Personal Finance · head to head
Crypto.com vs Rainbow

Crypto.com
Personal Finance
The best place to buy, sell, and pay with crypto
- From
- Free
- Rated
- -
The short version
- Each has a real cost: Crypto.com trading fees are significantly higher than industry average at 0.25%/0.5% versus 0.15%/0.194%; Rainbow free instant deposits and fee auto-compounding are gated behind the paid Rainbow Black tier; the vendor's own site states "Upgrade to Rainbow Black for free instant deposits, bigger rewards, and up to 100% of your trading fees auto-compounded", implying standard accounts pay deposit and trading fees
- They diverge on capability: Crypto.com covers Cryptocurrency Trading, Rainbow covers Ethereum Wallet.
- Prices and features above were last checked on 30 August 2026.
Where they differ
Only the attributes on which Crypto.com and Rainbow actually diverge.
| Attribute | Crypto.com | Rainbow |
|---|---|---|
| Pricing model | Unknown | free |
| Platforms | Web, iOS, Android | Ios, Android, Chrome |
| Category | Personal Finance | Crypto |
| Founded | 2016 | 2019 |
Identical on both: starting price (Free), free tier (Yes), user rating (Not yet rated).
What each one covers
Drawn from each product's published feature list. An absence here means we hold no record of it - not that the product lacks it.
Only in Crypto.com
- Cryptocurrency Trading
- Visa Card
- Crypto Earn
- DeFi Wallet
- NFT
- Visa
- Apple Pay
- Google Pay
Only in Rainbow
- Ethereum Wallet
- NFT Gallery
- ENS Integration
- Layer 2 Support
- Swaps
- Ethereum
- Optimism
- Arbitrum
Both cover
- Ios support
- Android support
What people use each for
The jobs each tool is most often brought in to do.
Crypto.com
- Exchangesnot Rainbow
- Wallets
- Paymentsnot Rainbow
Rainbow
- Wallets
- Ethereumnot Crypto.com
- Mobilenot Crypto.com
Both are used for wallets, on those jobs the choice comes down to price and fit rather than capability.
Where each one falls short
Documented limitations, not opinions. Every one is a constraint you would hit in normal use.
Crypto.com
- Trading fees are significantly higher than industry average at 0.25%/0.5% versus 0.15%/0.194%
- Bitcoin withdrawal fees are excessive at 0.0004 BTC (approximately $47) versus actual blockchain mining fees
- Customer support experiences significant delays up to months, with Trustpilot rating of 2.0/5
- CRO token dependency for fee reductions and card rewards exposes users to token price volatility
- Account freezes, card blocks, and verification delays reported by users
Rainbow
- Free instant deposits and fee auto-compounding are gated behind the paid Rainbow Black tier; the vendor's own site states "Upgrade to Rainbow Black for free instant deposits, bigger rewards, and up to 100% of your trading fees auto-compounded", implying standard accounts pay deposit and trading fees
Pricing, plan by plan
Crypto.com
FreeNo published plan breakdown. See the Crypto.com review.
Rainbow
Free- FreeFree
- Ethereum wallet
- NFTs
- ENS
Which should you pick?
Choose Crypto.com if
- You need cryptocurrency trading.
- You want to start without paying.
- You work on Web, iOS, Android.
- You also want visa card.
Choose Rainbow if
- You need ethereum wallet.
- You want to start without paying.
- You work on Ios, Android, Chrome.
- You also want nft gallery.
Questions people ask
- Is Crypto.com or Rainbow better?
- Neither clearly leads. Crypto.com starts at Free and Rainbow at Free, and user ratings are close enough to be indistinguishable. Choose on capability and platform support.
- Which is cheaper, Crypto.com or Rainbow?
- Crypto.com starts at Free and Rainbow at Free.
- Does Crypto.com or Rainbow run on more platforms?
- Crypto.com runs on Web, iOS, Android. Rainbow runs on Ios, Android, Chrome.
- Can I use Crypto.com for free?
- Both have a free tier, so you can try either at no cost before committing.
- What is Crypto.com best used for?
- Crypto.com is most often used for exchanges, wallets, payments. Of those, exchanges and payments are not what Rainbow is typically brought in for.
- What can Crypto.com do that Rainbow cannot?
- Crypto.com covers Cryptocurrency Trading, Visa Card, Crypto Earn, DeFi Wallet. Rainbow covers Ethereum Wallet, NFT Gallery, ENS Integration, Layer 2 Support. Both handle Ios support, Android support.
Answered from the vendors’ own pages
Crypto.com: What are Crypto.com's trading fees?
Base spot trading fees are 0.25% for makers and 0.5% for takers. Fees decrease with higher 30-day trading volume and CRO staking, with volume-based discounts reaching 0.065% maker and 0.1% taker fees at $5M volume.
SourceRainbow: Is there a premium tier available on Rainbow wallet?
Yes, Rainbow Black is a premium upgrade that offers free instant deposits, bigger rewards, and up to 100% of your trading fees auto-compounded. The specific cost of Rainbow Black is not disclosed on the homepage.
SourceCrypto.com: What is the difference between Crypto.com App and Exchange?
The App is designed for beginners with embedded spreads reaching 0.5-1%, while the Exchange platform shows transparent maker/taker fees starting from 0.25%/0.50%, with costs decreasing with CRO staking and VIP levels.
SourceRainbow: Does Rainbow offer a rewards program?
Yes, every trade on Rainbow earns RNBW tokens as rewards. However, the homepage does not specify conversion rates or redemption value for the RNBW token.
SourceCrypto.com: What are the total costs of trading on Crypto.com?
Estimated total costs are approximately 1.30% per trade, composed of 0.75% trading fees and an approximate spread of 0.55%.
SourceRainbow: What is the cost of using the base Rainbow wallet?
The Rainbow wallet app appears to be free to use, with a premium Rainbow Black tier available for additional features. Specific pricing for Rainbow Black is not published on the homepage.
SourceCrypto.com: What integrations does Crypto.com have?
Crypto.com integrates with Coinbase and Kraken for cryptocurrency trading and account activity, enabling multi-exchange portfolio management.
SourceRelated pages
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