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APIs · head to head

Basis Theory vs Parse Server

Basis Theory logo

Basis Theory

APIs

Developer tokenisation platform that holds card and sensitive data inside a PCI Level 1 environment you do not operate

From
$995/month
Rated
-
Full reviewWebsite
Parse Server logo

Parse Server

APIs

Open-source Backend as a Service platform with REST and GraphQL APIs

From
Free
Rated
-
Full reviewWebsite

The short version

  • Only Parse Server has a free tier, so it costs nothing to try first.
  • Each has a real cost: Basis Theory the Starter plan is 995 US dollars a month before any volume, which is a real floor for an early stage company and puts the product out of reach of teams tokenising a few thousand records.; Parse Server deployment complexity and scaling challenges require operational expertise
  • They diverge on capability: Basis Theory covers Tokenisation API, Parse Server covers REST API.
  • Prices and features above were last checked on 31 August 2026.

Where they differ

Only the attributes on which Basis Theory and Parse Server actually diverge.

Attributes where Basis Theory and Parse Server differ
AttributeBasis TheoryParse Server
Starting price$995/monthFree
Pricing modelPer month by token volumeopen-source
Free tierNoYes
PlatformsWeb, iOS, Android, LinuxNode.js, Express, REST API, GraphQL API
FoundedUnknown2011

Identical on both: user rating (Not yet rated), category (APIs).

What each one covers

Drawn from each product's published feature list. An absence here means we hold no record of it - not that the product lacks it.

Only in Basis Theory

  • Tokenisation API
  • Hosted elements
  • Outbound proxy
  • PCI attestation of compliance
  • Processor portability
  • Reactors
  • Access controls and audit
  • PII and PHI options

Only in Parse Server

  • REST API
  • GraphQL API
  • Authentication
  • Node.js
  • Cloud functions
  • File storage
  • Webhooks
  • Node.js support

What people use each for

The jobs each tool is most often brought in to do.

Basis Theory

  • A payments company that wants card on file without bringing its own infrastructure into PCI scope and paying for the assessment that followsnot Parse Server
  • A merchant locked into a processor by that processor vault that wants to hold its own tokens and route to more than one acquirernot Parse Server
  • A fintech collecting bank account and identity data that needs it isolated from its application database before an enterprise security reviewnot Parse Server
  • A team that needs to send stored card data to a third party for a one-off integration without that data traversing its own serversnot Parse Server

Parse Server

  • API Developmentnot Basis Theory
  • API Gatewaynot Basis Theory
  • API Testingnot Basis Theory
  • API Documentationnot Basis Theory
  • Microservicesnot Basis Theory

Where each one falls short

Documented limitations, not opinions. Every one is a constraint you would hit in normal use.

Basis Theory

  • The Starter plan is 995 US dollars a month before any volume, which is a real floor for an early stage company and puts the product out of reach of teams tokenising a few thousand records.
  • Starter is limited to the US region, so a company with European data residency requirements is pushed into a quoted Scale or Enterprise agreement immediately.
  • Log retention on Starter is 24 hours, which is well below what most security teams expect for a system holding cardholder data and forces an upgrade for reasons unrelated to volume.
  • Migrating away means moving card data out of the vault, which requires processor and assessor involvement and is slow, so the portability argument that attracts buyers cuts against them at exit.
  • An attestation of compliance covers the vendor environment, not your assessment; your assessor still decides what is in scope, and buyers occasionally discover their integration pattern pulled systems back into scope anyway.

Parse Server

  • Deployment complexity and scaling challenges require operational expertise
  • Requires database management skills for MongoDB or PostgreSQL administration
  • Smaller community and ecosystem compared to Firebase or cloud alternatives
  • Query depth bypass vulnerability allowing denial-of-service attacks via complex REST/GraphQL queries
  • Stored XSS vulnerability through SVG file uploads requires patching

Pricing, plan by plan

Basis Theory

$995/month
  • Starter$995/month
    • 20,000 tokens included
    • Production PCI Level 1 environment
    • US region only
  • Scale$undefined/month
    • Quoted
    • Higher token volumes
    • Additional regions
  • Enterprise$undefined/month
    • Quoted
    • Additional compliance options for PII and PHI
    • Responses for 95 percent of PCI SAQ D

Parse Server

Free
  • Open SourceFree
    • Self-hosted Parse Server
    • Community support

Which should you pick?

Choose Basis Theory if

  • You need tokenisation api.
  • You work on Web, iOS, Android, Linux.
  • You also want hosted elements.
Basis Theory review

Choose Parse Server if

  • You need rest api.
  • You want to start without paying.
  • You work on Node.js, Express, REST API, GraphQL API.
  • You also want graphql api.
Parse Server review

Questions people ask

Is Basis Theory or Parse Server better?
Neither clearly leads. Basis Theory starts at $995/month and Parse Server at Free, and user ratings are close enough to be indistinguishable. Choose on capability and platform support.
Which is cheaper, Basis Theory or Parse Server?
Parse Server has a free tier; the other does not. Paid plans start at $995/month for Basis Theory and Free for Parse Server.
Does Basis Theory or Parse Server run on more platforms?
Basis Theory runs on Web, iOS, Android, Linux. Parse Server runs on Node.js, Express, REST API, GraphQL API.
Can I use Parse Server for free?
Yes. Parse Server has a free tier, so you can try it without paying. Basis Theory starts at $995/month.
What is Basis Theory best used for?
Basis Theory is most often used for a payments company that wants card on file without bringing its own infrastructure into pci scope and paying for the assessment that follows, a merchant locked into a processor by that processor vault that wants to hold its own tokens and route to more than one acquirer, a fintech collecting bank account and identity data that needs it isolated from its application database before an enterprise security review, a team that needs to send stored card data to a third party for a one-off integration without that data traversing its own servers. Of those, a payments company that wants card on file without bringing its own infrastructure into pci scope and paying for the assessment that follows and a merchant locked into a processor by that processor vault that wants to hold its own tokens and route to more than one acquirer are not what Parse Server is typically brought in for.
What can Basis Theory do that Parse Server cannot?
Basis Theory covers Tokenisation API, Hosted elements, Outbound proxy, PCI attestation of compliance. Parse Server covers REST API, GraphQL API, Authentication, Node.js.

Answered from the vendors’ own pages

Basis Theory: Does this make us PCI compliant?

It removes cardholder data from your systems and gives you an AOC plus documented responses for most of a SAQ D. Your assessor still determines your scope, and a careless integration can pull systems back in.

Parse Server: Is Parse Server self-hosted or cloud-managed?

Parse Server is entirely self-hosted and open-source, running on your own infrastructure with no monthly subscription required; you manage the MongoDB or PostgreSQL database and deployment.

Basis Theory: What does it cost to start?

995 US dollars a month on Starter, including 20,000 tokens, a production PCI Level 1 environment and US hosting. Higher tiers are quoted.

Parse Server: What databases does Parse Server support?

Parse Server works with MongoDB and PostgreSQL as data stores, giving you flexibility to choose your preferred database system for your application.

Basis Theory: Can we switch payment processors without re-collecting cards?

Yes, that is the main non-compliance reason to buy it. You hold the tokens and detokenise into whichever processor you route to.

Parse Server: What APIs does Parse Server provide?

Parse Server automatically generates both REST and GraphQL APIs based on your application schema, and you can extend these with custom queries, mutations, and remote schemas.

Source
Basis Theory: Is data stored outside the United States?

Not on Starter, which is US only. Other regions require a Scale or Enterprise agreement.

Parse Server: What SDKs are available for Parse Server?

Parse provides native SDKs for iOS (Swift/Objective-C), Android, JavaScript/Node.js, PHP, and .NET, plus REST and GraphQL access for any other platform.

Source
Parse Server: Does Parse Server include user authentication?

Yes. Parse Server includes out-of-the-box user management with support for email/password authentication, OAuth providers (Facebook, Twitter, Google, GitHub, LDAP), push notifications, and campaigns.

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