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Cybersecurity · head to head

Arnica vs Sumsub

Arnica logo

Arnica

Cybersecurity

AI-native application security platform detecting and fixing vulnerabilities across the SDLC

From
Free
Rated
-
Full reviewWebsite
Sumsub logo

Sumsub

Cybersecurity

Identity verification and AML screening priced per verification

From
$1.35/verification
Rated
-
Full reviewWebsite

The short version

  • Only Arnica has a free tier, so it costs nothing to try first.
  • Each has a real cost: Arnica per-identity pricing ($25-$50/person/year) requires tracking active developers; Sumsub the published per-verification rate is undercut by a monthly minimum of 149 or 299 dollars, so low volume businesses pay a much higher effective rate than the headline suggests.
  • They diverge on capability: Arnica covers AI SAST, Sumsub covers Document verification.
  • Prices and features above were last checked on 1 September 2026.

Where they differ

Only the attributes on which Arnica and Sumsub actually diverge.

Attributes where Arnica and Sumsub differ
AttributeArnicaSumsub
Starting priceFree$1.35/verification
Pricing modelPer-identity subscription with annual discountPer verification
Free tierYesNo
PlatformsWeb, GitHub, IDEWeb, iOS, Android

Identical on both: user rating (Not yet rated), category (Cybersecurity).

What each one covers

Drawn from each product's published feature list. An absence here means we hold no record of it - not that the product lacks it.

Only in Arnica

  • AI SAST
  • Software Composition Analysis
  • Secrets detection
  • IaC scanning
  • Container scanning
  • SBOM generation
  • Agentic rules
  • Pipelineless integration

Only in Sumsub

  • Document verification
  • AML screening
  • KYB verification
  • No-code flow builder
  • Transaction monitoring
  • Travel Rule
  • Fraud and duplicate detection

What people use each for

The jobs each tool is most often brought in to do.

Arnica

  • Detecting AI-generated vulnerabilities in Copilot and Cursor suggestionsnot Sumsub
  • Finding hardcoded secrets before they reach productionnot Sumsub
  • Mapping container vulnerabilities back to source codenot Sumsub
  • Generating SBOM for supply chain compliance requirementsnot Sumsub
  • Scanning infrastructure-as-code for misconfiguration risksnot Sumsub

Sumsub

  • A crypto exchange needing KYC plus Travel Rule handling under one contractnot Arnica
  • A gambling operator entering several European markets and needing document coverage without a separate vendor per countrynot Arnica
  • A fintech that wants a published price it can model in a business case before speaking to a salespersonnot Arnica
  • A marketplace verifying both individual sellers and the companies behind them without buying two productsnot Arnica

Where each one falls short

Documented limitations, not opinions. Every one is a constraint you would hit in normal use.

Arnica

  • Per-identity pricing ($25-$50/person/year) requires tracking active developers
  • Overage identity tracking via 90-day PR activity can be unpredictable
  • Free plan limited to weekly updates, requiring upgrade for real-time scanning
  • Advanced add-ons (Image Scanning, AI SAST, Agentic Rules Enforcer) pricing not published
  • On-premises deployment limited to Enterprise tier

Sumsub

  • The published per-verification rate is undercut by a monthly minimum of 149 or 299 dollars, so low volume businesses pay a much higher effective rate than the headline suggests.
  • You are billed per verification attempt in most configurations, meaning applicant drop-off and resubmissions cost money without producing a customer.
  • Pass rates and document support vary noticeably by country, and a market that works well in Europe can produce materially worse rejection rates in parts of Africa and South East Asia.
  • The AML screening tier bundles list coverage that large institutions would normally buy separately and tune, giving less control over match thresholds than a dedicated screening vendor.
  • The company originated in Russia before restructuring to a UK entity, and some financial institutions still raise that history in vendor risk review, which can slow or block procurement at conservative banks.

Pricing, plan by plan

Arnica

Free
  • FreeFree
    • No credit card required
    • 14-day trial available
    • Weekly risk identification updates
  • Core Business$360/year
    • Monthly billing option at $30/identity/month
    • Annual billing at $25/identity/month (17% discount)
    • Real-time risk scanning and notifications
  • Core Enterprise$720/year
    • Monthly billing option at $60/identity/month
    • Annual billing at $50/identity/month (17% discount)
    • All Core Business features

Sumsub

$1.35/verification
  • Basic$1.35/verification
    • 149 USD minimum monthly spend
    • Document verification and liveness
    • No-code flow builder
  • Compliance$1.85/verification
    • 299 USD minimum monthly spend
    • Everything in Basic
    • AML sanctions and PEP screening
  • Enterprise$undefined/year
    • Negotiated volume rate
    • Custom jurisdictions and languages
    • Dedicated support

Which should you pick?

Choose Arnica if

  • You need ai sast.
  • You want to start without paying.
  • You work on Web, GitHub, IDE.
  • You also want software composition analysis.
Arnica review

Choose Sumsub if

  • You need document verification.
  • You work on Web, iOS, Android.
  • You also want aml screening.
Sumsub review

Questions people ask

Is Arnica or Sumsub better?
Neither clearly leads. Arnica starts at Free and Sumsub at $1.35/verification, and user ratings are close enough to be indistinguishable. Choose on capability and platform support.
Which is cheaper, Arnica or Sumsub?
Arnica has a free tier; the other does not. Paid plans start at Free for Arnica and $1.35/verification for Sumsub.
Does Arnica or Sumsub run on more platforms?
Arnica runs on Web, GitHub, IDE. Sumsub runs on Web, iOS, Android.
Can I use Arnica for free?
Yes. Arnica has a free tier, so you can try it without paying. Sumsub starts at $1.35/verification.
What is Arnica best used for?
Arnica is most often used for detecting ai-generated vulnerabilities in copilot and cursor suggestions, finding hardcoded secrets before they reach production, mapping container vulnerabilities back to source code, generating sbom for supply chain compliance requirements. Of those, detecting ai-generated vulnerabilities in copilot and cursor suggestions and finding hardcoded secrets before they reach production are not what Sumsub is typically brought in for.
What can Arnica do that Sumsub cannot?
Arnica covers AI SAST, Software Composition Analysis, Secrets detection, IaC scanning. Sumsub covers Document verification, AML screening, KYB verification, No-code flow builder.

Answered from the vendors’ own pages

Arnica: How are identities defined in Arnica pricing?

Identities are any users and other contributing entities that contributed code and/or had PR activity during the last 90 days. This ensures billing matches active developers.

Source
Sumsub: What does a verification actually cost?

1.35 USD on Basic and 1.85 USD on Compliance, but with 149 and 299 USD monthly minimums respectively. Below roughly 110 or 160 checks a month you are paying the minimum, not the rate.

Arnica: What is the annual discount?

Annual prepayment offers approximately 17% savings versus monthly billing. Core Business annual is $300/identity versus $360 for monthly.

Source
Sumsub: Do failed verifications get charged?

Attempts are generally billable, so a poor onboarding funnel raises your bill. Confirm the exact resubmission policy in your contract.

Arnica: Can I cancel or downgrade Arnica anytime?

Yes. Subscriptions can be cancelled or downgraded at any time. Overage identities receive automatic protection with true-up invoicing.

Source
Sumsub: Does it cover business verification?

Yes, KYB with company registry lookups and beneficial owner resolution is part of the platform rather than a separate product.

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