Softwr

Accounting · head to head

Dodo Payments vs Increase

Dodo Payments logo

Dodo Payments

Accounting

Unified billing, payments, and distribution for AI and SaaS companies

From
$4/percent + $0.40
Rated
-
Full reviewWebsite
Increase logo

Increase

APIs

Direct banking API for ACH, wires, real-time payments, accounts and cards

From
On request
Rated
-
Full reviewWebsite

The short version

  • Each has a real cost: Dodo Payments per-transaction fees higher for specialized payment methods; Increase the published per transaction rates exclude a monthly platform fee that Increase states varies by use case, so the transparent price page cannot produce a total cost and the material part of the deal is still negotiated privately.
  • They diverge on capability: Dodo Payments covers Global Payments, Increase covers ACH origination and receipt.
  • Prices and features above were last checked on 31 August 2026.

Where they differ

Only the attributes on which Dodo Payments and Increase actually diverge.

Attributes where Dodo Payments and Increase differ
AttributeDodo PaymentsIncrease
Starting price$4/percent + $0.40On request
Pricing modelPercentage of transaction plus fixed per-transaction feequote
PlatformsWeb, API, SDKAPI, Web
CategoryAccountingAPIs
Founded2024Unknown

Identical on both: free tier (No), user rating (Not yet rated).

What each one covers

Drawn from each product's published feature list. An absence here means we hold no record of it - not that the product lacks it.

Only in Dodo Payments

  • Global Payments
  • Multi-Currency Support
  • Flexible Billing Models
  • Merchant of Record
  • Developer-Friendly SDKs
  • No-Code Checkout
  • PCI DSS Level 1

Only in Increase

  • ACH origination and receipt
  • Domestic wires
  • Real-time payments
  • Bank accounts
  • Cards
  • Cheques
  • Sandbox and simulations
  • Audit and reconciliation data

What people use each for

The jobs each tool is most often brought in to do.

Dodo Payments

  • Billing for AI API usage across multiple international marketsnot Increase
  • Processing subscriptions with usage-based overagesnot Increase
  • Accepting local payment methods in emerging marketsnot Increase
  • Launching global SaaS products without multi-country payment setupnot Increase

Increase

  • A payroll or treasury product that needs to originate same-day ACH and wires under its own control rather than through a payment processornot Dodo Payments
  • A marketplace that must hold seller balances in ledgered accounts with real account and routing numbersnot Dodo Payments
  • A fintech that wants FedNow and RTP payouts so recipients are paid outside banking hoursnot Dodo Payments
  • An engineering team that needs the underlying return codes and settlement timing visible in order to build correct reconciliation and retry logicnot Dodo Payments

Where each one falls short

Documented limitations, not opinions. Every one is a constraint you would hit in normal use.

Dodo Payments

  • Per-transaction fees higher for specialized payment methods
  • BNPL and PayPal surcharges add cost complexity
  • ACH/SEPA fees capped at $15/$15 EUR may not scale for large transactions
  • Startup program requires application process

Increase

  • The published per transaction rates exclude a monthly platform fee that Increase states varies by use case, so the transparent price page cannot produce a total cost and the material part of the deal is still negotiated privately.
  • Free allowances are deliberately small at ten account numbers and five physical cards, so any programme issuing accounts or cards at volume moves to quoted pricing almost immediately.
  • Banking is provided through partner banks, so programme approval, compliance obligations and the ability to launch at all depend on a bank relationship you do not control, and post-Synapse bank risk appetite has tightened considerably.
  • The API deliberately exposes payment rail mechanics rather than smoothing them, which is correct engineering but means a team without payments expertise will build reconciliation and return handling wrongly and only discover it when funds go astray.
  • Coverage is United States only, so a company with international payout needs runs a second provider and reconciles two ledgers, and the single API argument disappears at the first cross border customer.

Pricing, plan by plan

Dodo Payments

$4/percent + $0.40
  • StandardFree
    • 4% + $0.40 per domestic US transaction
    • International: +1.5%
    • Subscription billing: +0.5%
  • EnterpriseFree
    • Custom pricing negotiated
    • Unified platform for billing, payments, and distribution
    • Cross-border compliance support
  • Startup ProgramFree
    • Up to 12 months free credits
    • Preferential rates on full platform
    • Access to 40+ payment methods

Increase

On request
  • Increase Platform$undefined/month
    • Monthly fee quoted by use case and not published
    • Next-day ACH origination listed at 0.50 US dollars per transaction
    • Same-day ACH origination listed at 2.00 per transaction

Which should you pick?

Choose Dodo Payments if

  • You need global payments.
  • You work on Web, API, SDK.
  • You also want multi-currency support.
Dodo Payments review

Choose Increase if

  • You need ach origination and receipt.
  • You work on API, Web.
  • You also want domestic wires.
Increase review

Questions people ask

Is Dodo Payments or Increase better?
Neither clearly leads. Dodo Payments starts at $4/percent + $0.40 and Increase at On request, and user ratings are close enough to be indistinguishable. Choose on capability and platform support.
Which is cheaper, Dodo Payments or Increase?
Dodo Payments starts at $4/percent + $0.40 and Increase at On request.
Does Dodo Payments or Increase run on more platforms?
Dodo Payments runs on Web, API, SDK. Increase runs on API, Web.
What is Dodo Payments best used for?
Dodo Payments is most often used for billing for ai api usage across multiple international markets, processing subscriptions with usage-based overages, accepting local payment methods in emerging markets, launching global saas products without multi-country payment setup. Of those, billing for ai api usage across multiple international markets and processing subscriptions with usage-based overages are not what Increase is typically brought in for.
What can Dodo Payments do that Increase cannot?
Dodo Payments covers Global Payments, Multi-Currency Support, Flexible Billing Models, Merchant of Record. Increase covers ACH origination and receipt, Domestic wires, Real-time payments, Bank accounts.

Answered from the vendors’ own pages

Dodo Payments: What countries does Dodo Payments support?

Dodo Payments operates in 220+ countries with 40+ local payment methods and support for 80+ currencies.

Source
Increase: Does Increase publish its pricing?

Partly. Per transaction fees for ACH, wires, RTP, FedNow and cards are listed publicly. The monthly platform fee is not, and it is described only as varying by use case.

Dodo Payments: Does Dodo handle tax compliance?

Yes, Dodo Payments acts as merchant of record and handles sales tax, VAT, and GST compliance automatically across all markets.

Source
Increase: Who holds the deposits?

Partner banks, not Increase itself. That relationship determines your programme approval, your compliance obligations and your risk if the bank changes appetite.

Dodo Payments: Is there a startup program?

Yes, early-stage companies can apply for up to 12 months of free credits plus preferential rates on the full platform.

Source
Increase: Is it international?

No. Increase covers United States rails only, so cross border payouts require a second provider.

Increase: How is it different from a middleware BaaS platform?

It exposes the rails rather than abstracting them, showing real return codes and settlement timing. That suits teams who understand payments and punishes teams who do not.

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