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Crypto · head to head

Argent vs Compound

Argent logo

Argent

Crypto

The smart wallet for DeFi and NFTs

From
Free
Rated
-
Full reviewWebsite
Compound logo

Compound

Crypto

Autonomous interest rate protocol

From
Free
Rated
-
Full reviewWebsite

The short version

  • Each has a real cost: Argent renamed Ready, and argent.xyz now redirects to ready.co, so the Argent name is retired; Compound no pricing information is published on the pricing page.
  • They diverge on capability: Argent covers Smart Contract Wallet, Compound covers Lending.
  • Prices and features above were last checked on 30 August 2026.

Where they differ

Only the attributes on which Argent and Compound actually diverge.

Attributes where Argent and Compound differ
AttributeArgentCompound
Pricing modelfreeUnknown
PlatformsIos, AndroidEthereum
Founded20182017

Identical on both: starting price (Free), free tier (Yes), user rating (Not yet rated), category (Crypto).

What each one covers

Drawn from each product's published feature list. An absence here means we hold no record of it - not that the product lacks it.

Only in Argent

  • Smart Contract Wallet
  • Social Recovery
  • No Seed Phrase
  • Built-in DeFi
  • NFT Support
  • zkSync
  • Starknet
  • Ios support

Only in Compound

  • Lending
  • Borrowing
  • cTokens
  • Governance
  • COMP Token
  • Web support

Both cover

  • Ethereum

What people use each for

The jobs each tool is most often brought in to do.

Argent

  • Self-custodial wallet on mobilenot Compound
  • Holding digital dollars under your own controlnot Compound
  • Spending through a virtual card with Apple Pay or Google Paynot Compound
  • Connecting to dapps through WalletConnectnot Compound

Compound

  • Decentralised finance (DeFi) lending and borrowing protocol on Ethereumnot Argent
  • Cryptocurrency collateral management for USDC borrowingnot Argent
  • Interest earning through crypto asset supplynot Argent
  • Algorithmic interest rate determination based on supply and demandnot Argent

Where each one falls short

Documented limitations, not opinions. Every one is a constraint you would hit in normal use.

Argent

  • Renamed Ready, and argent.xyz now redirects to ready.co, so the Argent name is retired
  • The product has shifted toward community cards and digital dollars rather than being presented purely as a crypto wallet
  • Supported chains are no longer listed on the main site

Compound

  • No pricing information is published on the pricing page.

Pricing, plan by plan

Argent

Free
  • FreeFree
    • Smart wallet
    • Social recovery
    • DeFi

Compound

Free

No published plan breakdown. See the Compound review.

Which should you pick?

Choose Argent if

  • You need smart contract wallet.
  • You want to start without paying.
  • You work on Ios, Android.
  • You also want social recovery.
Argent review

Choose Compound if

  • You need lending.
  • You want to start without paying.
  • You work on Ethereum.
  • You also want borrowing.
Compound review

Questions people ask

Is Argent or Compound better?
Neither clearly leads. Argent starts at Free and Compound at Free, and user ratings are close enough to be indistinguishable. Choose on capability and platform support.
Which is cheaper, Argent or Compound?
Argent starts at Free and Compound at Free.
Does Argent or Compound run on more platforms?
Argent runs on Ios, Android. Compound runs on Ethereum.
Can I use Argent for free?
Both have a free tier, so you can try either at no cost before committing.
What is Argent best used for?
Argent is most often used for self-custodial wallet on mobile, holding digital dollars under your own control, spending through a virtual card with apple pay or google pay, connecting to dapps through walletconnect. Of those, self-custodial wallet on mobile and holding digital dollars under your own control are not what Compound is typically brought in for.
What can Argent do that Compound cannot?
Argent covers Smart Contract Wallet, Social Recovery, No Seed Phrase, Built-in DeFi. Compound covers Lending, Borrowing, cTokens, Governance. Both handle Ethereum.

Answered from the vendors’ own pages

Argent: Why does Ready not publish pricing?

Ready's website emphasizes a rewards model where purchases earn points redeemable for rewards, suggesting pricing may be tied to merchant margins or a commission-based structure rather than a published per-transaction fee.

Source
Compound: How much does Compound cost?

Compound does not publish pricing information. No details about pricing tiers, plans, or costs are available on the pricing page or main website.

Source
Argent: What payments does Ready process?

Ready functions as a digital wallet and money transfer service integrated with rewards redemption capabilities.

Source
Argent: How do I get started with Ready?

The site directs inquiries to help.ready.co and does not disclose trial availability or onboarding details on the public homepage.

Source
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