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Cybersecurity · head to head

Eagle Eye Networks vs Klarna

Eagle Eye Networks logo

Eagle Eye Networks

Cybersecurity

Cloud video surveillance billed per camera per month, where retention length drives the bill more than anything else

From
On request
Rated
-
Full reviewWebsite
Klarna logo

Klarna

E-Commerce

Buy now pay later and instalment checkout for online and in-store merchants

From
On request
Rated
-
Full reviewWebsite

The short version

  • Each has a real cost: Eagle Eye Networks cost scales with retention as well as resolution, and long retention has been observed to increase the monthly figure by 200 to 400 percent over 7 day storage, so an insurer or regulator raising the retention requirement can multiply the bill without adding cameras.; Klarna merchant fees for the short-term products run around 5.99% plus a fixed fee in the United States, roughly double a standard card rate, so unless Klarna measurably lifts average order value or conversion it is a straight margin loss.
  • They diverge on capability: Eagle Eye Networks covers Bridge and CMVR appliances, Klarna covers Pay in 4.
  • Prices and features above were last checked on 1 September 2026.

Where they differ

Only the attributes on which Eagle Eye Networks and Klarna actually diverge.

Attributes where Eagle Eye Networks and Klarna differ
AttributeEagle Eye NetworksKlarna
Pricing modelPer camera per monthquote
CategoryCybersecurityE-Commerce

Identical on both: starting price (On request), free tier (No), platforms (Web, iOS, Android), user rating (Not yet rated).

What each one covers

Drawn from each product's published feature list. An absence here means we hold no record of it - not that the product lacks it.

Only in Eagle Eye Networks

  • Bridge and CMVR appliances
  • Per-camera cloud retention
  • Browser and mobile access
  • Cloud analytics
  • Licence plate recognition
  • Multi-site management
  • Video sharing and export
  • Open API

Only in Klarna

  • Pay in 4
  • Pay in 30 days
  • Longer-term financing
  • Klarna app placement
  • Klarna Checkout
  • In-store payments
  • On-site messaging
  • Merchant portal

What people use each for

The jobs each tool is most often brought in to do.

Eagle Eye Networks

  • A 40-site restaurant group that wants one login across every location without a recorder in each back officenot Klarna
  • A school district that must retain incident footage for a fixed statutory period and needs the retention set centrallynot Klarna
  • A car dealership needing footage shared with police within minutes of an overnight theftnot Klarna
  • A retailer replacing failing DVRs but keeping the ONVIF cameras already installednot Klarna

Klarna

  • A fashion or furniture retailer with average order values high enough that a 3% fee uplift is repaid by a larger basketnot Eagle Eye Networks
  • A merchant selling to younger shoppers who have low credit card penetration and would otherwise abandon at checkoutnot Eagle Eye Networks
  • A European retailer wanting a single hosted checkout that handles instalments, invoice and card in one flownot Eagle Eye Networks
  • A brand that wants distribution inside Klarna's shopping app as an acquisition channel rather than only a payment optionnot Eagle Eye Networks

Where each one falls short

Documented limitations, not opinions. Every one is a constraint you would hit in normal use.

Eagle Eye Networks

  • Cost scales with retention as well as resolution, and long retention has been observed to increase the monthly figure by 200 to 400 percent over 7 day storage, so an insurer or regulator raising the retention requirement can multiply the bill without adding cameras.
  • Pricing is not published, so the widely cited 15 to 50 US dollars per camera per month range is a reseller-derived estimate rather than a rate you can hold Eagle Eye to.
  • Every camera needs upstream bandwidth for continuous upload, so sites on poor connections either degrade quality or lose the cloud advantage, and the bridge only buffers for a limited period during an outage.
  • Video lives in Eagle Eye’s data centres, which raises data residency questions for public bodies and for European buyers, and exit means downloading years of footage before a subscription ends.
  • It is a per-camera subscription with no perpetual option, so a large site that would have paid once for an on-premises VMS pays indefinitely, and the crossover point against a Genetec or Milestone deployment usually arrives within a few years.

Klarna

  • Merchant fees for the short-term products run around 5.99% plus a fixed fee in the United States, roughly double a standard card rate, so unless Klarna measurably lifts average order value or conversion it is a straight margin loss.
  • Rates are negotiated and unpublished, which means small merchants pay the standard rate while large ones negotiate down, and you cannot benchmark what you are being charged without going to market.
  • Returns and partial refunds are handled through Klarna's systems rather than your payment processor, so your finance team reconciles a second settlement flow and customer service handles a second dispute process.
  • Buy now pay later is being brought under consumer credit regulation in the UK, the EU and Australia, which is already changing affordability checks and disclosures; the checkout experience that converts today may be legally required to add friction.
  • Klarna owns the post-purchase relationship, sending payment reminders and marketing in its own name, so a shopper who has a poor collections experience associates it with your brand while you have no control over the messaging.

Pricing, plan by plan

Eagle Eye Networks

On request
  • Cloud VMS subscription$undefined/month
    • Priced per camera per month by resolution and retention
    • Retention tiers of 7, 30, 90 and 180 days and 1, 2 and 3 years
    • Independently observed range of roughly 15 to 50 USD per camera per month

Klarna

On request
  • Klarna for Business$undefined/year
    • Per-transaction percentage plus a fixed fee, negotiated by merchant
    • No published rate card; rates vary by market, product and volume
    • Short-term products priced materially above card interchange

Which should you pick?

Choose Eagle Eye Networks if

  • You need bridge and cmvr appliances.
  • You work on Web, iOS, Android.
  • You also want per-camera cloud retention.
Eagle Eye Networks review

Choose Klarna if

  • You need pay in 4.
  • You work on Web, iOS, Android.
  • You also want pay in 30 days.
Klarna review

Questions people ask

Is Eagle Eye Networks or Klarna better?
Neither clearly leads. Eagle Eye Networks starts at On request and Klarna at On request, and user ratings are close enough to be indistinguishable. Choose on capability and platform support.
Which is cheaper, Eagle Eye Networks or Klarna?
Eagle Eye Networks starts at On request and Klarna at On request.
Does Eagle Eye Networks or Klarna run on more platforms?
Both run on Web, iOS, Android, so platform support will not decide this one for you.
What is Eagle Eye Networks best used for?
Eagle Eye Networks is most often used for a 40-site restaurant group that wants one login across every location without a recorder in each back office, a school district that must retain incident footage for a fixed statutory period and needs the retention set centrally, a car dealership needing footage shared with police within minutes of an overnight theft, a retailer replacing failing dvrs but keeping the onvif cameras already installed. Of those, a 40-site restaurant group that wants one login across every location without a recorder in each back office and a school district that must retain incident footage for a fixed statutory period and needs the retention set centrally are not what Klarna is typically brought in for.
What can Eagle Eye Networks do that Klarna cannot?
Eagle Eye Networks covers Bridge and CMVR appliances, Per-camera cloud retention, Browser and mobile access, Cloud analytics. Klarna covers Pay in 4, Pay in 30 days, Longer-term financing, Klarna app placement.

Answered from the vendors’ own pages

Eagle Eye Networks: Do I need Eagle Eye cameras?

No. The bridge connects existing ONVIF cameras, which is the main reason organisations pick it over camera-maker cloud services.

Klarna: What does Klarna cost a merchant?

Klarna does not publish a rate card. In the United States most merchants pay around 5.99% plus $0.30 for short-term products, with longer-term financing nearer 3.29% plus $0.30, and large merchants negotiate lower.

Eagle Eye Networks: What does it cost per camera?

Not published. Independent observations put it between roughly 15 and 50 US dollars per camera per month depending on resolution and retention, with Canadian examples up to 79 for 90 day 4K.

Klarna: Does the merchant carry the credit risk?

No. Klarna pays the merchant the full amount less fees and takes the risk of the shopper not paying.

Eagle Eye Networks: What happens if my internet drops?

The on-site bridge buffers recording locally and uploads when the connection returns, but buffer capacity is finite and a long outage loses footage.

Klarna: Can I use Klarna alongside my existing processor?

Yes. It is normally added as an additional payment method through Shopify, Adyen, Stripe or a direct integration rather than replacing your card acquirer.

Eagle Eye Networks: Where is my video stored?

In Eagle Eye’s data centres. Confirm the region before buying if you have data residency obligations.

Klarna: Is Klarna still independent?

Yes. It listed on the New York Stock Exchange in September 2025 and holds a Swedish banking licence.

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