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APIs · head to head

Appwrite vs Neonomics

Appwrite logo

Appwrite

APIs

Open-source Backend as a Service with REST API and SDKs

From
Free
Rated
-
Full reviewWebsite
Neonomics logo

Neonomics

APIs

Nordic open banking payments and data, now with UK coverage through Ordo

From
On request
Rated
-
Full reviewWebsite

The short version

  • Only Appwrite has a free tier, so it costs nothing to try first.
  • Each has a real cost: Appwrite smaller ecosystem compared to Firebase; fewer third-party integrations and extensions; Neonomics coverage outside the Nordics and the UK is comparatively shallow, so a pan European merchant will find gaps and inconsistent bank behaviour in southern and eastern markets.
  • They diverge on capability: Appwrite covers REST API, Neonomics covers Payment initiation.
  • Prices and features above were last checked on 1 September 2026.

Where they differ

Only the attributes on which Appwrite and Neonomics actually diverge.

Attributes where Appwrite and Neonomics differ
AttributeAppwriteNeonomics
Starting priceFreeOn request
Pricing modelUnknownquote
Free tierYesNo
PlatformsCloud (Managed), Self-Hosted, DockerWeb, API
Founded2019Unknown

Identical on both: user rating (Not yet rated), category (APIs).

What each one covers

Drawn from each product's published feature list. An absence here means we hold no record of it - not that the product lacks it.

Only in Appwrite

  • REST API
  • Authentication
  • Database
  • Multiple SDKs
  • Cloud functions
  • File storage
  • Docker support
  • Self-hosted support

Only in Neonomics

  • Payment initiation
  • Account information
  • Nordic bank depth
  • UK coverage via Ordo
  • Variable recurring payments
  • Request to pay
  • White label journeys
  • Reconciliation data

What people use each for

The jobs each tool is most often brought in to do.

Appwrite

  • API Developmentnot Neonomics
  • API Gatewaynot Neonomics
  • API Testingnot Neonomics
  • API Documentationnot Neonomics
  • Microservicesnot Neonomics

Neonomics

  • A Norwegian or Swedish merchant collecting payments directly from bank accounts to avoid card feesnot Appwrite
  • A debt collection agency sending request to pay messages instead of chasing bank transfers manuallynot Appwrite
  • A software vendor embedding pay by bank into an accounting or invoicing product for Nordic customersnot Appwrite
  • A business needing both UK and Nordic bank payment coverage from one suppliernot Appwrite

Where each one falls short

Documented limitations, not opinions. Every one is a constraint you would hit in normal use.

Appwrite

  • Smaller ecosystem compared to Firebase; fewer third-party integrations and extensions
  • Analytics, crash reporting, and A/B testing not included (Firebase includes these)
  • Requires infrastructure management for self-hosted deployments; not fully managed like Firebase Cloud
  • Mobile app support not as mature as Firebase's native iOS/Android SDKs

Neonomics

  • Coverage outside the Nordics and the UK is comparatively shallow, so a pan European merchant will find gaps and inconsistent bank behaviour in southern and eastern markets.
  • It is a small company relative to Tink and TrueLayer, so supplier viability and the depth of engineering support behind bank API changes are genuine procurement questions.
  • Payment initiation only means the merchant handles settlement, reconciliation and refunds, and there is no chargeback framework to fall back on.
  • Integrating a recently acquired UK business means two regulatory entities and, for a period, two technology stacks, so cross market feature parity is a promise rather than an existing state.
  • Conversion is governed by each bank's own authentication experience, and Nordic BankID flows behave differently from UK app redirects, so a single UX cannot be assumed across the footprint.

Pricing, plan by plan

Appwrite

Free
  • Cloud FreeFree
    • 75K MAU
    • 10GB storage
    • Unlimited projects
  • Cloud Pro$15/month
    • More storage
    • Priority support

Neonomics

On request
  • Neonomics platform$undefined/year
    • Quoted per customer, typically per initiated payment or per API call
    • Volume commitments and monthly minimums are common
    • Payment initiation only; merchant handles settlement and refunds

Which should you pick?

Choose Appwrite if

  • You need rest api.
  • You want to start without paying.
  • You work on Cloud (Managed), Self-Hosted, Docker.
  • You also want authentication.
Appwrite review

Choose Neonomics if

  • You need payment initiation.
  • You work on Web, API.
  • You also want account information.
Neonomics review

Questions people ask

Is Appwrite or Neonomics better?
Neither clearly leads. Appwrite starts at Free and Neonomics at On request, and user ratings are close enough to be indistinguishable. Choose on capability and platform support.
Which is cheaper, Appwrite or Neonomics?
Appwrite has a free tier; the other does not. Paid plans start at Free for Appwrite and On request for Neonomics.
Does Appwrite or Neonomics run on more platforms?
Appwrite runs on Cloud (Managed), Self-Hosted, Docker. Neonomics runs on Web, API.
Can I use Appwrite for free?
Yes. Appwrite has a free tier, so you can try it without paying. Neonomics starts at On request.
What is Appwrite best used for?
Appwrite is most often used for api development, api gateway, api testing, api documentation. Of those, api development and api gateway are not what Neonomics is typically brought in for.
What can Appwrite do that Neonomics cannot?
Appwrite covers REST API, Authentication, Database, Multiple SDKs. Neonomics covers Payment initiation, Account information, Nordic bank depth, UK coverage via Ordo.

Answered from the vendors’ own pages

Appwrite: Can Appwrite be self-hosted?

Yes. Appwrite is fully open-source and self-hosted with a single Docker command. Self-hosting is completely free with no feature restrictions, unlike the managed Appwrite Cloud.

Source
Neonomics: Is Neonomics authorised in the UK?

Yes, through the acquisition of Ordo, an FCA authorised open banking payments firm, approved by the FCA and the Norwegian regulator.

Appwrite: What is Appwrite Cloud's pricing?

Appwrite Cloud offers a free tier with unlimited projects, 75K monthly active users, and 10GB storage with no time limit. Pro plan starts at $15/month per organization member. Scale plan at $599/month includes dedicated resources and SOC 2 compliance.

Source
Neonomics: Does it support variable recurring payments?

Yes in the UK through the Ordo capability, subject to which banks support commercial VRP; support elsewhere is more limited.

Appwrite: What programming languages does Appwrite support?

Appwrite provides SDKs for 15+ languages including JavaScript, Flutter, Swift, Kotlin, Python, Ruby, PHP, .NET, and more, offering more language flexibility than Firebase.

Source
Neonomics: Does Neonomics hold merchant funds?

No. It initiates payments; settlement, reconciliation and refunds remain with the merchant or its payment provider.

Appwrite: What backend services does Appwrite provide?

Appwrite includes Auth (with multi-factor auth), Databases, Storage (with compression and encryption), Serverless Functions, Messaging, Realtime subscriptions, and Sites (for hosting static and full-stack apps).

Source
Appwrite: Does Appwrite include real-time capabilities?

Yes. Appwrite's Realtime service covers all platform services by default through WebSocket subscriptions, enabling real-time updates across databases, functions, and messages.

Source
Appwrite: How does Appwrite compare to Firebase on costs?

Appwrite offers better cost predictability. Firebase's pay-per-read/write model can lead to unexpected bills with runaway queries, while Appwrite's self-hosted model only requires paying for your own infrastructure with completely predictable costs.

Source
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