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Spreadsheets · head to head

Apache Superset vs Formance

Apache Superset logo

Apache Superset

Spreadsheets

Modern data exploration and visualization platform

From
Free
Rated
-
Formance logo

Formance

APIs

Open source double-entry ledger and payment orchestration for money-moving software

From
Free
Rated
-

The short version

  • Each has a real cost: Apache Superset no commercial pricing; open-source project; Formance formance holds no money and provides no regulatory cover, so it must be paired with a payments provider or bank, and buyers occasionally mistake a ledger for a treasury system and discover the gap late.
  • They diverge on capability: Apache Superset covers 40+ Visualizations, Formance covers Double-entry ledger.
  • Prices and features above were last checked on 31 August 2026.

Where they differ

Only the attributes on which Apache Superset and Formance actually diverge.

Attributes where Apache Superset and Formance differ
AttributeApache SupersetFormance
Pricing modelopen-sourceOpen source, no licence fee
PlatformsWeb, Self-hosted, DockerLinux, Docker, Kubernetes, Web, API
CategorySpreadsheetsAPIs
Founded1999Unknown

Identical on both: starting price (Free), free tier (Yes), user rating (Not yet rated).

What each one covers

Drawn from each product's published feature list. An absence here means we hold no record of it - not that the product lacks it.

Only in Apache Superset

  • 40+ Visualizations
  • SQL IDE
  • Semantic Layer
  • Caching
  • Security
  • PostgreSQL
  • MySQL
  • Presto

Only in Formance

  • Double-entry ledger
  • Numscript transaction DSL
  • Multi-currency
  • Payments connectivity
  • Reconciliation
  • Self-hosted deployment
  • Cloud offering
  • API and SDKs

What people use each for

The jobs each tool is most often brought in to do.

Apache Superset

  • Self-service analyticsnot Formance
  • Data explorationnot Formance
  • Ad-hoc reportingnot Formance
  • Collaborative analysisnot Formance
  • Embedded analyticsnot Formance

Formance

  • A marketplace splitting a single customer payment between seller, platform fee and tax that needs the split to be atomic and auditablenot Apache Superset
  • A fintech whose homegrown balances table produced numbers finance could not reconcile and now needs proper double-entry before an auditnot Apache Superset
  • A payments team that wants one normalised model across several PSPs so reconciliation is not written separately for eachnot Apache Superset
  • A company that wants its ledger under a licence it can keep running even if the vendor disappearsnot Apache Superset

Where each one falls short

Documented limitations, not opinions. Every one is a constraint you would hit in normal use.

Apache Superset

  • No commercial pricing; open-source project
  • Commercial hosting available via Preset.io (separate vendor)

Formance

  • Formance holds no money and provides no regulatory cover, so it must be paired with a payments provider or bank, and buyers occasionally mistake a ledger for a treasury system and discover the gap late.
  • Numscript is a domain-specific language your team must learn, and while it makes complex splits expressible it also means transaction logic sits outside the languages your engineers already debug well.
  • Self-hosting a ledger that must never lose or duplicate a transaction is a serious operational commitment covering backups, upgrades and Postgres tuning, which is real cost the zero licence fee hides.
  • Enterprise pricing is not published, so the difference between the free path and the supported path cannot be evaluated without a sales conversation.
  • The company is much smaller than the incumbent alternatives, and while the MIT licence protects the code it does not protect the roadmap, so features on the hosted side may arrive slowly or change direction.

Pricing, plan by plan

Apache Superset

Free
  • Open SourceFree
    • Full Features
    • Self-hosted
    • Community Support

Formance

Free
  • Open SourceFree
    • MIT licensed core ledger
    • Numscript transaction DSL
    • Multi-currency tracking
  • Enterprise$undefined/year
    • Managed or private deployment
    • Payments connectivity and reconciliation
    • Support with response commitments

Which should you pick?

Choose Apache Superset if

  • You need 40+ visualizations.
  • You want to start without paying.
  • You work on Web, Self-hosted, Docker.
  • You also want sql ide.

Choose Formance if

  • You need double-entry ledger.
  • You want to start without paying.
  • You work on Linux, Docker, Kubernetes, Web, API.
  • You also want numscript transaction dsl.

Questions people ask

Is Apache Superset or Formance better?
Neither clearly leads. Apache Superset starts at Free and Formance at Free, and user ratings are close enough to be indistinguishable. Choose on capability and platform support.
Which is cheaper, Apache Superset or Formance?
Apache Superset starts at Free and Formance at Free.
Does Apache Superset or Formance run on more platforms?
Apache Superset runs on Web, Self-hosted, Docker. Formance runs on Linux, Docker, Kubernetes, Web, API.
Can I use Apache Superset for free?
Both have a free tier, so you can try either at no cost before committing.
What is Apache Superset best used for?
Apache Superset is most often used for self-service analytics, data exploration, ad-hoc reporting, collaborative analysis. Of those, self-service analytics and data exploration are not what Formance is typically brought in for.
What can Apache Superset do that Formance cannot?
Apache Superset covers 40+ Visualizations, SQL IDE, Semantic Layer, Caching. Formance covers Double-entry ledger, Numscript transaction DSL, Multi-currency, Payments connectivity.

Answered from the vendors’ own pages

Apache Superset: What does Apache Superset cost?

Apache Superset is open-source software available free under the Apache 2.0 license. There are no licensing costs, subscription fees, or per-seat charges for using Superset itself.

Source
Formance: Is Formance really open source?

Yes. The core ledger is MIT licensed with full source access and no deployment restrictions.

Apache Superset: Is there a paid version of Apache Superset?

Apache Superset itself is free and open-source. Preset.io offers commercial Superset hosting with premium support, but this is a separate vendor service, not an official paid tier of Superset.

Source
Formance: Does Formance move money?

No. It records and orchestrates movements; the actual payments happen at a PSP or bank you connect.

Formance: What does the enterprise version cost?

Not published. It is an annual subscription quoted per customer.

Formance: Do I have to use Numscript?

Yes for anything beyond the simplest transfers. It is how multi-party transactions are expressed atomically.

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