REST API
- GraphQL API
- Admin interface
- Node.js
- Next.js
- React
- Databases
- Node.js support
Only in Volt
- Pay by bank
- Circuit Breaker
- Virtual IBANs
- Payouts and refunds
- Verify
- Stablecoin checkout
What people use each for
The jobs each tool is most often brought in to do.
KeystoneJS
- Headless CMS implementationnot Volt
- Content management systemsnot Volt
- Customizable API-driven applicationsnot Volt
Volt
- A travel seller with high average order values paying percentage card fees it wants to replace with flat transfer feesnot KeystoneJS
- An iGaming operator needing fast deposits and payouts where card acceptance is restrictednot KeystoneJS
- A merchant with heavy card fraud that wants strongly authenticated irreversible paymentsnot KeystoneJS
- A marketplace verifying seller bank accounts before paying outnot KeystoneJS
Where each one falls short
Documented limitations, not opinions. Every one is a constraint you would hit in normal use.
KeystoneJS
- Database support is limited to PostgreSQL, MySQL and SQLite
- Keystone 5 is a separate legacy product documented on a different site and is not covered by the Keystone 6 docs
- Upgrading requires following a dedicated Migrate to 8.0.0 guide, so major versions are not drop-in
- Free support is a community Slack; enterprise-grade consulting and support is a separate paid engagement with Thinkmill and no published price
Volt
- Account-to-account payments carry no chargeback mechanism, so consumers lose scheme dispute protection and merchants lose a familiar framework for handling claims.
- Refunds are outbound payments rather than reversals, which changes treasury handling and means a refund can fail for reasons a card refund never would.
- Conversion is lower than a stored card because the shopper must complete a bank authentication journey, and drop-off varies significantly by bank.
- Core pay by bank pricing is per transaction but refunds, payouts, virtual IBANs, Verify and fraud tooling are billed separately, so the real cost is a stack of line items.
- Bank API availability and quality vary across markets, and an outage at a major bank removes a slice of your checkout with no fallback unless you keep cards live.
Pricing, plan by plan
KeystoneJS
Free- Open SourceFree
- Full KeystoneJS
- Community support
Volt
On request- Volt pay by bank$undefined/year
- Per successful transaction fee, quoted by volume and market
- Separate charges for refunds, payouts, virtual IBANs and Verify
- Circuit Breaker fraud tooling priced as an add-on
Which should you pick?
Choose KeystoneJS if
- You need rest api.
- You want to start without paying.
- You work on Node.js, Self-hosted.
- You also want graphql api.
Choose Volt if
- You need pay by bank.
- You work on Web, REST API.
- You also want circuit breaker.
Questions people ask
- Is KeystoneJS or Volt better?
- Neither clearly leads. KeystoneJS starts at Free and Volt at On request, and user ratings are close enough to be indistinguishable. Choose on capability and platform support.
- Which is cheaper, KeystoneJS or Volt?
- KeystoneJS has a free tier; the other does not. Paid plans start at Free for KeystoneJS and On request for Volt.
- Does KeystoneJS or Volt run on more platforms?
- KeystoneJS runs on Node.js, Self-hosted. Volt runs on Web, REST API.
- Can I use KeystoneJS for free?
- Yes. KeystoneJS has a free tier, so you can try it without paying. Volt starts at On request.
- What is KeystoneJS best used for?
- KeystoneJS is most often used for headless cms implementation, content management systems, customizable api-driven applications. Of those, headless cms implementation and content management systems are not what Volt is typically brought in for.
- What can KeystoneJS do that Volt cannot?
- KeystoneJS covers REST API, GraphQL API, Admin interface, Node.js. Volt covers Pay by bank, Circuit Breaker, Virtual IBANs, Payouts and refunds.
Answered from the vendors’ own pages
KeystoneJS: Is KeystoneJS free?
Yes, KeystoneJS is free and open source with no licensing fees. Core platform has no lock-in and is contributed to by 250+ developers.
SourceVolt: Are there chargebacks?
No. Bank transfers are irrevocable, so disputes are handled commercially between merchant and customer, not through a card scheme.
KeystoneJS: What are hosting costs for KeystoneJS?
KeystoneJS is self-hosted and deployment-agnostic. Hosting costs depend on your chosen deployment platform (Vercel, AWS, Heroku, etc.) and infrastructure, not KeystoneJS itself.
SourceVolt: How do refunds work?
As a separate outbound payment initiated by the merchant, which Volt charges for separately from the inbound transaction.
KeystoneJS: Does KeystoneJS offer paid support?
Enterprise support with tailored options is available from Thinkmill, the company behind KeystoneJS. Pricing details available upon request.
SourceVolt: Which markets are covered?
Europe and the UK, plus Brazil and Australia, on a single API integration.
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