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Machine Learning · head to head

LlamaIndex vs Semantic Kernel

LlamaIndex logo

LlamaIndex

Machine Learning

Data framework for LLM applications

From
Free
Rated
-
Semantic Kernel logo

Semantic Kernel

Machine Learning

Model-agnostic SDK for AI orchestration

From
Free
Rated
-

The short version

  • Each has a real cost: LlamaIndex the free LlamaCloud plan includes 10K credits and has no pay as you go option, so work stops when credits run out; Semantic Kernel steep learning curve for advanced features
  • They diverge on capability: LlamaIndex covers Data connectors, Semantic Kernel covers Multi-model support.
  • Prices and features above were last checked on 30 August 2026.

Where they differ

Only the attributes on which LlamaIndex and Semantic Kernel actually diverge.

Attributes where LlamaIndex and Semantic Kernel differ
AttributeLlamaIndexSemantic Kernel
Pricing modelusage-basedOpen source, no pricing
PlatformsLinux, Mac, WindowsPython, .NET, Java
Founded2022Unknown

Identical on both: starting price (Free), free tier (Yes), user rating (Not yet rated), category (Machine Learning).

What each one covers

Drawn from each product's published feature list. An absence here means we hold no record of it - not that the product lacks it.

Only in LlamaIndex

  • Data connectors
  • Indexing
  • Query engine
  • RAG pipelines
  • Agents
  • OpenAI
  • Anthropic
  • Pinecone

Only in Semantic Kernel

  • Multi-model support
  • Agent framework
  • Multi-agent systems
  • Plugin ecosystem
  • Vector database integration
  • Multimodal support
  • Local model support
  • Enterprise observability

What people use each for

The jobs each tool is most often brought in to do.

LlamaIndex

  • Parsing PDFs and complex documents into structured text for RAGnot Semantic Kernel
  • Building retrieval augmented generation pipelines over private datanot Semantic Kernel
  • Indexing and querying enterprise documents from an LLM applicationnot Semantic Kernel

Semantic Kernel

  • Building enterprise AI applications with LLM integrationnot LlamaIndex
  • Creating multi-agent systems for complex workflowsnot LlamaIndex
  • Developing AI-powered chatbots and assistantsnot LlamaIndex
  • Implementing RAG systems with vector databasesnot LlamaIndex

Where each one falls short

Documented limitations, not opinions. Every one is a constraint you would hit in normal use.

LlamaIndex

  • The free LlamaCloud plan includes 10K credits and has no pay as you go option, so work stops when credits run out
  • Concurrent parse jobs are capped at 5 on Free and Starter, 20 on Pro and 100 on Enterprise
  • Pay as you go spend is capped at $500 per month on Starter and $5,000 per month on Pro
  • Enterprise SSO is Enterprise plan only
  • Volume discounts on credits and 5x higher rate limits are Enterprise only
  • SaaS or hybrid cloud deployment choice and a dedicated account manager are Enterprise only
  • Enterprise pricing is by quote with no published rate

Semantic Kernel

  • Steep learning curve for advanced features
  • Documentation focuses on Azure cloud services
  • Configuration complexity for multi-model scenarios
  • Requires understanding of AI/LLM concepts

Pricing, plan by plan

LlamaIndex

Free
  • FreeFree
    • 10K monthly credits
    • Basic parsing
    • 5 concurrent jobs
  • Starter$50/month
    • 40K credits + pay-as-you-go
    • Up to 400K credits
    • 5 concurrent jobs
  • Pro$500/month
    • 400K credits + limited-time bonus
    • 20 concurrent jobs
    • Priority Slack support
  • Enterprise$null/custom
    • Custom volume discounts
    • 5x higher rate limits
    • SSO

Semantic Kernel

Free
  • Open SourceFree
    • MIT license
    • Full framework access
    • All language SDKs

Which should you pick?

Choose LlamaIndex if

  • You need data connectors.
  • You want to start without paying.
  • You work on Linux, Mac, Windows.
  • You also want indexing.

Choose Semantic Kernel if

  • You need multi-model support.
  • You want to start without paying.
  • You work on Python, .NET, Java.
  • You also want agent framework.

Questions people ask

Is LlamaIndex or Semantic Kernel better?
Neither clearly leads. LlamaIndex starts at Free and Semantic Kernel at Free, and user ratings are close enough to be indistinguishable. Choose on capability and platform support.
Which is cheaper, LlamaIndex or Semantic Kernel?
LlamaIndex starts at Free and Semantic Kernel at Free.
Does LlamaIndex or Semantic Kernel run on more platforms?
LlamaIndex runs on Linux, Mac, Windows. Semantic Kernel runs on Python, .NET, Java.
Can I use LlamaIndex for free?
Both have a free tier, so you can try either at no cost before committing.
What is LlamaIndex best used for?
LlamaIndex is most often used for parsing pdfs and complex documents into structured text for rag, building retrieval augmented generation pipelines over private data, indexing and querying enterprise documents from an llm application. Of those, parsing pdfs and complex documents into structured text for rag and building retrieval augmented generation pipelines over private data are not what Semantic Kernel is typically brought in for.
What can LlamaIndex do that Semantic Kernel cannot?
LlamaIndex covers Data connectors, Indexing, Query engine, RAG pipelines. Semantic Kernel covers Multi-model support, Agent framework, Multi-agent systems, Plugin ecosystem.

Answered from the vendors’ own pages

LlamaIndex: How much does LlamaIndex (LlamaParse) cost?

LlamaIndex offers a Free plan with 10K monthly credits at $0/month. The Starter plan is $50/month for 40K credits plus pay-as-you-go overage up to 400K total. The Pro plan is $500/month for 400K credits. Credits are priced at 1,000 credits for $1.25.

Source
Semantic Kernel: What LLM providers does Semantic Kernel support?

Semantic Kernel supports OpenAI, Azure OpenAI, Hugging Face, Nvidia, and other providers through extensible model implementations.

Source
LlamaIndex: Is LlamaIndex free?

Yes, LlamaIndex offers a free plan with 10K monthly credits, basic parsing, 5 concurrent jobs, and support for up to 100 users with no upfront payment required.

Source
Semantic Kernel: Can I run Semantic Kernel locally?

Yes. Semantic Kernel supports local models through Ollama, LMStudio, and ONNX for complete data control and offline operation.

Source
LlamaIndex: What are LlamaIndex's concurrent job limits?

The Free and Starter plans allow 5 concurrent jobs. The Pro plan increases this to 20 concurrent jobs. Enterprise plans offer custom configurations with 5x higher rate limits.

Source
Semantic Kernel: Is Semantic Kernel free?

Yes. Semantic Kernel is MIT-licensed open source and completely free. You only pay for external LLM APIs you use.

Source
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