Softwr

E-commerce · head to head

Razorpay vs Stampli

R

Razorpay

E-commerce

Accept, process and disburse payments with India's leading payments platform

From
On request
Rated
-
Full reviewWebsite
Stampli logo

Stampli

Accounting & Finance

AI-powered accounts payable automation

From
$29/month
Rated
-
Full reviewWebsite

The short version

  • Each has a real cost: Razorpay international card payments cost up to 3% per transaction versus 2% domestically, per razorpay.com/pricing (Aug 2026), and an 18% GST is added on top of the platform fee; Stampli pricing is by quote only: the pricing page publishes no rate, no minimum and no cost driver, offering only a Request a Quote form

Where they differ

Only the attributes on which Razorpay and Stampli actually diverge.

Attributes where Razorpay and Stampli differ
AttributeRazorpayStampli
Starting priceOn request$29/month
Pricing modeltransactionsubscription
PlatformsWebWeb, Ios, Android
CategoryE-commerceAccounting & Finance
FoundedUnknown2014

Identical on both: free tier (No), user rating (Not yet rated).

What each one covers

Drawn from each product's published feature list. An absence here means we hold no record of it - not that the product lacks it.

Only in Razorpay

Nothing recorded that Stampli does not also cover.

Only in Stampli

  • AI invoice processing
  • Approval workflows
  • Vendor management
  • Payment processing
  • Audit trails
  • NetSuite
  • Sage Intacct
  • QuickBooks

What people use each for

The jobs each tool is most often brought in to do.

Razorpay

No use cases recorded yet. See the Razorpay review.

Stampli

  • Automating accounts payable invoice capture and codingnot Razorpay
  • Routing invoice approvals with discussion held against each invoicenot Razorpay
  • Paying suppliers and issuing virtual cards from the AP workflownot Razorpay

Where each one falls short

Documented limitations, not opinions. Every one is a constraint you would hit in normal use.

Razorpay

  • International card payments cost up to 3% per transaction versus 2% domestically, per razorpay.com/pricing (Aug 2026), and an 18% GST is added on top of the platform fee
  • Instant refunds cost between Rs. 7.99 and Rs. 14.99 per refund on top of the transaction fee, per Razorpay's own pricing page; standard refunds are free but instant ones are not

Stampli

  • Pricing is by quote only: the pricing page publishes no rate, no minimum and no cost driver, offering only a Request a Quote form
  • Payments and card products are sold alongside the core AP automation rather than being separately priced on the public site

Pricing, plan by plan

Razorpay

On request

No published plan breakdown. See the Razorpay review.

Stampli

$29/month
  • Essential$undefined/month
    • Invoice processing
    • Basic approvals
    • Email notifications
  • Professional$undefined/month
    • AI-powered coding
    • Advanced workflows
    • ERP integrations
  • Enterprise$undefined/month
    • Custom workflows
    • API access
    • Dedicated support

Which should you pick?

Choose Razorpay if

Nothing in the data separates Razorpay from Stampli on the points above - pick on price and on how each one feels to use.

Razorpay review

Choose Stampli if

  • You need ai invoice processing.
  • You work on Web, Ios, Android.
  • You also want approval workflows.
Stampli review

Questions people ask

Is Razorpay or Stampli better?
Neither clearly leads. Razorpay starts at On request and Stampli at $29/month, and user ratings are close enough to be indistinguishable. Choose on capability and platform support.
Which is cheaper, Razorpay or Stampli?
Razorpay starts at On request and Stampli at $29/month.
Does Razorpay or Stampli run on more platforms?
Razorpay runs on Web. Stampli runs on Web, Ios, Android.
What can Razorpay do that Stampli cannot?
Stampli covers AI invoice processing, Approval workflows, Vendor management, Payment processing.
ShareXLinkedInRedditWhatsAppEmail

Related pages

More on Razorpay

More on Stampli

Keep looking

Other head to heads