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APIs · head to head

Gravitee vs Paymentology

Gravitee logo

Gravitee

APIs

Open source API management platform for event-native APIs

From
Free
Rated
-
Full reviewWebsite
Paymentology logo

Paymentology

APIs

Cloud issuer processing across emerging and developed markets

From
On request
Rated
-
Full reviewWebsite

The short version

  • Only Gravitee has a free tier, so it costs nothing to try first.
  • Each has a real cost: Gravitee the entry paid API management tier is $2,500 a month and includes a single production gateway; Paymentology paymentology processes but does not hold issuing licences, so every market still needs your own licence or a sponsor bank, which is usually the slowest and most expensive part of a launch.
  • They diverge on capability: Gravitee covers API Gateway, Paymentology covers Global issuer processing.
  • Prices and features above were last checked on 1 September 2026.

Where they differ

Only the attributes on which Gravitee and Paymentology actually diverge.

Attributes where Gravitee and Paymentology differ
AttributeGraviteePaymentology
Starting priceFreeOn request
Pricing modelfreemiumquote
Free tierYesNo
PlatformsCloud, On-premise, KubernetesWeb, API
Founded2015Unknown

Identical on both: user rating (Not yet rated), category (APIs).

What each one covers

Drawn from each product's published feature list. An absence here means we hold no record of it - not that the product lacks it.

Only in Gravitee

  • API Gateway
  • Developer Portal
  • Analytics Dashboard
  • Kubernetes
  • Docker
  • Kafka
  • LDAP
  • Cloud support

Only in Paymentology

  • Global issuer processing
  • Real time transaction data
  • Virtual and physical issuance
  • Tokenisation
  • Multi currency and multi product
  • Card controls
  • Programme management tools
  • Fraud and risk integration

What people use each for

The jobs each tool is most often brought in to do.

Gravitee

  • API gateway and lifecycle managementnot Paymentology
  • Exposing Kafka event streams as managed APIsnot Paymentology
  • Protocol mediation between event brokers and clientsnot Paymentology
  • Self-hosting an open source API gatewaynot Paymentology
  • Access control and authentication in front of internal APIsnot Paymentology

Paymentology

  • A neobank launching cards in an African or South East Asian market where hosted United States processors have no certificationnot Gravitee
  • A mobile money operator adding a card product on top of an existing wallet basenot Gravitee
  • A bank consolidating several regional card processors onto one platformnot Gravitee
  • A fintech expanding an existing card programme into the Gulf without re platformingnot Gravitee

Where each one falls short

Documented limitations, not opinions. Every one is a constraint you would hit in normal use.

Gravitee

  • The entry paid API management tier is $2,500 a month and includes a single production gateway
  • Event management is priced separately, starting at $1,250 a month for the Comet tier
  • Tiers are gated on gateway and broker counts, so scaling horizontally means moving tier rather than paying incrementally
  • Data logging masking and other enterprise features are withheld from the lowest paid tier
  • 24/7 support requires the top Universe tier

Paymentology

  • Paymentology processes but does not hold issuing licences, so every market still needs your own licence or a sponsor bank, which is usually the slowest and most expensive part of a launch.
  • Fees include per active card charges and monthly minimums, so a portfolio with many dormant cards pays for plastic that generates no interchange.
  • Certification, settlement and scheme relationships differ by country, so a multi market rollout is a series of separate projects rather than one integration.
  • As a processor it sits between your product and the networks, meaning outages and scheme mandate changes reach your cardholders through a party you do not control.
  • Documentation and developer self service are weaker than the United States hosted processors, so early integration depends heavily on Paymentology implementation staff.

Pricing, plan by plan

Gravitee

Free
  • CommunityFree
    • API Gateway
    • Basic analytics
    • Community support
  • Enterprise$1500/monthly
    • Advanced features
    • SLA support
    • SSO integration
  • Custom$undefined/monthly
    • Custom deployment
    • Dedicated support
    • Premium SLA

Paymentology

On request
  • Paymentology processing$undefined/year
    • Quoted per programme and per market
    • Typically per transaction and per active card fees plus a monthly minimum
    • Issuing licence or sponsor bank required in each market and not provided

Which should you pick?

Choose Gravitee if

  • You need api gateway.
  • You want to start without paying.
  • You work on Cloud, On-premise, Kubernetes.
  • You also want developer portal.
Gravitee review

Choose Paymentology if

  • You need global issuer processing.
  • You work on Web, API.
  • You also want real time transaction data.
Paymentology review

Questions people ask

Is Gravitee or Paymentology better?
Neither clearly leads. Gravitee starts at Free and Paymentology at On request, and user ratings are close enough to be indistinguishable. Choose on capability and platform support.
Which is cheaper, Gravitee or Paymentology?
Gravitee has a free tier; the other does not. Paid plans start at Free for Gravitee and On request for Paymentology.
Does Gravitee or Paymentology run on more platforms?
Gravitee runs on Cloud, On-premise, Kubernetes. Paymentology runs on Web, API.
Can I use Gravitee for free?
Yes. Gravitee has a free tier, so you can try it without paying. Paymentology starts at On request.
What is Gravitee best used for?
Gravitee is most often used for api gateway and lifecycle management, exposing kafka event streams as managed apis, protocol mediation between event brokers and clients, self-hosting an open source api gateway. Of those, api gateway and lifecycle management and exposing kafka event streams as managed apis are not what Paymentology is typically brought in for.
What can Gravitee do that Paymentology cannot?
Gravitee covers API Gateway, Developer Portal, Analytics Dashboard, Kubernetes. Paymentology covers Global issuer processing, Real time transaction data, Virtual and physical issuance, Tokenisation.

Answered from the vendors’ own pages

Gravitee: What is Gravitee's pricing model?

Gravitee uses a tiered subscription model with monthly flat pricing. The Planet tier for API Management starts at $2,500/month with one production gateway, while the Comet tier for Event Management starts at $1,250/month.

Source
Paymentology: Does Paymentology provide the BIN and licence?

No. You need your own issuing licence or a sponsor bank in each market; Paymentology processes the transactions.

Gravitee: Are there hidden fees with Gravitee?

No. Gravitee explicitly states there are no hidden fees, and all tiers include unlimited users and unlimited APIs under management.

Source
Paymentology: What is the actual pricing model?

Per transaction and per active card, with a monthly minimum. Dormant cards still cost, so model your activation rate.

Gravitee: What does higher tier pricing include in Gravitee?

Higher tiers add more production gateways, enterprise plugins, and enhanced support levels ranging from Gold to Platinum/Diamond support.

Source
Paymentology: Why choose it over a United States issuer processor?

Network certification and live programmes in markets where those processors do not operate, which decides feasibility rather than preference.

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