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Cybersecurity · head to head

Keeper Password Manager vs Temenos Transact

Keeper Password Manager logo

Keeper Password Manager

Cybersecurity

Cybersecurity starts here

From
Free
Rated
-
Full reviewWebsite
Temenos Transact logo

Temenos Transact

APIs

Established core banking system used by banks in over a hundred countries

From
On request
Rated
-
Full reviewWebsite

The short version

  • Only Keeper Password Manager has a free tier, so it costs nothing to try first.
  • Each has a real cost: Keeper Password Manager free tier limited to 10 passwords on one device only; Temenos Transact the codebase originates in the 1990s, so banks on older releases face major upgrade programmes to reach current versions, and many defer them for years.
  • They diverge on capability: Keeper Password Manager covers Zero-knowledge security, Temenos Transact covers Country model banks.
  • Prices and features above were last checked on 1 September 2026.

Where they differ

Only the attributes on which Keeper Password Manager and Temenos Transact actually diverge.

Attributes where Keeper Password Manager and Temenos Transact differ
AttributeKeeper Password ManagerTemenos Transact
Starting priceFreeOn request
Pricing modelUnknownquote
Free tierYesNo
PlatformsWeb, iOS, Android, Windows, macOSWeb, Linux, Windows, REST API
CategoryCybersecurityAPIs
Founded2011Unknown

Identical on both: user rating (Not yet rated).

What each one covers

Drawn from each product's published feature list. An absence here means we hold no record of it - not that the product lacks it.

Only in Keeper Password Manager

  • Zero-knowledge security
  • Password vault
  • BreachWatch dark web monitoring
  • Secure file storage
  • One-time share
  • Emergency access
  • Passkey support
  • Secrets Manager

Only in Temenos Transact

  • Country model banks
  • Multi-product core
  • Payments processing
  • API layer
  • Cloud deployment
  • Accounting engine

What people use each for

The jobs each tool is most often brought in to do.

Keeper Password Manager

  • Password Managernot Temenos Transact
  • Secrets Managementnot Temenos Transact
  • Privileged Accessnot Temenos Transact

Temenos Transact

  • A bank in an emerging market needing local regulatory compliance without building it from scratchnot Keeper Password Manager
  • An institution running Islamic banking products alongside conventional ones on one corenot Keeper Password Manager
  • A bank that needs a large pool of experienced implementation consultants to de-risk a migrationnot Keeper Password Manager
  • A group standardising subsidiaries in several countries onto one core banking systemnot Keeper Password Manager

Where each one falls short

Documented limitations, not opinions. Every one is a constraint you would hit in normal use.

Keeper Password Manager

  • Free tier limited to 10 passwords on one device only
  • Personal and Family plans lack team collaboration features
  • Higher per-user cost for small teams compared to some competitors

Temenos Transact

  • The codebase originates in the 1990s, so banks on older releases face major upgrade programmes to reach current versions, and many defer them for years.
  • Total cost is dominated by implementation partner fees rather than licence, and those programmes routinely overrun their original estimates.
  • Product changes that cloud-native cores treat as configuration can require development work and a release cycle, which slows time to market for new products.
  • Heavy customisation is common and it makes every subsequent upgrade harder, creating a compounding cost that banks feel a decade after go-live.
  • Temenos has repeatedly restructured its product line and naming, so buyers must check carefully which components a proposal actually includes and which are separately licensed.

Pricing, plan by plan

Keeper Password Manager

Free
  • Personal$34.99/year
  • Family$74.99/year
  • Business Starter$2/user per month
  • Business$3.75/user per month

Temenos Transact

On request
  • Temenos Transact$undefined/year
    • Perpetual or subscription licence scaled by assets, accounts or users
    • Annual maintenance typically a percentage of licence value
    • Implementation delivered by partners and charged separately

Which should you pick?

Choose Keeper Password Manager if

  • You need zero-knowledge security.
  • You want to start without paying.
  • You work on Web, iOS, Android, Windows, macOS.
  • You also want password vault.
Keeper Password Manager review

Choose Temenos Transact if

  • You need country model banks.
  • You work on Web, Linux, Windows, REST API.
  • You also want multi-product core.
Temenos Transact review

Questions people ask

Is Keeper Password Manager or Temenos Transact better?
Neither clearly leads. Keeper Password Manager starts at Free and Temenos Transact at On request, and user ratings are close enough to be indistinguishable. Choose on capability and platform support.
Which is cheaper, Keeper Password Manager or Temenos Transact?
Keeper Password Manager has a free tier; the other does not. Paid plans start at Free for Keeper Password Manager and On request for Temenos Transact.
Does Keeper Password Manager or Temenos Transact run on more platforms?
Keeper Password Manager runs on Web, iOS, Android, Windows, macOS. Temenos Transact runs on Web, Linux, Windows, REST API.
Can I use Keeper Password Manager for free?
Yes. Keeper Password Manager has a free tier, so you can try it without paying. Temenos Transact starts at On request.
What is Keeper Password Manager best used for?
Keeper Password Manager is most often used for password manager, secrets management, privileged access. Of those, password manager and secrets management are not what Temenos Transact is typically brought in for.
What can Keeper Password Manager do that Temenos Transact cannot?
Keeper Password Manager covers Zero-knowledge security, Password vault, BreachWatch dark web monitoring, Secure file storage. Temenos Transact covers Country model banks, Multi-product core, Payments processing, API layer.

Answered from the vendors’ own pages

Keeper Password Manager: Does Keeper offer a free tier?

Keeper's free version stores only 10 passwords on a single mobile device with no cross-device sync and is effectively a trial.

Source
Temenos Transact: Is Transact the same as T24?

Yes. T24 was renamed Temenos Transact; older installations and much of the consultant population still use the T24 name.

Keeper Password Manager: What does Keeper Business cost?

Keeper Business Starter costs $2 per user per month for 5-10 users. Keeper Business costs $3.75 per user per month for unlimited users.

Source
Temenos Transact: Can it run in the cloud?

Yes, it is offered on public cloud, though many existing installations remain on-premises and moving them is a project.

Keeper Password Manager: Does Keeper Enterprise include SSO?

Yes. Keeper Enterprise includes single sign-on capabilities along with compliance and reporting features at $6 per user per month.

Source
Temenos Transact: What drives the cost?

Licence scaled by size, annual maintenance as a percentage of licence, and implementation partner fees that usually exceed the software cost.

Keeper Password Manager: What security features does Keeper include?

Keeper uses zero-knowledge encryption where the company cannot access passwords, plus advanced features like privileged access management and session recording on Enterprise Plus.

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