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APIs · head to head

curl vs Skaleet

curl logo

curl

APIs

Command-line tool for transferring data using URLs with wide protocol support

From
Free
Rated
-
Skaleet logo

Skaleet

APIs

Cloud-native core banking and payment hub with deployments measured in months

From
On request
Rated
-

The short version

  • Only curl has a free tier, so it costs nothing to try first.
  • Each has a real cost: curl open-source with no vendor pricing: curl is free and open-source under GPL 3.0; no subscription or licensing costs apply; Skaleet the installed base is in the tens rather than the hundreds, so the pool of consultants and systems integrators who know the platform is small and expensive.
  • They diverge on capability: curl covers HTTP/HTTPS, Skaleet covers Cloud-native core.
  • Prices and features above were last checked on 1 September 2026.

Where they differ

Only the attributes on which curl and Skaleet actually diverge.

Attributes where curl and Skaleet differ
AttributecurlSkaleet
Starting priceFreeOn request
Pricing modelopen-sourcequote
Free tierYesNo
PlatformsLinux, MacOS, Windows, Unix, MobileWeb, REST API, Linux
Founded1997Unknown

Identical on both: user rating (Not yet rated), category (APIs).

What each one covers

Drawn from each product's published feature list. An absence here means we hold no record of it - not that the product lacks it.

Only in curl

  • HTTP/HTTPS
  • FTP
  • Multiple protocols
  • Universal compatibility
  • Scripting tools
  • Linux support
  • MacOS support
  • Windows support

Only in Skaleet

  • Cloud-native core
  • Payment hub
  • Card management
  • Lending
  • API-first
  • Configurable products

What people use each for

The jobs each tool is most often brought in to do.

curl

  • API Developmentnot Skaleet
  • API Gatewaynot Skaleet
  • API Testingnot Skaleet
  • API Documentationnot Skaleet
  • Microservicesnot Skaleet

Skaleet

  • A banking group launching a digital savings or deposit brand in a new country within a yearnot curl
  • A bank modernising payments to ISO 20022 without replacing its whole corenot curl
  • A payroll or HR software company adding embedded banking to its productnot curl
  • A payment service provider needing a ledger and accounts under its existing licencenot curl

Where each one falls short

Documented limitations, not opinions. Every one is a constraint you would hit in normal use.

curl

  • Open-source with no vendor pricing: curl is free and open-source under GPL 3.0; no subscription or licensing costs apply
  • Commercial support costs hidden: site references 'commercial support available' but pricing is not detailed or accessible from homepage
  • No SaaS model: curl is a command-line tool and library; costs are limited to optional commercial support contracts (pricing unknown)
  • Self-support burden: free software means customers rely on community forums or undisclosed commercial support pricing

Skaleet

  • The installed base is in the tens rather than the hundreds, so the pool of consultants and systems integrators who know the platform is small and expensive.
  • Speed references are mostly greenfield launches inside large groups, which is an easier problem than migrating an existing book off a legacy core.
  • It is European-centric, with payment rails and regulatory work concentrated on SEPA and EU requirements rather than global coverage.
  • As a smaller vendor carrying a bank core, it attracts hard concentration and viability questions in procurement that larger competitors do not face.
  • Pricing is unpublished and scaled by accounts and transactions, so a bank whose volumes grow faster than forecast faces cost escalation it did not model.

Pricing, plan by plan

curl

Free
  • Open SourceFree
    • Full curl functionality
    • Community support

Skaleet

On request
  • Skaleet Core Banking Platform$undefined/year
    • Subscription licence scaled by accounts and transaction volume
    • Payment hub licensable separately from the full core
    • Implementation and configuration charged as a project

Which should you pick?

Choose curl if

  • You need http/https.
  • You want to start without paying.
  • You work on Linux, MacOS, Windows, Unix, Mobile.
  • You also want ftp.

Choose Skaleet if

  • You need cloud-native core.
  • You work on Web, REST API, Linux.
  • You also want payment hub.

Questions people ask

Is curl or Skaleet better?
Neither clearly leads. curl starts at Free and Skaleet at On request, and user ratings are close enough to be indistinguishable. Choose on capability and platform support.
Which is cheaper, curl or Skaleet?
curl has a free tier; the other does not. Paid plans start at Free for curl and On request for Skaleet.
Does curl or Skaleet run on more platforms?
curl runs on Linux, MacOS, Windows, Unix, Mobile. Skaleet runs on Web, REST API, Linux.
Can I use curl for free?
Yes. curl has a free tier, so you can try it without paying. Skaleet starts at On request.
What is curl best used for?
curl is most often used for api development, api gateway, api testing, api documentation. Of those, api development and api gateway are not what Skaleet is typically brought in for.
What can curl do that Skaleet cannot?
curl covers HTTP/HTTPS, FTP, Multiple protocols, Universal compatibility. Skaleet covers Cloud-native core, Payment hub, Card management, Lending.

Answered from the vendors’ own pages

curl: How much does curl cost?

curl is free and open-source software under the GPL 3.0 license. There is no cost to download, use, or modify the software.

Source
Skaleet: What was Skaleet called before?

TagPay. The company rebranded to Skaleet while keeping the same platform lineage.

curl: Is commercial support available for curl?

Yes. The curl website references 'commercial support available,' but pricing and details are not disclosed on the homepage and require visiting the support page.

Source
Skaleet: Can I buy just the payment hub?

Yes. The payment engine is licensable standalone and can sit over an existing core, which is a common first step.

curl: Can I sponsor curl financially?

Yes. The curl website offers an option to 'Sponsor curl financially.' Visitors can donate to support curl development, but the donation link must be accessed through the site's support section.

Source
Skaleet: How fast are real deployments?

Named European deployments have gone live in six to twelve months, including a Crédit Agricole savings platform live in Germany in eight months.

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