Softwr

Government · head to head

ClearGov vs Unit21

ClearGov logo

ClearGov

Government

Financial Transparency for Government

From
$200/month
Free plan
No
Full reviewWebsite
Unit21 logo

Unit21

Cybersecurity

No-code fraud and AML risk operations platform for fintechs and neobanks

From
On request
Free plan
No
Full reviewWebsite

The short version

  • Each has a real cost: ClearGov no pricing is published at any level, and the pricing page states no cost structure or model at all; Unit21 it is built for fintech scale rather than card issuer scale, so organisations reaching very high transaction volumes generally re-evaluate against heavier platforms and face a migration.
  • They diverge on capability: ClearGov covers Budget Visualization, Unit21 covers No-code rule builder.
  • Prices and features above were last checked on 1 September 2026.

Where they differ

Only the attributes on which ClearGov and Unit21 actually diverge.

Attributes where ClearGov and Unit21 differ
AttributeClearGovUnit21
Starting price$200/monthOn request
Pricing modelsubscriptionquote
CategoryGovernmentCybersecurity
Founded2014Unknown

Identical on both: free tier (No), platforms (Web), user rating (Not yet rated).

What each one covers

Drawn from each product's published feature list. An absence here means we hold no record of it - not that the product lacks it.

Only in ClearGov

  • Budget Visualization
  • Financial Benchmarking
  • Capital Planning
  • Digital Budget Books
  • Public Dashboards
  • Tyler Munis
  • OpenGov
  • Excel

Only in Unit21

  • No-code rule builder
  • Case management
  • SAR filing
  • Backtesting
  • Identity and device signals
  • Data ingestion API

What people use each for

The jobs each tool is most often brought in to do.

ClearGov

  • municipal budget and financial transparencynot Unit21
  • government finance analytics and reportingnot Unit21
  • civic engagement and public recordsnot Unit21

Unit21

  • A neobank whose sponsor bank requires a documented monitoring programme before it will keep the BIN sponsorshipnot ClearGov
  • A crypto exchange needing SAR filing and case management without building an internal compliance engineering teamnot ClearGov
  • A payments startup where the fraud lead needs to ship a new rule the same day a new attack pattern appearsnot ClearGov
  • A lender consolidating fraud alerts from three point tools into one investigator queue with a single audit trailnot ClearGov

Where each one falls short

Documented limitations, not opinions. Every one is a constraint you would hit in normal use.

ClearGov

  • No pricing is published at any level, and the pricing page states no cost structure or model at all
  • No cost driver such as population, budget size or user count is named
  • The only routes to a figure are an email address and a demo booking

Unit21

  • It is built for fintech scale rather than card issuer scale, so organisations reaching very high transaction volumes generally re-evaluate against heavier platforms and face a migration.
  • No-code rule authoring shifts power to the risk team, which is the point, but without governance it produces rule sprawl that nobody can explain to an examiner two years later.
  • Detection quality depends on the signals you feed it, so a thin integration produces thin results and the platform cannot compensate with proprietary consortium data the way larger vendors do.
  • Pricing is quoted by volume with an annual commitment, so a fintech whose growth stalls pays for headroom it did not use.
  • SAR filing coverage is oriented to United States FinCEN reporting, so firms filing in the United Kingdom, European Union or Asia handle those submissions outside the tool.

Pricing, plan by plan

ClearGov

$200/month
  • Transparency$200/month
    • Budget Visualization
    • Benchmarking
    • Public Dashboards

Unit21

On request
  • Unit21 Platform$undefined/year
    • Priced by monitored volume and modules, annual contract
    • Fraud, AML and case management packaged separately
    • Implementation and historical data backfill quoted with the subscription

Which should you pick?

Choose ClearGov if

  • You need budget visualization.
  • You also want financial benchmarking.
ClearGov review

Choose Unit21 if

  • You need no-code rule builder.
  • You also want case management.
Unit21 review

Questions people ask

Is ClearGov or Unit21 better?
Neither clearly leads. ClearGov starts at $200/month and Unit21 at On request, and user ratings are close enough to be indistinguishable. Choose on capability and platform support.
Which is cheaper, ClearGov or Unit21?
ClearGov starts at $200/month and Unit21 at On request.
Does ClearGov or Unit21 run on more platforms?
Both run on Web, so platform support will not decide this one for you.
What is ClearGov best used for?
ClearGov is most often used for municipal budget and financial transparency, government finance analytics and reporting, civic engagement and public records. Of those, municipal budget and financial transparency and government finance analytics and reporting are not what Unit21 is typically brought in for.
What can ClearGov do that Unit21 cannot?
ClearGov covers Budget Visualization, Financial Benchmarking, Capital Planning, Digital Budget Books. Unit21 covers No-code rule builder, Case management, SAR filing, Backtesting.

Answered from the vendors’ own pages

ClearGov: How much does ClearGov cost?

ClearGov pricing is not published; you must schedule a demo or contact [email protected] to request pricing information.

Source
Unit21: Do we need engineers to run it?

Only for the initial data integration. After that the design intent is that risk and compliance staff author and deploy rules themselves.

ClearGov: Does ClearGov offer a free trial?

ClearGov does not publish a free trial option; pricing inquiry and trial availability must be discussed through a demo request with their sales team.

Source
Unit21: Does it file SARs?

Yes, it generates and electronically files suspicious activity reports to FinCEN. Non-US regimes are not covered to the same depth.

ClearGov: What is ClearGov's pricing model?

ClearGov appears to operate on a custom, quote-based pricing model; costs are tailored to specific municipalities based on population size, features, and implementation requirements.

Source
Unit21: Can we test a rule before it goes live?

Yes. Backtesting against historical data to see projected alert volume is one of the more useful parts of the product, because alert volume is the real cost.

ClearGov: How do I get a ClearGov pricing quote?

Visit cleargov.com and click the demo scheduling button, or email [email protected]; provide details about your municipality size and required features for an accurate quote.

Source
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