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APIs · head to head

Directus vs Salt Edge

Directus logo

Directus

APIs

Open-source data platform providing REST and GraphQL APIs

From
Free
Rated
-
Salt Edge logo

Salt Edge

APIs

Independent open banking aggregator covering Europe by PSD2 API and other markets by direct connection

From
On request
Rated
-

The short version

  • Only Directus has a free tier, so it costs nothing to try first.
  • Each has a real cost: Directus free permissive use of the self hosted product is limited to organisations under $5M annual revenue with fewer than 50 employees, so crossing either threshold turns a free dependency into a paid licence; Salt Edge coverage outside regulated open banking markets is not all direct bank API, and connections that are not regulated interfaces break when a bank changes its systems, so a headline country count overstates the reliability you will actually experience.
  • They diverge on capability: Directus covers REST API, Salt Edge covers Account information.
  • Prices and features above were last checked on 31 August 2026.

Where they differ

Only the attributes on which Directus and Salt Edge actually diverge.

Attributes where Directus and Salt Edge differ
AttributeDirectusSalt Edge
Starting priceFreeOn request
Pricing modelopen-sourcequote
Free tierYesNo
PlatformsNode.js, Cloud, Self-hosted, DockerWeb, API
Founded2014Unknown

Identical on both: user rating (Not yet rated), category (APIs).

What each one covers

Drawn from each product's published feature list. An absence here means we hold no record of it - not that the product lacks it.

Only in Directus

  • REST API
  • GraphQL API
  • Database management
  • PostgreSQL
  • MySQL
  • SQLite
  • Webhooks
  • Node.js support

Only in Salt Edge

  • Account information
  • Payment initiation
  • Wide country coverage
  • Open Banking Gateway
  • Categorisation and enrichment
  • Consent management
  • Partner and white label
  • Sandbox

What people use each for

The jobs each tool is most often brought in to do.

Directus

  • Wrapping an existing SQL database in a REST and GraphQL API with an admin interfacenot Salt Edge
  • Running a self hosted headless CMS over a schema you already ownnot Salt Edge

Salt Edge

  • A lender operating across several European and non-EU markets that needs one aggregation contract rather than a different provider per countrynot Directus
  • A fintech that wants an aggregator not owned by a card network because its use case competes with card productsnot Directus
  • An accounting or treasury product that needs bank feeds in markets the large aggregators do not servenot Directus
  • A bank that must publish PSD2-compliant APIs and would rather buy the compliance layer than build itnot Directus

Where each one falls short

Documented limitations, not opinions. Every one is a constraint you would hit in normal use.

Directus

  • Free permissive use of the self hosted product is limited to organisations under $5M annual revenue with fewer than 50 employees, so crossing either threshold turns a free dependency into a paid licence
  • The free Core tier is a hard limit of 3 seats, 25 collections and 5 flows
  • The Team plan is $499 a month billed annually, or $599 monthly, with extra seats at $50 each
  • Team caps collections at 50, expandable to 100, and flows at 20

Salt Edge

  • Coverage outside regulated open banking markets is not all direct bank API, and connections that are not regulated interfaces break when a bank changes its systems, so a headline country count overstates the reliability you will actually experience.
  • Pricing is not published and is usage-based, so two providers cannot be compared without running both sales processes, and cost grows with the connected user base rather than with revenue.
  • Support and engineering are distributed across Eastern Europe and Canada, and buyers in other time zones report slower turnaround on connection-specific breakages than they get from a domestic provider.
  • PSD2 consent rules require customers to reauthenticate periodically, and Salt Edge cannot change that, so any product depending on continuous data must design for consent expiry and the drop-off it causes.
  • United States coverage is weaker than Plaid or Mastercard Open Banking, so a company with meaningful US volume ends up running two aggregators and normalising between them.

Pricing, plan by plan

Directus

Free
  • CommunityFree
    • Self-hosted Directus
    • Community support
  • Cloud$25/monthly
    • Managed cloud
    • Automatic updates
    • Backups

Salt Edge

On request
  • Salt Edge Open Banking API$undefined/year
    • Account information and payment initiation
    • Coverage across 50 plus countries
    • Consent management and enrichment

Which should you pick?

Choose Directus if

  • You need rest api.
  • You want to start without paying.
  • You work on Node.js, Cloud, Self-hosted, Docker.
  • You also want graphql api.

Choose Salt Edge if

  • You need account information.
  • You work on Web, API.
  • You also want payment initiation.

Questions people ask

Is Directus or Salt Edge better?
Neither clearly leads. Directus starts at Free and Salt Edge at On request, and user ratings are close enough to be indistinguishable. Choose on capability and platform support.
Which is cheaper, Directus or Salt Edge?
Directus has a free tier; the other does not. Paid plans start at Free for Directus and On request for Salt Edge.
Does Directus or Salt Edge run on more platforms?
Directus runs on Node.js, Cloud, Self-hosted, Docker. Salt Edge runs on Web, API.
Can I use Directus for free?
Yes. Directus has a free tier, so you can try it without paying. Salt Edge starts at On request.
What is Directus best used for?
Directus is most often used for wrapping an existing sql database in a rest and graphql api with an admin interface, running a self hosted headless cms over a schema you already own. Of those, wrapping an existing sql database in a rest and graphql api with an admin interface and running a self hosted headless cms over a schema you already own are not what Salt Edge is typically brought in for.
What can Directus do that Salt Edge cannot?
Directus covers REST API, GraphQL API, Database management, PostgreSQL. Salt Edge covers Account information, Payment initiation, Wide country coverage, Open Banking Gateway.

Answered from the vendors’ own pages

Directus: What is Directus's pricing?

Directus Core is free and self-hosted. The Team tier costs $499/month (annual) or $599/month (rolling), including 10 user seats and cloud hosting at $99/month additional. Enterprise plans have custom pricing. Additional seats cost $50/month each.

Source
Salt Edge: Who owns Salt Edge?

It is independently owned, unlike Tink (Visa), Finicity (Mastercard) or Yodlee (Envestnet), which matters if your use case competes with the owner.

Directus: Can I use Directus for free?

Yes, Directus Core is completely free with 3 user seats, 25 Collections, 5 Flows, AI Assistant, and Advanced RBAC. Self-hosting is available at no cost.

Source
Salt Edge: Is all coverage direct bank API?

No. Inside PSD2 markets connections use regulated APIs; elsewhere coverage relies on direct connections whose reliability depends on the bank not changing its systems. Ask for a per-institution answer.

Directus: How many user seats does each Directus tier include?

Core includes 3 user seats, Team includes 10 SSO seats, and Enterprise includes custom SSO seat counts. Additional Team seats cost $50/seat per month.

Source
Salt Edge: Does it do payments as well as data?

Yes, payment initiation is supported in European markets where PSD2 applies.

Directus: What happens to my monthly Directus plan if I switch?

Monthly plans are grandfathered for six months after switching, and annual plans are honored until renewal. Self-hosted licenses are handled case-by-case at renewal.

Source
Salt Edge: What does it cost?

Not published. Pricing is usage-based and quoted, though the sandbox is free.

Directus: Is there a free trial for Directus?

No trial period is mentioned. Users can start with the free Core tier immediately without a credit card.

Source
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