Softwr

Accounting · head to head

Recurly vs Weavr

Recurly logo

Recurly

Accounting

The subscription management platform built for growth

From
$249/month
Rated
-
Weavr logo

Weavr

APIs

Packaged embedded finance for B2B SaaS, with an in-house EU e-money licence

From
On request
Rated
-

The short version

  • Each has a real cost: Recurly starter is $249 a month plus 0.9 percent of billing volume above the first $40K, so the cost rises with revenue rather than with usage; Weavr products are packaged rather than open, so a flow Weavr does not support is not something you can build around, and you discover the limits after integrating.
  • They diverge on capability: Recurly covers Subscription billing, Weavr covers Plug-and-play products.
  • Prices and features above were last checked on 1 September 2026.

Where they differ

Only the attributes on which Recurly and Weavr actually diverge.

Attributes where Recurly and Weavr differ
AttributeRecurlyWeavr
Starting price$249/monthOn request
Pricing modelsubscriptionquote
PlatformsWeb, ApiWeb, REST API
CategoryAccountingAPIs
Founded2009Unknown

Identical on both: free tier (No), user rating (Not yet rated).

What each one covers

Drawn from each product's published feature list. An absence here means we hold no record of it - not that the product lacks it.

Only in Recurly

  • Subscription billing
  • Revenue recovery
  • Payment gateway optimization
  • Analytics
  • API
  • Stripe
  • PayPal
  • Braintree

Only in Weavr

  • Plug-and-play products
  • Regulated cover
  • Card issuing
  • Multi-currency accounts
  • Identity and onboarding
  • Data insights

What people use each for

The jobs each tool is most often brought in to do.

Recurly

  • Subscription billing and recurring invoicingnot Weavr
  • Dunning and failed payment recoverynot Weavr
  • Trials, plan changes and promotionsnot Weavr
  • Revenue recognition through the RevRec add-onnot Weavr
  • Shopify-native subscriptions with subscribe and savenot Weavr

Weavr

  • A project management SaaS adding expense cards without hiring a compliance officernot Recurly
  • A marketplace paying out sellers from accounts held inside its own productnot Recurly
  • A procurement platform issuing virtual cards against approved purchase ordersnot Recurly
  • A European SaaS vendor wanting a regulated entity to sit behind its financial featuresnot Recurly

Where each one falls short

Documented limitations, not opinions. Every one is a constraint you would hit in normal use.

Recurly

  • Starter is $249 a month plus 0.9 percent of billing volume above the first $40K, so the cost rises with revenue rather than with usage
  • All-Access is quoted at under 1 percent of billing volume with a $1M minimum, putting it out of reach of smaller merchants
  • Only one dunning campaign on Starter; multiple campaigns need All-Access
  • SSO, multicurrency and payments orchestration are All-Access only
  • Revenue recognition and the Engage churn tooling are separate add-ons at $850 and $1,600 a month

Weavr

  • Products are packaged rather than open, so a flow Weavr does not support is not something you can build around, and you discover the limits after integrating.
  • Programme economics depend on interchange, and SaaS vendors routinely overestimate how much card volume their customers will actually route through the embedded product.
  • It is a small company with limited headcount supporting a regulated dependency, which is a real concentration risk for a feature your customers rely on.
  • Monthly minimums on card programmes mean a slow-adopting customer base leaves you paying for volume you never reach.
  • European interchange caps hold programme revenue well below what US embedded finance case studies suggest, so imported business cases do not transfer.

Pricing, plan by plan

Recurly

$249/month
  • Starter$249/month
    • Automated global subscription billing
    • Flexible plans and static churn-prevention tools
    • 1 dunning campaign
  • All-Access$null/month
    • Everything in Starter plus AI-powered agents and analytics
    • Intelligent churn-prevention with multiple dunning campaigns
    • Advanced pricing and promotions
  • All-Access for Shopify$null/month
    • Intelligent churn-prevention and customized bundles
    • Subscribe and save, prepaid/gift subscriptions
    • Hybrid subscription support and cancel-save flows

Weavr

On request
  • Weavr embedded finance$undefined/year
    • Platform subscription plus per-account and per-card fees
    • Interchange share negotiated as part of the commercial terms
    • Monthly minimums apply to card programmes

Which should you pick?

Choose Recurly if

  • You need subscription billing.
  • You work on Web, Api.
  • You also want revenue recovery.

Choose Weavr if

  • You need plug-and-play products.
  • You work on Web, REST API.
  • You also want regulated cover.

Questions people ask

Is Recurly or Weavr better?
Neither clearly leads. Recurly starts at $249/month and Weavr at On request, and user ratings are close enough to be indistinguishable. Choose on capability and platform support.
Which is cheaper, Recurly or Weavr?
Recurly starts at $249/month and Weavr at On request.
Does Recurly or Weavr run on more platforms?
Recurly runs on Web, Api. Weavr runs on Web, REST API.
What is Recurly best used for?
Recurly is most often used for subscription billing and recurring invoicing, dunning and failed payment recovery, trials, plan changes and promotions, revenue recognition through the revrec add-on. Of those, subscription billing and recurring invoicing and dunning and failed payment recovery are not what Weavr is typically brought in for.
What can Recurly do that Weavr cannot?
Recurly covers Subscription billing, Revenue recovery, Payment gateway optimization, Analytics. Weavr covers Plug-and-play products, Regulated cover, Card issuing, Multi-currency accounts.

Answered from the vendors’ own pages

Recurly: What does Recurly's Starter plan cost?

Recurly Starter plan costs 249 USD monthly plus 0.9 percent of billing volume, with the first 40000 USD monthly volume included in the base fee.

Source
Weavr: Do I need my own financial licence?

No. Weavr holds an e-money licence, including a Maltese authorisation for the EU, and acts as the regulated entity for the embedded product.

Recurly: What is the minimum commitment for Recurly's All-Access plan?

All-Access plans require a minimum 1 million USD annual commitment, billed annually at less than 1 percent of billing volume.

Source
Weavr: How is it different from a banking-as-a-service API?

It sells finished product shapes with compliance built in rather than raw banking primitives, which trades flexibility for a much shorter route to launch.

Weavr: How does Weavr make money?

Platform fees plus per-account and per-card charges, with a negotiated share of card interchange.

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