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Cybersecurity · head to head

Fortinet FortiGate vs Temenos Transact

Fortinet FortiGate logo

Fortinet FortiGate

Cybersecurity

Next-generation firewall with AI-powered threat protection

From
$500/year
Rated
-
Full reviewWebsite
Temenos Transact logo

Temenos Transact

APIs

Established core banking system used by banks in over a hundred countries

From
On request
Rated
-
Full reviewWebsite

The short version

  • Each has a real cost: Fortinet FortiGate security services are sold as separate FortiGuard subscription bundles, so ATP, UTP and ENT determine which protections are actually active; Temenos Transact the codebase originates in the 1990s, so banks on older releases face major upgrade programmes to reach current versions, and many defer them for years.
  • They diverge on capability: Fortinet FortiGate covers Next-generation firewall, Temenos Transact covers Country model banks.
  • Prices and features above were last checked on 1 September 2026.

Where they differ

Only the attributes on which Fortinet FortiGate and Temenos Transact actually diverge.

Attributes where Fortinet FortiGate and Temenos Transact differ
AttributeFortinet FortiGateTemenos Transact
Starting price$500/yearOn request
Pricing modelsubscriptionquote
PlatformsHardware, Virtual, CloudWeb, Linux, Windows, REST API
CategoryCybersecurityAPIs
Founded2000Unknown

Identical on both: free tier (No), user rating (Not yet rated).

What each one covers

Drawn from each product's published feature list. An absence here means we hold no record of it - not that the product lacks it.

Only in Fortinet FortiGate

  • Next-generation firewall
  • Intrusion prevention
  • SSL/TLS inspection
  • Application control
  • Web filtering
  • SD-WAN
  • Zero-trust network access
  • AI-powered threat detection

Only in Temenos Transact

  • Country model banks
  • Multi-product core
  • Payments processing
  • API layer
  • Accounting engine

Both cover

  • Cloud deployment

What people use each for

The jobs each tool is most often brought in to do.

Fortinet FortiGate

  • Next-generation firewalling at data centre, campus and branch scalenot Temenos Transact
  • Secure SD-WAN across distributed sitesnot Temenos Transact
  • Zero trust network access to internal applicationsnot Temenos Transact
  • Virtual firewalls in AWS, Azure, Google Cloud and Oraclenot Temenos Transact
  • Ruggedised deployments in industrial environmentsnot Temenos Transact

Temenos Transact

  • A bank in an emerging market needing local regulatory compliance without building it from scratchnot Fortinet FortiGate
  • An institution running Islamic banking products alongside conventional ones on one corenot Fortinet FortiGate
  • A bank that needs a large pool of experienced implementation consultants to de-risk a migrationnot Fortinet FortiGate
  • A group standardising subsidiaries in several countries onto one core banking systemnot Fortinet FortiGate

Where each one falls short

Documented limitations, not opinions. Every one is a constraint you would hit in normal use.

Fortinet FortiGate

  • Security services are sold as separate FortiGuard subscription bundles, so ATP, UTP and ENT determine which protections are actually active
  • Throughput is tied to the appliance model, from 500 Mbps on the FortiGate 30G to 520 Gbps on the 7121F, so capacity planning is a hardware purchase
  • Pricing is not published and goes through partners

Temenos Transact

  • The codebase originates in the 1990s, so banks on older releases face major upgrade programmes to reach current versions, and many defer them for years.
  • Total cost is dominated by implementation partner fees rather than licence, and those programmes routinely overrun their original estimates.
  • Product changes that cloud-native cores treat as configuration can require development work and a release cycle, which slows time to market for new products.
  • Heavy customisation is common and it makes every subsequent upgrade harder, creating a compounding cost that banks feel a decade after go-live.
  • Temenos has repeatedly restructured its product line and naming, so buyers must check carefully which components a proposal actually includes and which are separately licensed.

Pricing, plan by plan

Fortinet FortiGate

$500/year
  • FortiGate Entry$500/year
    • Basic firewall
    • VPN support
    • Threat protection
  • FortiGate Enterprise$2500/year
    • Advanced threat protection
    • SSL inspection
    • Application control
  • FortiGate Ultimate$10000/year
    • All Enterprise features
    • Zero-trust access
    • AI-powered analytics

Temenos Transact

On request
  • Temenos Transact$undefined/year
    • Perpetual or subscription licence scaled by assets, accounts or users
    • Annual maintenance typically a percentage of licence value
    • Implementation delivered by partners and charged separately

Which should you pick?

Choose Fortinet FortiGate if

  • You need next-generation firewall.
  • You work on Hardware, Virtual, Cloud.
  • You also want intrusion prevention.
Fortinet FortiGate review

Choose Temenos Transact if

  • You need country model banks.
  • You work on Web, Linux, Windows, REST API.
  • You also want multi-product core.
Temenos Transact review

Questions people ask

Is Fortinet FortiGate or Temenos Transact better?
Neither clearly leads. Fortinet FortiGate starts at $500/year and Temenos Transact at On request, and user ratings are close enough to be indistinguishable. Choose on capability and platform support.
Which is cheaper, Fortinet FortiGate or Temenos Transact?
Fortinet FortiGate starts at $500/year and Temenos Transact at On request.
Does Fortinet FortiGate or Temenos Transact run on more platforms?
Fortinet FortiGate runs on Hardware, Virtual, Cloud. Temenos Transact runs on Web, Linux, Windows, REST API.
What is Fortinet FortiGate best used for?
Fortinet FortiGate is most often used for next-generation firewalling at data centre, campus and branch scale, secure sd-wan across distributed sites, zero trust network access to internal applications, virtual firewalls in aws, azure, google cloud and oracle. Of those, next-generation firewalling at data centre, campus and branch scale and secure sd-wan across distributed sites are not what Temenos Transact is typically brought in for.
What can Fortinet FortiGate do that Temenos Transact cannot?
Fortinet FortiGate covers Next-generation firewall, Intrusion prevention, SSL/TLS inspection, Application control. Temenos Transact covers Country model banks, Multi-product core, Payments processing, API layer. Both handle Cloud deployment.

Answered from the vendors’ own pages

Fortinet FortiGate: What are the FortiGate security bundle options?

Fortinet offers three FortiGuard AI-Powered Security Services bundles: ENT Bundle (ultimate security for networks, web, file, SaaS, data, and devices), UTP Bundle (advanced web and network protection), and ATP Bundle (protection against network intrusions and malware with IPS, antivirus, and application control).

Source
Temenos Transact: Is Transact the same as T24?

Yes. T24 was renamed Temenos Transact; older installations and much of the consultant population still use the T24 name.

Fortinet FortiGate: How do I get pricing for FortiGate?

Pricing is not published on the product page. To obtain a quote, you can request a free product demo or connect with a security expert through the contact options on the site.

Source
Temenos Transact: Can it run in the cloud?

Yes, it is offered on public cloud, though many existing installations remain on-premises and moving them is a project.

Fortinet FortiGate: Is there a free trial for FortiGate?

The product page does not mention a free trial. However, Fortinet offers a free product demo that allows you to evaluate the solution before committing to a purchase.

Source
Temenos Transact: What drives the cost?

Licence scaled by size, annual maintenance as a percentage of licence, and implementation partner fees that usually exceed the software cost.

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