Software · head to head
Capsule vs Wise Business

Wise Business
Software
The smart way to send and receive business payments
- From
- $29/month
- Rated
- -
The short version
- Each has a real cost: Capsule the free plan is capped at 2 users, 250 contacts, 5 custom fields and a single pipeline; Wise Business opening a Wise Business account in the UK carries a one off setup fee of 50 GBP
- They diverge on capability: Capsule covers Contact management, Wise Business covers Multi-currency accounts.
Where they differ
Only the attributes on which Capsule and Wise Business actually diverge.
| Attribute | Capsule | Wise Business |
|---|---|---|
| Starting price | $19/month | $29/month |
| Pricing model | subscription | usage-based |
| Platforms | Web, Ios, Android | Web, Ios, Android, Api |
| Founded | 2008 | 2011 |
Identical on both: free tier (No), user rating (Not yet rated), category (Unknown).
What each one covers
Drawn from each product's published feature list. An absence here means we hold no record of it - not that the product lacks it.
Only in Capsule
- Contact management
- Deal tracking
- Task management
- Email sync
- Activity timeline
- Slack
- Zapier
- Google Apps
Only in Wise Business
- Multi-currency accounts
- International transfers
- Batch payments
- API access
- Team management
- Xero
- QuickBooks
- Various
Both cover
- Web support
- Ios support
- Android support
What people use each for
The jobs each tool is most often brought in to do.
Capsule
- Simple contact and pipeline CRM for a small teamnot Wise Business
- Tracking deals and follow-up tasksnot Wise Business
- Linking emails and notes to contact recordsnot Wise Business
- Multiple sales pipelines on the paid tiersnot Wise Business
Wise Business
- Holding and converting multiple currencies as a businessnot Capsule
- Paying international suppliers and contractors at the mid market ratenot Capsule
- Receiving payments into local currency account details in several countriesnot Capsule
Where each one falls short
Documented limitations, not opinions. Every one is a constraint you would hit in normal use.
Capsule
- The free plan is capped at 2 users, 250 contacts, 5 custom fields and a single pipeline
- Contact ceilings gate every tier, from 30,000 on Starter to 120,000 on Advanced
- Per-user prices are not shown as figures on the pricing page, only as tier names
- Ultimate is quote-only
Wise Business
- Opening a Wise Business account in the UK carries a one off setup fee of 50 GBP
- Volume discounts on transfers start only above 20,000 GBP equivalent sent per month
Pricing, plan by plan
Capsule
$19/month- Starter$19/month
- Contact management
- Task tracking
- Professional$39/month
- Everything in Starter
- Pipeline management
- Reporting
- Enterprise$99/month
- Everything in Professional
- Custom fields
- API access
Wise Business
$29/month- StandardFree
- Multi-currency account
- Real exchange rate
- Batch payments
Which should you pick?
Choose Capsule if
- You need contact management.
- You work on Web, Ios, Android.
- You also want deal tracking.
Choose Wise Business if
- You need multi-currency accounts.
- You work on Web, Ios, Android, Api.
- You also want international transfers.
Questions people ask
- Is Capsule or Wise Business better?
- Neither clearly leads. Capsule starts at $19/month and Wise Business at $29/month, and user ratings are close enough to be indistinguishable. Choose on capability and platform support.
- Which is cheaper, Capsule or Wise Business?
- Capsule starts at $19/month and Wise Business at $29/month.
- Does Capsule or Wise Business run on more platforms?
- Capsule runs on Web, Ios, Android. Wise Business runs on Web, Ios, Android, Api.
- What is Capsule best used for?
- Capsule is most often used for simple contact and pipeline crm for a small team, tracking deals and follow-up tasks, linking emails and notes to contact records, multiple sales pipelines on the paid tiers. Of those, simple contact and pipeline crm for a small team and tracking deals and follow-up tasks are not what Wise Business is typically brought in for.
- What can Capsule do that Wise Business cannot?
- Capsule covers Contact management, Deal tracking, Task management, Email sync. Wise Business covers Multi-currency accounts, International transfers, Batch payments, API access. Both handle Web support, Ios support, Android support.
Related pages
More on Wise Business
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