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Cybersecurity · head to head

Arnica vs Ozone API

Arnica logo

Arnica

Cybersecurity

AI-native application security platform detecting and fixing vulnerabilities across the SDLC

From
Free
Rated
-
Full reviewWebsite
Ozone API logo

Ozone API

APIs

Standards-compliant open banking API layer for banks and regulators

From
On request
Rated
-
Full reviewWebsite

The short version

  • Only Arnica has a free tier, so it costs nothing to try first.
  • Each has a real cost: Arnica per-identity pricing ($25-$50/person/year) requires tracking active developers; Ozone API it provides the API layer, not the core connectivity, so the bulk of the project is still integrating your own core banking systems and that cost is not in the licence.
  • They diverge on capability: Arnica covers AI SAST, Ozone API covers Multi-standard support.
  • Prices and features above were last checked on 1 September 2026.

Where they differ

Only the attributes on which Arnica and Ozone API actually diverge.

Attributes where Arnica and Ozone API differ
AttributeArnicaOzone API
Starting priceFreeOn request
Pricing modelPer-identity subscription with annual discountquote
Free tierYesNo
PlatformsWeb, GitHub, IDEWeb, REST API, Linux
CategoryCybersecurityAPIs

Identical on both: user rating (Not yet rated).

What each one covers

Drawn from each product's published feature list. An absence here means we hold no record of it - not that the product lacks it.

Only in Arnica

  • AI SAST
  • Software Composition Analysis
  • Secrets detection
  • IaC scanning
  • Container scanning
  • SBOM generation
  • Agentic rules
  • Pipelineless integration

Only in Ozone API

  • Multi-standard support
  • Consent management
  • Developer portal
  • Regulatory reporting
  • Premium API monetisation
  • Deployment flexibility

What people use each for

The jobs each tool is most often brought in to do.

Arnica

  • Detecting AI-generated vulnerabilities in Copilot and Cursor suggestionsnot Ozone API
  • Finding hardcoded secrets before they reach productionnot Ozone API
  • Mapping container vulnerabilities back to source codenot Ozone API
  • Generating SBOM for supply chain compliance requirementsnot Ozone API
  • Scanning infrastructure-as-code for misconfiguration risksnot Ozone API

Ozone API

  • A building society facing an open banking compliance deadline with no API team of its ownnot Arnica
  • A bank operating in several jurisdictions that must satisfy different open banking standards at oncenot Arnica
  • A regulator or standards body building national open finance infrastructurenot Arnica
  • A bank wanting to sell premium APIs beyond the regulatory minimum without building entitlement plumbingnot Arnica

Where each one falls short

Documented limitations, not opinions. Every one is a constraint you would hit in normal use.

Arnica

  • Per-identity pricing ($25-$50/person/year) requires tracking active developers
  • Overage identity tracking via 90-day PR activity can be unpredictable
  • Free plan limited to weekly updates, requiring upgrade for real-time scanning
  • Advanced add-ons (Image Scanning, AI SAST, Agentic Rules Enforcer) pricing not published
  • On-premises deployment limited to Enterprise tier

Ozone API

  • It provides the API layer, not the core connectivity, so the bulk of the project is still integrating your own core banking systems and that cost is not in the licence.
  • Value is driven by regulatory obligation, so an institution not under a mandate struggles to build a business case for the spend.
  • It is a small UK vendor selling to large regulated institutions, which raises procurement and vendor viability questions during bank due diligence.
  • Premium API monetisation is a genuine capability but few banks have found real demand, so revenue projections used to justify the purchase often do not materialise.
  • Standards evolve continuously and each revision means a change programme in your own systems, even where Ozone absorbs the specification work at the API edge.

Pricing, plan by plan

Arnica

Free
  • FreeFree
    • No credit card required
    • 14-day trial available
    • Weekly risk identification updates
  • Core Business$360/year
    • Monthly billing option at $30/identity/month
    • Annual billing at $25/identity/month (17% discount)
    • Real-time risk scanning and notifications
  • Core Enterprise$720/year
    • Monthly billing option at $60/identity/month
    • Annual billing at $50/identity/month (17% discount)
    • All Core Business features

Ozone API

On request
  • Ozone API$undefined/year
    • Annual licence or managed service subscription, quoted
    • Scaling by institution size, standards in scope and API call volume
    • Implementation and core integration charged separately

Which should you pick?

Choose Arnica if

  • You need ai sast.
  • You want to start without paying.
  • You work on Web, GitHub, IDE.
  • You also want software composition analysis.
Arnica review

Choose Ozone API if

  • You need multi-standard support.
  • You work on Web, REST API, Linux.
  • You also want consent management.
Ozone API review

Questions people ask

Is Arnica or Ozone API better?
Neither clearly leads. Arnica starts at Free and Ozone API at On request, and user ratings are close enough to be indistinguishable. Choose on capability and platform support.
Which is cheaper, Arnica or Ozone API?
Arnica has a free tier; the other does not. Paid plans start at Free for Arnica and On request for Ozone API.
Does Arnica or Ozone API run on more platforms?
Arnica runs on Web, GitHub, IDE. Ozone API runs on Web, REST API, Linux.
Can I use Arnica for free?
Yes. Arnica has a free tier, so you can try it without paying. Ozone API starts at On request.
What is Arnica best used for?
Arnica is most often used for detecting ai-generated vulnerabilities in copilot and cursor suggestions, finding hardcoded secrets before they reach production, mapping container vulnerabilities back to source code, generating sbom for supply chain compliance requirements. Of those, detecting ai-generated vulnerabilities in copilot and cursor suggestions and finding hardcoded secrets before they reach production are not what Ozone API is typically brought in for.
What can Arnica do that Ozone API cannot?
Arnica covers AI SAST, Software Composition Analysis, Secrets detection, IaC scanning. Ozone API covers Multi-standard support, Consent management, Developer portal, Regulatory reporting.

Answered from the vendors’ own pages

Arnica: How are identities defined in Arnica pricing?

Identities are any users and other contributing entities that contributed code and/or had PR activity during the last 90 days. This ensures billing matches active developers.

Source
Ozone API: Is this a competitor to Plaid or TrueLayer?

No, the opposite side. Ozone is bought by the bank exposing data; Plaid and TrueLayer consume it on behalf of third parties.

Arnica: What is the annual discount?

Annual prepayment offers approximately 17% savings versus monthly billing. Core Business annual is $300/identity versus $360 for monthly.

Source
Ozone API: Does it connect to my core banking system?

It provides the standards-compliant API surface and adapters, but connecting your core is an integration project you scope separately.

Arnica: Can I cancel or downgrade Arnica anytime?

Yes. Subscriptions can be cancelled or downgraded at any time. Overage identities receive automatic protection with true-up invoicing.

Source
Ozone API: Which standards does it support?

UK Open Banking, Berlin Group, FDX, Consumer Data Right and Gulf regional standards, among others, from one platform.

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